High-growth focused portfolio with significant exposure to tech and a hedge in gold

Report created on Oct 8, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

The portfolio is aggressively positioned with 80% allocated to equity ETFs, specifically the ProShares UltraPro QQQ and the Vanguard S&P 500 ETF, and 20% in the SPDR® Gold Shares ETF. This structure leans heavily on the performance of large-cap and tech stocks, given the significant weight in QQQ and the S&P 500. The inclusion of a gold ETF serves as a hedge against market volatility and inflation but also introduces a non-correlated asset class that may reduce overall portfolio volatility.

Growth Info

Historically, this portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 30.75%, with a substantial maximum drawdown of -72.39%. This indicates periods of high returns but also significant volatility and risk, as evidenced by the drawdown. The days contributing to 90% of returns being concentrated in 34.0 days highlight the portfolio's reliance on short periods of exceptional gains, which may not be sustainable or predictable over the long term.

Projection Info

Using Monte Carlo simulations, the projected outcomes suggest a wide range of potential future returns, with the 50th percentile at an impressive 1,561.3% growth. However, the broad spread of results, from 31.2% at the 5th percentile to 3,407.2% at the 67th percentile, underscores the high risk and uncertainty inherent in this portfolio. It's important to note that these projections, while useful for planning, are based on historical data and cannot guarantee future performance.

Asset classes Info

  • Stocks
    72%
  • Other
    20%
  • Cash
    7%
  • Bonds
    1%

The portfolio's asset allocation is heavily skewed towards stocks (72%), with a significant portion in 'Other' (20%), primarily gold, and minimal exposure to cash and bonds. This composition is aligned with the portfolio's aggressive growth strategy but carries higher risk, particularly in market downturns. The lean allocation towards cash and bonds offers limited buffering against stock market volatility.

Sectors Info

  • Technology
    36%
  • Telecommunications
    10%
  • Consumer Discretionary
    9%
  • Financials
    5%
  • Health Care
    5%
  • Industrials
    4%
  • Consumer Staples
    4%
  • Utilities
    2%
  • Energy
    1%
  • Basic Materials
    1%
  • Real Estate
    1%

The sectoral allocation is heavily concentrated in technology (36%), reflecting a strong bet on the continued growth and dominance of tech companies. Other sectors like communication services and consumer cyclicals are also represented but to a much lesser extent. This tech-heavy focus increases the portfolio's exposure to sector-specific risks, such as regulatory changes or technological disruptions.

Regions Info

  • North America
    79%
  • Europe Developed
    1%

With 79% of assets allocated to North America, the portfolio has a strong home bias, particularly towards the US market. This concentration in developed markets, while reducing exposure to emerging market volatility, also limits potential gains from diversified global growth. The minimal exposure to Europe and the absence of investments in Asia and Latin America suggest an opportunity to enhance global diversification.

Market capitalization Info

  • Mega-cap
    29%
  • No data
    20%
  • Large-cap
    20%
  • Mid-cap
    9%

The market capitalization exposure leans towards mega (29%) and big (20%) cap stocks, with a notable 20% categorized as 'Unknown', likely due to the gold ETF. This bias towards larger companies is consistent with the portfolio's focus on established, high-growth tech firms but may miss out on the potentially higher growth rates of smaller companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio may not be fully optimized for the best risk-return ratio due to its heavy concentration in tech and large-cap stocks, alongside the aggressive leverage of the ProShares UltraPro QQQ. Adjusting the asset allocation to include more diversification across sectors, geographies, and asset classes could potentially enhance returns for the given level of risk.

Dividends Info

  • ProShares UltraPro QQQ 0.70%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 0.72%

The dividend yield of the portfolio is relatively low, at an average of 0.72%, reflecting the growth-oriented nature of the investments. While dividends contribute to total returns, the primary focus here is on capital appreciation, which aligns with the aggressive growth strategy but may not suit those seeking regular income.

Ongoing product costs Info

  • SPDR® Gold Shares 0.40%
  • ProShares UltraPro QQQ 0.88%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.44%

The portfolio's total expense ratio (TER) of 0.44% is moderately low, benefiting long-term growth by minimizing cost drag. The varying costs of the ETFs, from the low 0.03% for the Vanguard S&P 500 ETF to the higher 0.88% for the ProShares UltraPro QQQ, reflect the trade-off between aggressive growth strategies and cost efficiency.

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