Broad global stock portfolio with strong technology tilt and efficient low cost structure
Report created on Jul 5, 2026Risk profile
4/7
Diversification profile
4/5
Positions
-
F5 Amundi Prime Global UCITS ETF Acc EUR
F50A - IE0009DRDY20 70.00% -
PR Amundi Prime Emerging Markets UCITS ETF DR (C)
PRAM - LU2300295123 20.00% -
LY Amundi Stoxx Europe 600 UCITS ETF C EUR
LYP6 - LU0908500753 10.00%
This portfolio is made of three equity ETFs, with 70% in a broad global fund, 20% in emerging markets, and 10% in a Europe-wide index. That means every euro is invested in stocks, with most of the exposure coming from a single broadly diversified core ETF. Structurally, it’s a classic “core plus satellites” setup: one main holding setting the tone, and two smaller pieces adding extra regional emphasis. This matters because the behaviour of the portfolio will largely mirror global equity markets, with some additional influence from emerging markets and Europe. The structure is straightforward and easy to understand, which often makes it simpler to track performance and risk over time.
Growth
From late 2021 to mid‑2026, €1,000 grew to about €1,707, giving a compound annual growth rate (CAGR) of 11.77%. CAGR is like average speed on a long road trip, smoothing out bumps along the way. Over the same period, the US market and the global market did slightly better, but the gap to the global benchmark is small. The worst peak‑to‑trough fall was about ‑20%, which is typical stock‑market level volatility. The portfolio recovered from that drawdown in around five months, which is a reasonably quick bounce-back. As always, this is backward‑looking; it shows how the mix behaved in one specific environment, not what it will do next.
Projection
The Monte Carlo projection uses past returns and volatility to simulate 1,000 different 15‑year futures for the same mix of holdings. Think of it as running many “what if” market paths to see a range of possible outcomes, not a single prediction. The median path turns €1,000 into around €2,861, with a wide band from roughly €1,858 to €4,362 for the middle half of simulations. There are also more extreme good and bad scenarios. The average simulated annual return is 8.38%, and about three‑quarters of runs end positive. These numbers highlight uncertainty: they’re useful for framing expectations, but they don’t guarantee any specific result.
Asset classes
- Stocks 100%
All of the portfolio is in stocks, with no bonds, cash, or alternative assets included. That means returns are fully tied to equity markets, which historically have offered higher potential growth but also larger swings than mixed stock‑bond portfolios. Many broad market benchmarks also focus mostly on equities, so in that sense the composition is aligned with growth‑oriented market exposure. The balanced risk classification of 4/7 reflects that, despite being 100% in stocks, the diversification across thousands of companies and many regions keeps risk in the middle of the scale rather than at the very top. Still, there’s no built‑in cushion from more defensive asset classes.
Sectors
- Technology 31%
- Financials 17%
- Industrials 11%
- Consumer Discretionary 9%
- Health Care 8%
- Telecommunications 8%
- Consumer Staples 5%
- Energy 4%
- Basic Materials 4%
- Utilities 3%
- Real Estate 2%
Sector-wise, technology is the largest slice at 31%, followed by financials and industrials, with smaller weights in areas like health care, telecoms, and consumer sectors. This mirrors the modern global stock market, where tech companies make up a big share of overall value. A strong tech tilt can be positive in periods when innovation and digital demand drive profits, but it can also mean sharper moves when interest rates rise or when sentiment turns against growth companies. The presence of multiple other sectors, each with meaningful but smaller weights, helps spread risk so the portfolio isn’t entirely dependent on a single industry’s fortunes.
Regions
- North America 53%
- Europe Developed 20%
- Asia Developed 10%
- Asia Emerging 7%
- Japan 5%
- Africa/Middle East 2%
- Australasia 1%
- Latin America 1%
Geographically, the portfolio is anchored in North America at 53%, with 20% in developed Europe and additional exposure across Asia, Japan, emerging Asia, and smaller regions. This pattern is very close to widely used global indices, which are also heavily weighted toward North American markets. The dedicated emerging markets ETF increases the share of faster‑growing but more volatile regions beyond what a pure world index would hold. This global spread reduces dependence on any one economy, currency, or political system. At the same time, the strong North American tilt means that events in that region will still have an outsized influence on overall performance.
Market capitalization
- Mega-cap 50%
- Large-cap 34%
- Mid-cap 15%
By company size, about half of the portfolio sits in mega‑caps, around a third in large‑caps, and the rest in mid‑caps. Mega‑caps are the very largest listed companies; they tend to be more stable and widely followed, while mid‑caps can be more sensitive to economic cycles but sometimes offer faster growth. This breakdown is typical of market‑cap‑weighted global indices, so it aligns well with common benchmarks. The dominance of very large companies helps dampen some of the extremes you might see in portfolios packed with small firms, while the mid‑cap slice adds some extra dynamism and diversification beyond the global giants.
True holdings
-
NV NVIDIA Corporation 3.88%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
AA Apple Inc. 3.51%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
23 Taiwan Semiconductor Manufacturing Co. Ltd. 2.66%
Part of fund(s):- Amundi Prime Emerging Markets UCITS ETF DR (C)
-
MS Microsoft Corporation 2.60%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
AM Amazon.com Inc 2.04%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
GO Alphabet Inc Class A 1.74%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
AV Broadcom Inc 1.63%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
GO Alphabet Inc Class C 1.50%
Part of fund(s):- Amundi Prime Global UCITS ETF Acc EUR
-
00 Samsung Electronics Co Ltd 1.45%
Part of fund(s):- Amundi Prime Emerging Markets UCITS ETF DR (C)
-
00 SK Hynix Inc 1.29%
Part of fund(s):- Amundi Prime Emerging Markets UCITS ETF DR (C)
- Top 10 total 22.31%
Looking through the ETFs’ top holdings, a small number of big global names appear across multiple funds, such as NVIDIA, Apple, Microsoft, Amazon, and Alphabet. These overlaps create a “hidden” concentration: even though you own three funds, some of the underlying exposure repeats. The top ten look‑through positions together account for around 29% of the portfolio coverage we can see, which is normal for cap‑weighted index products. Because only the top ten holdings of each ETF are used, the true overlap is likely a bit higher. This means the portfolio’s behaviour will partly track how these global leaders perform, especially in technology.
Risk contribution
-
Amundi Prime Global UCITS ETF Acc EUR
Weight: 70.00% 72.3% -
Amundi Prime Emerging Markets UCITS ETF DR (C)
Weight: 20.00% 19.1% -
Amundi Stoxx Europe 600 UCITS ETF C EUR
Weight: 10.00% 8.6%
Risk contribution shows how much each ETF adds to overall portfolio ups and downs, which can differ from its weight. Here, the core global ETF is 70% of the portfolio but contributes about 72% of total risk, so risk and weight are almost perfectly aligned. The emerging markets fund is 20% of assets and 19% of risk, and the Europe fund is 10% of assets and about 9% of risk. This near‑one‑for‑one relationship suggests the holdings have similar volatility levels and are reasonably well‑diversified with each other. There’s no single smaller position secretly dominating risk, which is a healthy sign for a simple three‑fund setup.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The risk‑return chart shows the current portfolio sitting on or very close to the efficient frontier. The efficient frontier is the curve showing the best possible return for each level of risk using only your existing holdings in different weightings. The current Sharpe ratio — a measure of return per unit of volatility — is 0.59, while the maximum‑Sharpe and minimum‑variance mixes are only slightly higher. That tells us this three‑ETF combination is already arranged in a way that makes good use of what’s available. In other words, given these building blocks, the existing weights are an efficient balance between risk and expected return.
Ongoing product costs
- Amundi Stoxx Europe 600 UCITS ETF C EUR 0.07%
- Amundi Prime Emerging Markets UCITS ETF DR (C) 0.10%
- Amundi Prime Global UCITS ETF Acc EUR 0.05%
- Weighted costs total (per year) 0.06%
The total ongoing fee level, measured by the weighted average TER (Total Expense Ratio), is about 0.06% per year. TER is the annual fund running cost, similar to a tiny maintenance fee on the portfolio. This is impressively low, especially for a mix that includes global and emerging markets exposure. Lower costs mean more of the underlying market return stays in the portfolio instead of going to providers, and this effect compounds over time. The use of simple, index‑tracking ETFs is what makes this cost base possible, and it’s a strong structural advantage for long‑term performance compared with higher‑fee vehicles.
What next?
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey