Balanced yet aggressive ETF portfolio with strong tech and financial sectors focus

Report created on Aug 20, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

The portfolio is entirely allocated to the iShares Core Aggressive Allocation ETF, indicating a preference for a hands-off, yet assertively positioned investment strategy. This ETF encompasses a broad spectrum of asset classes, primarily stocks (82%) and bonds (18%), suggesting a tilt towards growth-oriented investments while maintaining a degree of income and stability through its bond holdings. The complete allocation to a single ETF simplifies portfolio management but places significant reliance on the performance and strategy of this specific fund.

Growth Info

Historically, the portfolio has shown a Compound Annual Growth Rate (CAGR) of 10.13%, with a maximum drawdown of -28.42%. These figures highlight the portfolio's ability to generate strong returns, albeit with notable volatility. The days contributing to 90% of returns being limited to 32 indicates that while the portfolio has periods of significant gains, it also requires the investor to withstand potential sharp downturns.

Projection Info

Using Monte Carlo simulations, the forward projection offers a broad range of outcomes, with a median increase of 281.2% in portfolio value. This simulation, based on historical data, suggests a high likelihood of positive returns (993 out of 1,000 simulations). However, it's crucial to remember that these projections cannot guarantee future performance and should be seen as one of many tools in evaluating investment strategies.

Asset classes Info

  • Stocks
    82%
  • Bonds
    18%

The asset class distribution, with a dominant 82% in stocks and 18% in bonds, positions the portfolio for growth while providing a cushion against market volatility through its bond allocation. This mix supports the portfolio's aggressive stance, aiming for higher returns at the expense of increased risk exposure compared to more conservative allocations.

Sectors Info

  • Technology
    26%
  • Financials
    17%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Health Care
    9%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Basic Materials
    4%
  • Energy
    4%
  • Utilities
    3%
  • Real Estate
    3%

Sector allocation is heavily weighted towards technology (26%) and financial services (17%), reflecting a bet on industries that have historically driven market growth but can be susceptible to volatility. The presence in industrials, consumer cyclicals, and healthcare diversifies the portfolio, although the heavy tech focus does increase its risk profile during market corrections or sector-specific downturns.

Regions Info

  • North America
    67%
  • Europe Developed
    14%
  • Japan
    6%
  • Asia Emerging
    5%
  • Asia Developed
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic distribution shows a strong bias towards North America (67%), with diversified but smaller exposures across developed and emerging markets. This allocation benefits from the stability and growth potential of North American markets but may miss out on higher growth opportunities in emerging markets. The limited exposure to regions like Latin America and Africa/Middle East suggests a conservative approach to geographic diversification.

Market capitalization Info

  • Mega-cap
    36%
  • Large-cap
    26%
  • Mid-cap
    15%
  • Small-cap
    4%
  • Micro-cap
    1%

The market capitalization breakdown, favoring mega (36%) and big (26%) cap stocks, aligns with the portfolio's aggressive yet balanced approach, leveraging the stability of large-cap companies while engaging with the growth potential of medium to small caps. This blend helps mitigate risk without overly compromising on growth potential.

Dividends Info

  • iShares Core Aggressive Allocation ETF 2.20%
  • Weighted yield (per year) 2.20%

With a total dividend yield of 2.20%, the portfolio provides a modest income stream, contributing to its total return. This yield, combined with the growth potential from its stock allocation, offers a balanced approach to generating returns through both capital appreciation and income.

Ongoing product costs Info

  • iShares Core Aggressive Allocation ETF 0.15%
  • Weighted costs total (per year) 0.15%

The Total Expense Ratio (TER) of 0.15% is impressively low, enhancing the portfolio's long-term return potential by minimizing cost drag. In the context of actively managed portfolios or those with higher-cost investment vehicles, this cost efficiency is a significant advantage, supporting better net performance over time.

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