A growth heavy US equity portfolio concentrated in large cap technology and S&P 500 ETFs

Report created on Nov 14, 2024

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

The portfolio is almost entirely equity driven with four broad US ETFs making up roughly 76 percent of the holdings and several large single stocks occupying most of the remainder. This structure gives a clear large cap and growth bias and closely mirrors common large cap benchmarks which improves liquidity and transparency. That alignment is beneficial because benchmark-like holdings make performance easy to understand and trade. Recommendation: simplify overlapping exposures by consolidating similar ETFs and reduce redundant positions so the same market bet is not held multiple times, then consider modest allocations outside equities for better balance.

Growth Info

Historic returns show strong growth with a reported CAGR of 20.85 percent. CAGR, or Compound Annual Growth Rate, measures average yearly growth like the steady speed of a car over a long trip. For example a $10,000 stake growing at 20.85 percent annually would compound to roughly $66,600 over ten years, showing how powerful sustained high returns can be. However the portfolio also experienced a maximum drawdown near 46.6 percent, which indicates high volatility and risk of large temporary losses. Recommendation: weigh past outperformance against volatility and avoid assuming the same pace will continue.

Projection Info

Monte Carlo simulation uses repeated randomized paths based on historical returns volatility and correlations to estimate a range of possible future outcomes. Here 1,000 simulations produced a 5th percentile result of about 169.5 percent and a median outcome of roughly 1,461 percent, with nearly all runs positive. This suggests upside skew but also reflects assumptions tied to the historical period. Simulations are a helpful planning tool but are limited because they assume return distributions and stability of relationships; they don’t guarantee future results. Recommendation: use these projections as one input among risk limits and scenario planning.

Asset classes Info

  • Stocks
    100%

Asset class allocation is 100 percent equities with no fixed income cash

Sectors Info

  • Technology
    41%
  • Consumer Discretionary
    15%
  • Telecommunications
    13%
  • Industrials
    8%
  • Financials
    7%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

Regions Info

  • North America
    99%
  • Europe Developed
    1%

Market capitalization Info

  • Mega-cap
    53%
  • Large-cap
    28%
  • Mid-cap
    14%
  • Small-cap
    4%
  • Micro-cap
    1%

Redundant positions Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Vanguard S&P 500 ETF
    SPDR S&P 500 ETF Trust
    High correlation

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Dividends Info

  • Apple Inc 0.40%
  • Alphabet Inc Class A 0.20%
  • Invesco QQQ Trust 0.50%
  • SPDR S&P 500 ETF Trust 1.10%
  • Vanguard Small-Cap Index Fund ETF Shares 1.30%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.10%
  • Weighted yield (per year) 0.75%

Ongoing product costs Info

  • Invesco QQQ Trust 0.20%
  • SPDR S&P 500 ETF Trust 0.10%
  • Vanguard Small-Cap Index Fund ETF Shares 0.05%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.09%

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