This portfolio has only about 1.2 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Momentum junkie portfolio hiding behind boring global index wrappers

Report created on Jul 2, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

Structurally this thing pretends to be boring: half in a total world index, a quarter in a diversified equity ETF, and the rest sprinkled across S&P 500 and momentum toys. But under the hood it’s basically one big global equity bet with extra US spice and a momentum chaser. The “balanced” label is generous; there is exactly zero ballast here, just stocks stacked on more stocks. Because it’s all equity, every macro wobble is going straight through the windshield. It’s neat and simple, but it’s also like building a house with only one kind of material: great until that specific material has a bad decade.

Growth Info

On a 1.2‑year runway this portfolio looks like a rocket: 38% CAGR versus low‑30s for both US and global markets, turning $1,000 into $1,469. That’s fantastic… and almost completely meaningless for judging long‑term behavior. One hot stretch in a momentum‑heavy market tells you more about the timing than the genius of the design. The max drawdown of about ‑9% is mild, but again, we’re talking about a tiny sample during largely friendly conditions. Past data over this period is like bragging about your driving based on a single sunny Sunday with no traffic.

Projection Info

The Monte Carlo simulation says a $1,000 stake “most likely” lands around $2,786 after 15 years, but that’s based on this short history. Monte Carlo is basically a fancy way of rerolling dice using past volatility and returns to imagine many possible futures. Here those futures span from “barely above cash” to “multi‑bagger,” which is exactly what you’d expect from an all‑equity setup. With only 1.2 years of data feeding the machine, these numbers are more vibes than prophecy. Treat them as a weather forecast made from last week’s climate, not a carved‑in‑stone destiny.

Asset classes Info

  • Stocks
    85%
  • No data
    15%

Asset‑class “diversification” here is mostly a rounding error: 85% stocks and 15% in the mysterious “no data” bucket. There’s no meaningful counterweight — this is an equity monologue, not a diversified conversation. If global stocks have a good run, everything shines; if they collectively face‑plant, everything bruises together. Asset classes are like different genres in a playlist: this one is 85% loud guitars, 15% tracks the app doesn’t recognize, and no chill background music whatsoever. The risk label may say “balanced,” but the actual lineup says “all‑in on the equity roller coaster.”

Sectors Info

  • Technology
    23%
  • Financials
    13%
  • Industrials
    11%
  • Consumer Discretionary
    8%
  • Health Care
    7%
  • Telecommunications
    6%
  • Energy
    5%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Real Estate
    2%
  • Utilities
    2%

Sector spread looks pretty textbook at first glance: tech leading in the low‑20s, then financials, industrials, and consumer names filling in. Nothing cartoonishly concentrated, which is a minor miracle for a momentum‑tilted portfolio. Still, with tech as the biggest slice and several of the largest look‑through holdings being chip and platform names, this portfolio is clearly riding the current market darlings. Sector allocation here is essentially “market‑like but leaning into what’s hot.” If leadership rotates hard, this setup won’t be a disaster, but it definitely won’t feel as “broad‑based” as the pie chart suggests.

Regions Info

  • North America
    60%
  • Europe Developed
    10%
  • Asia Developed
    5%
  • Japan
    4%
  • Asia Emerging
    4%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, this is “US and friends.” Around 60% in North America and only small scraps for everywhere else. There is at least some exposure to developed Europe, Japan, and emerging Asia, so it’s not pure home‑country tunnel vision, but the center of gravity is obvious. When the US leads, this looks brilliant; when other regions outperform, this portfolio politely ignores them. The label “total world” in the biggest position is doing some reputational heavy lifting here. In practice, the global allocation is more like a US headliner with a few overseas opening acts.

Market capitalization Info

  • Mega-cap
    30%
  • Large-cap
    26%
  • Mid-cap
    18%
  • Small-cap
    7%
  • Micro-cap
    3%

Market cap spread is actually one of the more sensible bits: a strong tilt to mega and large caps, then a taper down through mid, small, and even a tiny micro‑cap dash. That’s basically “own the giants, dabble in the scrappier names.” For an equity‑only portfolio, this is less reckless than it could be — no wild overbet on tiny speculative names. Still, size exposure matters for volatility: those smaller slices may be small in weight, but they’re the ones likely to swing hardest in a real downturn. It’s a grown‑up structure with just enough chaos sprinkled in.

True holdings Info

  • NVIDIA Corporation
    3.48%
    Part of fund(s):
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Invesco S&P 500® Momentum ETF
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Apple Inc.
    2.95%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Microsoft Corporation
    2.20%
    Part of fund(s):
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Amazon.com Inc
    2.01%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Broadcom Inc
    1.80%
    Part of fund(s):
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Invesco S&P 500® Momentum ETF
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Alphabet Inc Class A
    1.46%
    Part of fund(s):
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Invesco S&P 500® Momentum ETF
    • Vanguard Total World Stock Index Fund ETF Shares
    • Vanguard U.S. Momentum Factor
  • Micron Technology Inc
    1.28%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Invesco S&P 500® Momentum ETF
    • iShares S&P 500 3% Capped ETF
  • Meta Platforms Inc.
    1.22%
    Part of fund(s):
    • American Century ETF Trust - Avantis U.S. Large Cap Value ETF
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Alphabet Inc Class C
    1.12%
    Part of fund(s):
    • Avantis All Equity Markets ETF
    • Avantis America Equity UCITS ETF USD ACC
    • Invesco S&P 500® Momentum ETF
    • Vanguard Total World Stock Index Fund ETF Shares
  • Tesla Inc
    0.84%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • Vanguard Total World Stock Index Fund ETF Shares
    • iShares S&P 500 3% Capped ETF
  • Top 10 total 18.35%

The look‑through list reads like the “who’s who” of current market obsession: Nvidia, Apple, Microsoft, Amazon, Broadcom, Alphabet twice, Meta, Tesla, Micron. The same celebrities are showing up through multiple ETFs, which means overlap is doing a quiet concentration trick. And remember, this is only the top‑10 holdings for each fund — the true overlap is almost certainly higher. This isn’t a carefully curated set of different engines; it’s several wrappers all delivering the same handful of superstar names. If one of these giants sneezes, the whole portfolio catches a cold in multiple places at once.

Factors Info

Value
Preference for undervalued stocks
No data
Data availability: 0%
Size
Exposure to smaller companies
Very low
Data availability: 85%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 10%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
High
Data availability: 85%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor‑wise, this portfolio is basically chanting “go momentum” while mumbling “but please be gentle.” A 75% tilt to momentum means it’s heavily exposed to whatever has been winning lately — like always backing last week’s racehorse. At the same time, size at 3% screams “very low,” so this thing is ducking smaller companies and leaning into the big, already‑proven players. High low‑volatility exposure adds a weird twist: it’s trying to be both fast and smooth, like driving a sports car with traction control on max. When trends keep running, this can look genius; when they snap, it can look very caught off guard.

Risk contribution Info

  • Vanguard Total World Stock Index Fund ETF Shares
    Weight: 50.00%
    49.1%
  • Avantis All Equity Markets ETF
    Weight: 25.00%
    23.8%
  • iShares S&P 500 3% Capped ETF
    Weight: 15.00%
    13.3%
  • Vanguard U.S. Momentum Factor
    Weight: 5.00%
    7.2%
  • Invesco S&P 500® Momentum ETF
    Weight: 5.00%
    6.6%

Risk contribution is mostly behaving like the weights say: the 50% world fund contributes about 49% of the risk, and the 25% and 15% sleeves do similar proportional work. The real overachievers are the two 5% momentum funds, punching in at 7–7% of total risk each. That’s a small allocation making a louder noise than its size suggests. Still, the top three holdings together drive over 86% of total portfolio risk, so this is effectively a three‑engine plane with two little turbo boosters strapped on. Diversification by line items here is mostly cosmetic; a few positions are doing almost all the heavy shaking.

Redundant positions Info

  • iShares S&P 500 3% Capped ETF
    Avantis All Equity Markets ETF
    Vanguard Total World Stock Index Fund ETF Shares
    High correlation

The correlation picture is basically three different labels stapled to the same story. The Avantis all‑equity ETF and the Vanguard total world ETF move almost identically, and the S&P 500 3% capped ETF also hugs the world fund closely. Highly correlated holdings are like three people agreeing with each other loudly in a meeting — it feels like consensus, but it’s really just one opinion echoed. When markets go up, everything here tends to cheer together; when they drop, they all rush for the exit in sync. Don’t expect much comfort from diversification when your main pieces are marching in lockstep.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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On the efficient frontier, this portfolio is basically leaving free money on the table for no extra peace of mind. The Sharpe ratio of 2.14 is fine, but the optimal mix of the same holdings pushes that to 2.6 with only a bit more risk, and the minimum‑variance version even beats it on risk‑adjusted terms. Being 3.1 percentage points below the frontier means the same ingredients could have been arranged more intelligently. It’s like cooking with great produce then serving a lukewarm, slightly under‑seasoned stew. Nothing is broken, but the math is loudly saying, “This could be sharper without adding new stuff.”

Dividends Info

  • Avantis All Equity Markets ETF 1.40%
  • Invesco S&P 500® Momentum ETF 0.70%
  • Vanguard U.S. Momentum Factor 0.60%
  • Vanguard Total World Stock Index Fund ETF Shares 1.60%
  • iShares S&P 500 3% Capped ETF 1.00%
  • Weighted yield (per year) 1.36%

With a total yield of about 1.36%, the portfolio clearly didn’t show up for the dividend party. Most holdings are leaning on price growth rather than cash payouts, which is exactly what you’d expect from a momentum‑heavy global equity mix. Dividends here are more like background noise than a core feature — a small trickle, not a paycheck. That’s fine as long as the growth gods keep smiling, but nobody should pretend this setup is about income. If someone came looking for a steady stream of cash, this portfolio politely hands them a thimble.

Ongoing product costs Info

  • Avantis All Equity Markets ETF 0.23%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard U.S. Momentum Factor 0.13%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.11%

Costs are one of the few unambiguous wins: a blended TER around 0.11% is impressively low for a multi‑ETF setup. You’re basically paying budget‑airline prices while still getting access to factor products and global coverage. Of course, low cost doesn’t fix concentration, momentum risk, or correlation, but at least you’re not overpaying for the privilege. It’s almost suspiciously sensible — like whoever built this got distracted from clever tilts long enough to click the cheap options. If everything else in the portfolio were as efficient as the fees, there’d be a lot less to roast.

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