High income equity portfolio with strong value and yield tilts and moderate global diversification
Report created on Apr 24, 2026Risk profile
4/7
Diversification profile
4/5
Positions
-
QQ NEOS Nasdaq 100 High Income ETF
QQQI - US78433H6751 40.64% -
VY Vanguard International High Dividend Yield Index Fund ETF Shares
VYMI - US9219467944 35.82% -
EO Eaton Vance Enhanced Equity Income II Closed Fund
EOS - US2782771081 14.07% -
ID Amplify International Enhanced Dividend Income ETF
IDVO - US0321087225 9.00% -
SP SHP ETF Trust - NEOS S&P 500 High Income ETF
SPYI - US78433H3030 0.38% -
F Ford Motor Company
F - US3453708600 0.09%
This portfolio is entirely in equities, spread across five funds and one small single stock position. Around 40% sits in a Nasdaq 100 high income ETF, and roughly 36% is in an international high dividend ETF, so two holdings dominate the structure. A closed-end equity income fund and another international dividend ETF make up most of the rest, with a tiny S&P 500 income ETF and a small Ford position rounding it out. Overall, this is a concentrated yet broadly diversified equity income mix that leans heavily on option-based and high-dividend strategies. The focus on equity income means returns are likely driven by both stock price moves and substantial cash distributions.
Growth
From late January 2024 to mid-April 2026, a hypothetical $1,000 in this portfolio grew to about $1,546. That translates to a compound annual growth rate (CAGR) of 21.83%, which slightly beats both the US market (19.68%) and a global market benchmark (20.51%). CAGR is like your average speed on a long road trip, smoothing out bumps along the way. The maximum drawdown, or deepest peak‑to‑trough drop, was -16.38%, shallower than the US market and nearly identical to the global benchmark. Recovery from that drop took about a month. This pattern suggests historically strong returns with volatility that has so far remained in line with mainstream equity markets.
Projection
The Monte Carlo projection uses 1,000 simulated paths based on historical volatility and returns to estimate possible 15‑year outcomes. It shows a median end value of about $2,621 from $1,000, with a wide “likely” range from roughly $1,744 to $3,859 and an even wider $929 to $7,253 for more extreme scenarios. Monte Carlo is like running the same season of a sports league thousands of times to see different score combinations, not a prediction of any single path. The average simulated annual return is 7.76%, lower than the recent historical CAGR, underlining that past outperformance may not repeat. These simulations highlight uncertainty more than precision.
Asset classes
- Stocks 100%
All of this portfolio is invested in stocks, with no allocation to bonds, cash-like instruments, or alternatives. That pure equity structure typically means a stronger link to market ups and downs, since there’s no built‑in ballast from traditionally steadier asset classes. Compared with many broad benchmarks that include bonds or cash in multi‑asset contexts, this mix is fully growth‑oriented but delivered through income‑focused strategies. The risk score of 4/7 and “balanced” label reflects that, despite being 100% stocks, the holdings themselves often use covered calls and high dividends, which can smooth some price swings. Still, the absence of other asset classes means diversification is happening within equities rather than across different return drivers.
Sectors
- Technology 30%
- Financials 17%
- Telecommunications 11%
- Consumer Discretionary 8%
- Consumer Staples 7%
- Health Care 6%
- Industrials 6%
- Energy 5%
- Basic Materials 4%
- Utilities 3%
- Consumer Discretionary 2%
- Real Estate 1%
Sector-wise, technology is the largest slice at about 30%, followed by financials at 17% and telecommunications at 11%. Consumer sectors, health care, industrials, energy, materials, utilities, and real estate are all represented in smaller but meaningful portions. This spread shows good internal diversification: no single sector dominates the way pure-tech or single-theme portfolios sometimes do. A 30% tech share is elevated but not extreme relative to some growth-heavy benchmarks. Portfolios with significant tech exposure can benefit when innovation and digital trends drive markets, but they may wobble more when interest rates rise or sentiment shifts away from growth companies. The broad coverage across defensive areas like utilities and staples adds some balance.
Regions
- North America 60%
- Europe Developed 19%
- Japan 5%
- Asia Emerging 4%
- Asia Developed 4%
- Latin America 3%
- Australasia 3%
- Africa/Middle East 2%
Geographically, around 60% of the portfolio is in North America, with the rest split across developed Europe, Japan, other developed Asia, emerging Asia, Latin America, Australasia, and Africa/Middle East. That means exposure spans both developed and emerging markets, which is consistent with a “broadly diversified” equity label. Relative to a classic global equity benchmark, the 60% North America share is meaningful but not overwhelmingly concentrated. International high dividend funds are clearly pulling in non-US exposure across many regions. This mix can help spread economic and currency risk, though returns may still be heavily influenced by North American markets, given their majority share of the allocation.
Market capitalization
- Mega-cap 54%
- Large-cap 33%
- Mid-cap 11%
By market capitalization, about 54% of the portfolio is in mega‑caps, 33% in large‑caps, and 11% in mid‑caps. That tilt toward the biggest global companies is typical of index-like approaches and helps explain the relatively stable behavior compared with smaller, more volatile stocks. Mega‑caps often have more diversified business lines and stronger balance sheets, which can cushion against shocks, while mid‑caps bring some extra growth and risk. The near-absence of small‑caps indicates that size-based risk is limited here. In practice, this means the portfolio is more aligned with broad headline indices than with niche or small‑cap strategies, which can affect how it moves during market stress or recovery phases.
True holdings
-
NV NVIDIA Corporation 3.73%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
AA Apple Inc 3.03%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
MS Microsoft Corporation 2.35%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
AM Amazon.com Inc 2.04%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
TS Tesla Inc 1.50%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
GO Alphabet Inc Class A 1.49%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
ME Meta Platforms Inc. 1.49%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
AV Broadcom Inc 1.45%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
GO Alphabet Inc Class C 1.39%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- SHP ETF Trust - NEOS S&P 500 High Income ETF
-
WM Walmart Inc. 1.30%
Part of fund(s):- NEOS Nasdaq 100 High Income ETF
- Top 10 total 19.75%
Looking through the funds’ top holdings, several large US growth names appear repeatedly: NVIDIA, Apple, Microsoft, Amazon, Tesla, Alphabet (both share classes), Meta, Broadcom, and Walmart. Each of these firms shows up via ETFs rather than direct ownership, with NVIDIA alone totaling about 3.7% of the portfolio. Because only ETF top‑10 holdings are captured, actual overlap is likely higher than reported. Overlap matters because the same company held through multiple funds amplifies its influence on performance, even if individual fund weights seem moderate. The presence of several mega‑cap tech and consumer names suggests a hidden growth layer underneath the explicit income focus.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor exposure shows very high tilts to value (85%), momentum (80%), and yield (83%), with very low tilts to size (0%) and quality (5%). Factors are like underlying “personality traits” of investments, such as cheapness (value), recent winners (momentum), or high payouts (yield). A strong yield and value bias aligns with the explicit focus on dividend and income strategies. High momentum exposure suggests many holdings have been recent outperformers, which can amplify returns in trending markets but may sting during sharp reversals. Very low quality exposure indicates the portfolio leans less toward companies with traditionally strong profitability and balance sheets, which can matter in downturns when weaker businesses are more vulnerable.
Risk contribution
-
NEOS Nasdaq 100 High Income ETF
Weight: 40.64% 45.3% -
Vanguard International High Dividend Yield Index Fund ETF Shares
Weight: 35.82% 29.1% -
Eaton Vance Enhanced Equity Income II Closed Fund
Weight: 14.07% 16.1% -
Amplify International Enhanced Dividend Income ETF
Weight: 9.00% 9.0% -
SHP ETF Trust - NEOS S&P 500 High Income ETF
Weight: 0.38% 0.3% - Top 5 risk contribution 99.9%
Risk contribution measures how much each holding drives the portfolio’s overall ups and downs, which can differ from simple weights. Here, the Nasdaq 100 high income ETF is 40.64% of the portfolio but contributes about 45.30% of total risk. The international high dividend ETF, at 35.82% weight, contributes 29.14% of risk. The closed‑end equity income fund is 14.07% of assets yet 16.10% of risk. In total, the top three holdings account for over 90% of portfolio risk, confirming that most volatility comes from a small set of positions. This structure is common in concentrated portfolios and means changes in just a few funds can heavily influence overall behavior.
Redundant positions
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High correlationNEOS Nasdaq 100 High Income ETFSHP ETF Trust - NEOS S&P 500 High Income ETF
Correlation looks at how investments move relative to each other, with 1 meaning they move almost perfectly in sync. In this portfolio, the Nasdaq 100 high income ETF and the NEOS S&P 500 high income ETF behave very similarly, classified as “almost identical.” That makes sense, given they share a sponsor and strategy tilt, both focusing on option‑enhanced income from major US indices. Highly correlated holdings don’t add much diversification benefit because they tend to rise and fall together. Here, the S&P 500 income ETF is a tiny slice of the portfolio, so the high correlation doesn’t meaningfully change overall risk, but it does show that it’s essentially reinforcing existing exposure rather than adding something structurally different.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the risk‑return chart, the current portfolio has a Sharpe ratio of 1.16, with about 21% return and 14.63% volatility. The Sharpe ratio measures return per unit of risk above a risk‑free rate, like comparing miles traveled to fuel used. The optimal portfolio using the same holdings has a higher Sharpe of 1.65, with slightly more return and a bit less risk. The minimum-variance version offers lower risk at still decent return and a Sharpe of 1.47. Because the current mix sits about 3.81 percentage points below the efficient frontier, the data suggests that simply reweighting these existing holdings could improve the balance between risk and return without changing what’s owned.
Dividends
- Eaton Vance Enhanced Equity Income II Closed Fund 7.60%
- Ford Motor Company 4.80%
- Amplify International Enhanced Dividend Income ETF 5.30%
- NEOS Nasdaq 100 High Income ETF 14.20%
- SHP ETF Trust - NEOS S&P 500 High Income ETF 12.00%
- Vanguard International High Dividend Yield Index Fund ETF Shares 3.50%
- Weighted yield (per year) 8.62%
The portfolio’s total dividend yield is high at about 8.62%, with particularly elevated yields from the Nasdaq 100 high income (14.2%) and S&P 500 high income (12%) ETFs, and a 7.6% yield from the closed‑end fund. Dividend yield is the annual cash payout as a percentage of the investment value, like the “rent” your shares pay you. Such a high portfolio yield means a large part of total return may come in the form of distributions rather than price appreciation alone. It’s worth remembering that very high yields often reflect embedded option income or riskier underlying strategies, and payouts can change over time with markets and fund policies.
Ongoing product costs
- Eaton Vance Enhanced Equity Income II Closed Fund 1.09%
- Amplify International Enhanced Dividend Income ETF 0.66%
- NEOS Nasdaq 100 High Income ETF 0.68%
- SHP ETF Trust - NEOS S&P 500 High Income ETF 0.68%
- Vanguard International High Dividend Yield Index Fund ETF Shares 0.22%
- Weighted costs total (per year) 0.57%
The weighted ongoing cost, or Total Expense Ratio (TER), is about 0.57% per year. TER is the annual fee charged by funds, similar to a management fee for running a property. It’s influenced here by the 1.09% cost of the closed‑end fund and ~0.66–0.68% for the high income ETFs, offset by the low 0.22% fee on the Vanguard international dividend ETF. While 0.57% is higher than plain vanilla index trackers, it is typical for more specialized option‑based and enhanced income strategies. Over time, fees compound, so every fraction of a percent matters, but this level is reasonable for the type of vehicles being used.
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