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A high growth tilted portfolio with strong US focus and sizeable thematic and metal exposure

Report created on Dec 23, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is built around a broad US stock fund as the 40% core, with the rest in focused themes, single tech and growth names, and precious metals. Compared with a typical balanced benchmark that mixes stocks and bonds, this setup is heavily tilted to equities and alternatives, with effectively no traditional stabilizers like bonds or cash. That matters because the portfolio will move more directly with stock markets and specific themes, which can boost gains but also deepen dips. To better match a “balanced” risk label, dialing up the broad core and adding a more defensive sleeve could help smooth the ride while keeping the growth bias.

Growth Info

Historically, the portfolio shows a very strong compound annual growth rate (CAGR) of about 17.8%. CAGR is like the average yearly speed of a road trip, smoothing out bumps along the way. A -26% max drawdown means that at one point, a $10,000 investment could have temporarily dropped to around $7,400. The fact that 90% of returns came from just 22 days highlights how missing a few big up days can drastically change results. This return profile is impressive versus most broad benchmarks, but it comes with meaningful swings. Keeping a long-term mindset and staying invested through volatility is crucial to capture those big positive bursts.

Projection Info

The Monte Carlo analysis, which runs 1,000 random “what if” paths based on historical behavior, suggests a very wide range of possible futures. A 5th percentile outcome of roughly 24% growth versus a median of almost 900% shows big upside but also meaningful downside risk. Monte Carlo is like simulating thousands of alternate timelines, but all are anchored in past patterns, which may not repeat. The strong average projected annual return above 20% looks attractive, yet it should be viewed cautiously. Using these projections as rough guideposts rather than promises helps set realistic expectations and encourages building a plan that can handle weaker-than-expected scenarios.

Asset classes Info

  • Stocks
    85%
  • Other
    5%

Across asset classes, this portfolio is dominated by stocks at 85%, with a smaller slice in “other” (mainly gold and silver) and essentially no bonds or cash. Benchmarks labeled “balanced” normally hold a noticeable chunk in bonds to damp volatility and provide income. The current mix leans more like a growth or aggressive allocation despite the stated risk score in the middle of the scale. This stock-heavy stance is great for long-term appreciation if you can ride out big drawdowns. To better match a moderate risk profile, introducing a small allocation to more stable assets and gently trimming smaller speculative pieces could improve overall resilience.

Sectors Info

  • Technology
    22%
  • Industrials
    21%
  • Telecommunications
    14%
  • Consumer Discretionary
    9%
  • Financials
    5%
  • Energy
    5%
  • Health Care
    4%
  • Consumer Staples
    2%
  • Utilities
    2%
  • Basic Materials
    1%
  • Real Estate
    1%

Sector-wise, the portfolio tilts toward technology, industrials, and communication services, with additional exposure to consumer cyclicals and energy. This setup creates a strong growth and innovation flavor, especially combined with concentrated positions in large tech and newer economy names. Sector-heavy portfolios can outperform when their favored areas are in vogue but may lag badly when sentiment turns or policy changes affect them. For example, growth and tech can be more sensitive to interest rate shifts or regulation. The good news is that sector coverage is reasonably broad, which aligns with diversified benchmarks. Slightly reducing the more niche or cyclical layers could help limit sector-specific shocks.

Regions Info

  • North America
    83%

Geographically, the portfolio is overwhelmingly centered on North America at about 83%, with negligible exposure elsewhere. Many global benchmarks include meaningful stakes in Europe and Asia, which helps spread political, currency, and economic risk. A strong US focus has been a tailwind in the last decade, so this tilt has likely helped historical returns. However, it does leave the portfolio dependent on one region’s fortunes. Adding even a modest allocation to broad international exposure would improve geographic diversification and reduce the risk that a US-specific downturn or policy shift disproportionately impacts results, while still keeping the portfolio’s core identity anchored in the US market.

Market capitalization Info

  • Mega-cap
    32%
  • Large-cap
    28%
  • Mid-cap
    15%
  • Small-cap
    8%
  • Micro-cap
    2%

Market capitalization exposure is nicely spread across mega, large, mid, and smaller companies, with a clear tilt toward the biggest names. Market cap simply measures company size; mega caps are the household names, while small and micro caps are more nimble but bumpier. This distribution is quite similar to broad US stock benchmarks and is a real strength of the portfolio. It means you’re not overly dependent on tiny speculative names, yet you still capture some of the potential upside of smaller firms. To keep this balance working well, it can help to watch that single-stock positions do not grow so large that they overshadow the diversified core.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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On a risk-return basis, this portfolio likely sits above a traditional “balanced” point on the Efficient Frontier. The Efficient Frontier is the curve showing the best possible return for each level of risk using the existing ingredients, assuming just reweighting them. Here, there may be room to nudge weights toward the broad, low-cost core and slightly away from the more volatile niche exposures while keeping the same building blocks. That could lower volatility without sacrificing much expected return, making the mix more “efficient.” Efficiency doesn’t mean perfectly diversified or tailored to every goal, but it does mean getting more potential reward for each unit of risk taken.

Dividends Info

  • Alphabet Inc Class A 0.30%
  • iShares U.S. Aerospace & Defense ETF 0.50%
  • Meta Platforms Inc. 0.30%
  • SPDR S&P Kensho Final Frontiers 0.50%
  • Global X Uranium ETF 1.60%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.10%
  • Weighted yield (per year) 0.65%

Income from this portfolio is modest, with an overall yield under 1%. Dividend yield is the annual cash payout as a percentage of your investment, like rent from a property. This low yield fits a growth-oriented setup that prioritizes price appreciation over regular cash flow. That can be perfectly fine for someone in an accumulation phase who is reinvesting rather than spending income. It does mean, though, that in market downturns there is less of a steady income “cushion” to rely on. If future goals include living off the portfolio, gradually adding some higher-yielding, stable payers over time could help build a more reliable income stream.

Ongoing product costs Info

  • iShares® Gold Trust Micro 0.09%
  • iShares U.S. Aerospace & Defense ETF 0.40%
  • SPDR S&P Kensho Final Frontiers 0.45%
  • iShares Silver Trust 0.50%
  • Global X Uranium ETF 0.69%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.17%

The overall cost level, with a total expense ratio around 0.17%, is impressively low. Costs are the quiet drag on performance; even small percentages compound over decades. Your biggest holding, the broad US fund, is extremely cheap, which anchors costs nicely and aligns with best practices seen in many efficient portfolios. Some of the thematic and specialized funds are more expensive, which is common given their niche focus. Ensuring these higher-cost pieces are intentional and not overlapping too much with the broad core helps keep them additive. Sticking to low-cost vehicles wherever possible supports better long-term outcomes without needing to chase higher returns.

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