Highly concentrated equity portfolio with strong US growth focus and meaningful exposure to leveraged volatility

Report created on May 10, 2026

Risk profile Info

7/7
Speculative
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is entirely in equity ETFs, with no bonds or cash-like holdings, which already sets a high-risk tone. The core is split between broad index exposure and growth-tilted funds: about half in total-market style ETFs and 40% in US large-cap growth, plus 20% in a leveraged Nasdaq-100 product. That leveraged ETF is the single most distinctive feature, amplifying daily moves of a concentrated tech-heavy index. Structurally, this creates a stock-only, return-seeking portfolio with limited built-in stabilisers. The mix combines diversified building blocks with one aggressive accelerator, so overall behaviour is driven far more by growth and tech dynamics than by defensive or income-oriented characteristics.

Growth Info

Historically, the portfolio has been very strong but also very bumpy. A $1,000 investment grew to about $10,238 over the period, with a compound annual growth rate (CAGR) of 26.33%. CAGR is like your average speed on a long road trip, smoothing out all the stops and surges. This comfortably outpaced both the US market at 15.21% and the global market at 12.56%. The flip side is the max drawdown of -64.24%, nearly double the benchmarks’ roughly -34%. Max drawdown measures the worst peak‑to‑trough fall, highlighting how painful the ride can get. Only 35 days generated 90% of returns, showing performance was highly dependent on a handful of big up days.

Projection Info

The Monte Carlo projection uses the portfolio’s historical behaviour to simulate 1,000 possible 15‑year paths, like running alternate timelines based on past volatility and returns. The median outcome turns $1,000 into about $2,816, with most simulations landing between roughly $1,857 and $4,235. That implies an average simulated annual return of 8.15%, notably lower than the historical 26.33%, because the model blends good and bad scenarios. There is still a wide possible range, from about $989 to $7,521, underlining how uncertain the future is. Importantly, simulations rely on past patterns that may not repeat, especially for leveraged products whose long‑term performance can differ from their daily targets.

Asset classes Info

  • Stocks
    100%

Asset class exposure is simple here: 100% in stocks, with no allocation to bonds, cash, or alternatives like real estate funds or commodities. Asset classes are broad groups of investments that tend to behave differently at various points in the economic cycle. A stock-only approach removes the natural cushioning that fixed income or cash can provide during market stress. This aligns squarely with a speculative risk profile and explains the portfolio’s high volatility and deep drawdown history. The benefit is full participation when equity markets are strong, but the trade-off is that all risk is tied to stock market dynamics, with no secondary shock absorbers in the mix.

Sectors Info

  • Technology
    36%
  • Telecommunications
    11%
  • Financials
    11%
  • Consumer Discretionary
    11%
  • Industrials
    9%
  • Health Care
    8%
  • Consumer Staples
    5%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    1%

Sector exposure is heavily tilted toward growth-oriented areas. Technology stands out at 36%, with another 11% in telecommunications and 11% in consumer discretionary, all of which tend to be sensitive to growth expectations and interest rates. Financials and industrials also have meaningful slices, while more traditionally defensive sectors like utilities, consumer staples, and health care have smaller roles. Compared with broad global benchmarks, this is distinctly more tech and growth heavy. Such concentration often boosts returns in periods of innovation, low rates, or strong risk appetite, but can magnify swings when markets rotate toward value, higher rates, or more defensive parts of the economy.

Regions Info

  • North America
    81%
  • Europe Developed
    8%
  • Japan
    3%
  • Asia Developed
    3%
  • Asia Emerging
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

Geographically, the portfolio is very US-centric, with about 81% in North America. The rest is spread thinly across developed Europe, Japan, other developed Asia, emerging Asia, Australasia, and Africa/Middle East. Compared with global equity benchmarks where the US is significant but not this dominant, this is a clear home-country tilt. A strong US focus has been rewarding in the last decade as US large-cap growth led global markets. However, it also means portfolio outcomes are tightly linked to one economy, one currency, and one policy environment. International ETFs add some diversification, but they are relatively small satellites around a US core.

Market capitalization Info

  • Mega-cap
    44%
  • Large-cap
    27%
  • Mid-cap
    14%
  • Small-cap
    2%

Some holdings may not have full classification data available. Percentages may not add up to 100%.

Market capitalization exposure leans strongly toward the largest companies: 44% in mega-caps and 27% in large-caps, with smaller allocations to mid-caps and just 2% to small-caps. Market cap describes a company’s size on the stock market, and larger firms often dominate broad indices. This structure means portfolio behaviour will closely track the fortunes of big, well-known names rather than smaller, more idiosyncratic businesses. That can provide some stability relative to small-caps during crises, but it also concentrates influence in a relatively short list of giants. The relatively modest exposure to mid and small caps limits potential benefits from size-related return premiums when those parts of the market are in favour.

True holdings Info

  • NVIDIA Corporation
    5.78%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Apple Inc
    4.97%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Microsoft Corporation
    3.73%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Amazon.com Inc
    3.01%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Alphabet Inc Class A
    2.49%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Broadcom Inc
    2.18%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Alphabet Inc Class C
    2.03%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Meta Platforms Inc.
    1.83%
    Part of fund(s):
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Tesla Inc
    1.74%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • ProShares UltraPro QQQ
    • Schwab U.S. Large-Cap Growth ETF
    • Vanguard S&P 500 ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Eli Lilly and Company
    0.57%
    Part of fund(s):
    • Schwab U.S. Large-Cap Growth ETF
  • Top 10 total 28.33%

Looking through the ETFs’ top holdings shows a clear concentration in a handful of mega-cap growth names. NVIDIA, Apple, Microsoft, Amazon, Alphabet (both share classes), Meta, Tesla, Broadcom, and Eli Lilly together already represent a sizable slice of the overall portfolio, even though only top‑10 ETF positions are counted. Because these same companies appear in multiple ETFs, their true influence is higher than any single fund’s weight suggests. This overlap creates a hidden concentration: several funds may look diversified individually but end up owning many of the same leaders. It also means portfolio performance and risk are tightly linked to how this small group of high-profile companies performs.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 100%
Size
Exposure to smaller companies
Low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposure shows mild tilts away from value and size, with both at 38%, classified as “Low.” Factors are characteristics like value, momentum, or quality that research links to long-term return patterns, similar to understanding ingredients in a recipe. A low value score suggests a preference for companies priced more for growth than for current earnings or assets. A low size score means leaning toward bigger companies rather than smaller ones. The other factors — momentum, quality, yield, and low volatility — sit around neutral, so they broadly resemble the market. This pattern is consistent with a growth-heavy portfolio that favours large, fast-growing businesses over cheaper or smaller stocks.

Risk contribution Info

  • ProShares UltraPro QQQ
    Weight: 20.00%
    47.7%
  • Vanguard S&P 500 ETF
    Weight: 25.00%
    16.2%
  • Schwab U.S. Large-Cap Growth ETF
    Weight: 20.00%
    15.6%
  • Vanguard Total World Stock Index Fund ETF Shares
    Weight: 25.00%
    15.2%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 5.00%
    2.7%
  • Top 5 risk contribution 97.4%

Risk contribution highlights how much each holding drives the portfolio’s overall ups and downs, which can differ a lot from its weight. The leveraged ProShares UltraPro QQQ is 20% of the portfolio but contributes about 47.71% of total risk — over twice its weight. That’s the standout feature: it effectively dominates volatility. By contrast, the broad Vanguard and Schwab ETFs have risk contributions closer to their allocations, acting more like steady core components. The top three holdings together account for about 79.50% of risk, showing that, in practice, a few positions determine most of the ride. Position sizing plus volatility, rather than weight alone, is what shapes overall risk here.

Redundant positions Info

  • Schwab International Equity ETF
    Vanguard Total International Stock Index Fund ETF Shares
    High correlation
  • Schwab U.S. Large-Cap Growth ETF
    Vanguard Total World Stock Index Fund ETF Shares
    ProShares UltraPro QQQ
    Vanguard S&P 500 ETF
    High correlation

Correlation measures how closely different holdings move together, on a scale from -1 to 1, where 1 means they move almost in lockstep. Several pairs here are highly correlated: US large-cap growth with the leveraged Nasdaq ETF, and the S&P 500 with the total world ETF, for example. The two international equity funds also move very similarly. High correlation reduces diversification benefits because, in stress periods, assets that usually rise and fall together may all decline at the same time. So even though there are multiple tickers in the portfolio, many are effectively variations of a similar large-cap growth or broad-market theme, rather than truly independent return streams.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk–return chart plots volatility on the x-axis and expected return on the y-axis, with the efficient frontier showing the best trade-offs using these exact holdings. The current portfolio has a Sharpe ratio of 0.73, which compares return with risk after adjusting for a 4% “risk-free” rate. The analysis indicates the current mix already sits on or very near the efficient frontier for its risk level, meaning the weights are internally coherent. The “optimal” portfolio on this chart has a higher Sharpe but comes with far higher volatility, while the minimum variance option reduces risk but also lowers return. Within this set of ETFs, the existing allocation is an efficient expression of a high-risk stance.

Dividends Info

  • Schwab International Equity ETF 3.00%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • ProShares UltraPro QQQ 0.40%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Total World Stock Index Fund ETF Shares 1.60%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.12%

The overall dividend yield is 1.12%, relatively low for an all‑equity portfolio. Yield is the annual cash payout as a percentage of the investment, like interest on a savings account but not guaranteed. The growth-focused US funds and the leveraged ETF pay very modest dividends, which pulls the average down despite higher yields from the international equity ETFs. This structure signals a clear emphasis on capital appreciation rather than income. In practice, more of the expected return has to come from price movements instead of regular cash distributions, which fits the portfolio’s growth and leverage profile but means dividends are a minor contributor to total return.

Ongoing product costs Info

  • Schwab International Equity ETF 0.06%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • ProShares UltraPro QQQ 0.88%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.21%

Costs are an important but often overlooked part of long‑term performance. Here, the total expense ratio (TER) across the portfolio is about 0.21%, which is impressively low given the inclusion of a leveraged ETF. Most holdings are low‑cost index funds from major providers, dragging the overall fee down. The leveraged product has a higher TER at 0.88%, reflecting its more complex structure, but it’s a relatively small drag when averaged across everything. Low costs mean more of the portfolio’s gross return stays in investors’ pockets each year. This cost profile is a strong positive, especially when paired with broad index funds that already aim to closely track their benchmarks.

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