This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it Roast mode 🔥

A high-risk rollercoaster with a love affair for tech and Bitcoin, dressed as a growth portfolio

Report created on Aug 17, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

Imagine a portfolio that seems to have been crafted during a tech enthusiast's dream, where Bitcoin and tech stocks are the holy grail, and cash is just there to say "I'm diversified." With 70% of your investments tied up in the volatile realms of cryptocurrency and tech, this portfolio screams "high risk, high reward" with the subtlety of a bull in a china shop. It's like putting all your eggs in two baskets, then placing those baskets on a rollercoaster.

Growth Info

With a CAGR of 35.82%, it's tempting to don rose-colored glasses and ignore the heart-stopping -21.97% max drawdown. This performance is akin to winning a high-stakes bet, thrilling yet not for the faint of heart. It's important to remember that past performance is as reliable as weather forecasts during a hurricane season—useful, but not something to bet your house on.

Projection Info

The Monte Carlo simulation's optimistic projection with a 50th percentile at a 6,009.7% increase feels like forecasting sunny skies in a hurricane zone. While these simulations offer a glimpse into potential futures, they're based on historical data which, in the case of Bitcoin and tech, is as stable as a house of cards in a stiff breeze. Expecting such high returns without bracing for potential storms could leave you soaked.

Asset classes Info

  • Other
    35%
  • Stocks
    35%
  • No data
    30%

Your asset class allocation is like a diet consisting of only steak and ice cream—delicious but hardly balanced. With 35% in "Other" (read: Bitcoin), 35% in stocks (tech, to be precise), and a 30% safety net in a government money market fund, it's a wild ride with a flimsy safety harness. Diversification across more asset classes could prevent a dietary—or financial—upset.

Sectors Info

  • Technology
    35%
  • No data
    30%

The tech sector's dominance in this portfolio is like having a favorite child—it's understandable but not particularly fair to the others. With 35% of your investments here, you're riding the Silicon Valley wave with both the exhilaration and the risk of wipeout. Broadening your horizons to include more sectors could help stabilize your investment ship.

Regions Info

  • North America
    35%
  • No data
    30%

With a patriotic "America first" approach, this portfolio's 35% allocation to North American assets (hello, tech giants) ignores the vibrant world of investment opportunities beyond its borders. This geographic myopia limits exposure to global growth trends and diversification benefits. It's like going to an international buffet and only eating the fries.

Market capitalization Info

  • No data
    30%
  • Mega-cap
    19%
  • Large-cap
    8%
  • Mid-cap
    4%
  • Small-cap
    3%
  • Micro-cap
    1%

The market capitalization breakdown reads like a who's who of giant and big companies, with a sprinkling of medium, small, and micro caps for flavor. It's a conservative approach to company size that might miss out on the rapid growth potential of smaller firms, akin to preferring mature, stable relationships over the excitement of new flings.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier is a concept aiming for the best possible return for a given level of risk, but this portfolio seems to have missed the memo. With its high concentration in volatile sectors and assets, it's like aiming for the moon with a slingshot—ambitious but perhaps not the most calculated approach. A realignment could help find a more optimal risk-return balance, ensuring that the portfolio isn't just shooting for the stars without a helmet.

Dividends Info

  • Fidelity® MSCI Information Technology Index ETF 0.40%
  • Fidelity® Government Money Market Fund 3.60%
  • Weighted yield (per year) 1.22%

The average dividend yield here tries to offer a financial olive branch, but with a total yield of 1.22%, it's more of a twig than a branch. It's like expecting a trickle from a faucet to fill a swimming pool—it'll take more than patience to see significant income. A more balanced approach could improve this yield, offering a steadier income stream alongside capital gains.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Fidelity® MSCI Information Technology Index ETF 0.08%
  • Weighted costs total (per year) 0.12%

At least you're not bleeding money on fees, with a total expense ratio (TER) of 0.12%. It's one of the few areas where this portfolio doesn't go to extremes. Keeping costs low is like choosing a no-frills flight; it might not be glamorous, but it gets you where you're going without unnecessary expense.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey