Growth-focused portfolio with high tech exposure and a tilt towards small-cap value

Report created on Jul 5, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio heavily leans on equities, with a significant 70% allocation in large-cap ETFs tracking the S&P 500 and NASDAQ 100, and the remaining 30% in small-cap value ETFs, both U.S. and international. The structure suggests an aggressive growth strategy, underpinned by a belief in the enduring power of large tech companies, alongside a diversification effort through small-cap value stocks which are often seen as offering higher potential returns at increased risk levels.

Growth Info

Historical performance showcases a robust CAGR of 16.70%, with a maximum drawdown of -25.29%. This performance is indicative of a high-growth strategy that's not without its risks, as evidenced by the substantial drawdown. The days contributing to 90% of returns being concentrated in just 21.0 days highlights the portfolio's vulnerability to market volatility but also its capacity for significant gains during favorable conditions.

Projection Info

Monte Carlo simulations, running 1,000 scenarios, predict a wide range of outcomes with a median increase of 750.5%, illustrating the high growth potential of this portfolio. However, the spread from the 5th to the 67th percentile underscores the inherent uncertainty and risk. Such projections, while useful for gauging potential outcomes, are based on historical data and cannot guarantee future performance.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive allocation to stocks, with no presence in bonds, cash, or other asset classes, sets a clear tone of aggressiveness. This all-equity strategy maximizes growth potential but also increases volatility and risk, lacking the cushion that fixed-income investments can provide during market downturns.

Sectors Info

  • Technology
    31%
  • Consumer Discretionary
    13%
  • Financials
    13%
  • Industrials
    10%
  • Telecommunications
    9%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Energy
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    1%

With a 31% allocation to technology, followed by consumer cyclicals and financial services, the portfolio is positioned to benefit from growth in these dynamic sectors. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or economic shifts that disproportionately affect these industries.

Regions Info

  • North America
    90%
  • Europe Developed
    5%
  • Japan
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%

The geographic allocation is heavily skewed towards North America (90%), with minimal exposure to developed Europe, Japan, and other regions. This concentration in the U.S. market enhances potential for growth but limits global diversification, making the portfolio more susceptible to U.S.-centric economic fluctuations.

Market capitalization Info

  • Mega-cap
    35%
  • Large-cap
    24%
  • Mid-cap
    16%
  • Small-cap
    13%
  • Micro-cap
    11%

The mix of mega, big, medium, small, and micro-cap allocations supports a diversified approach within the equity space. However, the emphasis on larger caps through the S&P 500 and NASDAQ ETFs, combined with a strategic investment in small-cap value stocks, strikes a balance between stability and the pursuit of higher returns through riskier small-cap investments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the portfolio's current composition and performance, there's an opportunity to optimize risk versus return further. While the focus on growth is clear, employing the Efficient Frontier could identify potential adjustments in asset allocation that maintain or enhance returns while possibly reducing volatility. This optimization process, however, should be approached with the understanding that it's based on historical data, which might not predict future performance accurately.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Invesco NASDAQ 100 ETF 0.50%
  • Vanguard S&P 500 ETF 1.20%
  • Weighted yield (per year) 1.35%

Dividend yields, ranging from 0.50% to 3.80%, contribute to the portfolio's total yield of 1.35%. While not the primary focus of this growth-oriented strategy, these dividends provide a modest income stream and potential for reinvestment, adding to the portfolio's compounding growth over time.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.14%

The portfolio benefits from low overall costs, with a Total Expense Ratio (TER) of 0.14%. This efficiency is crucial for long-term growth, as lower costs directly translate to higher net returns. The exceptionally low cost of the Vanguard S&P 500 ETF is a highlight, emphasizing the value of selecting cost-effective investment vehicles.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey