Concentrated high quality growth portfolio with strong tech focus and higher volatility than broad markets

Report created on Jun 7, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a fully invested, single-strategy stock portfolio with 22 individual companies and no funds or bonds. The top five positions alone account for almost half of the total weight, which makes it a fairly concentrated approach. Most holdings are well-known large businesses, mixed with a handful of smaller, more niche names. A structure like this means the portfolio’s results are driven mainly by stock picking and position sizing rather than by broad market exposure. The clear tilt toward a handful of bigger positions can amplify both gains and losses, because what happens to those leading holdings has an outsized effect on the overall outcome.

Growth Info

From late 2021 to mid 2026, a $1,000 investment in this portfolio grew to about $1,507, implying a Compound Annual Growth Rate (CAGR) of 9.15%. CAGR is the “average speed” of growth per year, smoothing the ride as if returns were earned evenly. Over the same period, the US market and global market grew faster, so the portfolio lagged both benchmarks. The worst peak-to-trough drop was about -34%, deeper and longer than the benchmarks’ drawdowns. This shows the portfolio has delivered positive long‑term growth, but with more painful downturns and less reward than broad markets in this particular window. Past performance, of course, doesn’t lock in future results.

Projection Info

The Monte Carlo projection uses the portfolio’s historical volatility and returns to simulate 1,000 possible 15‑year paths. Think of it as re‑rolling the last few years’ style of ups and downs many times in different orders. The median outcome ends around $2,950 from $1,000, with a “middle band” stretching from roughly $1,847 to $4,386. The wider 5–95% range, from about $990 to $7,993, shows how uncertain long‑term outcomes can be, even with the same underlying return characteristics. These numbers are not promises; they’re scenario maps built from limited history. Structural changes in markets or in the holdings themselves could lead to very different future paths.

Asset classes Info

  • Stocks
    100%

All of the portfolio is in stocks, with no bonds, cash-like instruments, or alternative assets. That makes the asset class mix very simple but also removes the natural shock absorbers that bonds or cash often provide in downturns. Compared with a more blended mix, this all‑equity approach tends to experience larger swings, both up and down. In strong equity markets, 100% stocks can participate fully in rallies. In weaker or choppy markets, the same exposure can translate into larger drawdowns, as seen in the historical performance. This structure also means that any diversification has to come from differences within the stock part itself, rather than across asset classes.

Sectors Info

  • Technology
    45%
  • Financials
    28%
  • Telecommunications
    13%
  • Health Care
    8%
  • Consumer Discretionary
    2%
  • Basic Materials
    2%
  • Energy
    2%

Sector-wise, the portfolio is clearly dominated by technology-related companies, which make up about 45% of the weight. Financials are the second-largest slice at 28%, with smaller roles for telecoms, healthcare, consumer, materials, and energy. Compared with broad market indices that tend to spread more evenly across sectors, this profile is more concentrated. Tech-heavy exposure often benefits from innovation and growth themes but can be more sensitive during interest-rate spikes or when investors rotate away from growth. The meaningful financials slice links part of the portfolio to economic and credit cycles. Smaller allocations to defensive sectors mean there is less built-in cushioning if growth-oriented areas fall out of favor.

Regions Info

  • North America
    90%
  • No data
    6%
  • Europe Developed
    3%
  • Africa/Middle East
    1%

Geographically, about 90% of the portfolio sits in North America, with only small positions in developed Europe and Africa/Middle East plus a small “no data” bucket. That’s a strong home-region tilt compared with global indices, where North America is large but not this dominant. A concentrated regional profile means results are closely tied to one economic block, its interest-rate environment, and its currency. When that region does well, such a tilt can pay off. At the same time, it leaves relatively little participation in growth or recovery in other parts of the world. This structure makes the portfolio’s fortunes particularly sensitive to North American policy shifts and market sentiment.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    46%
  • Mid-cap
    8%

By market capitalization, the portfolio leans heavily into mega-cap and large-cap companies, together making up about 92% of the weight, with a modest 8% in mid-caps and no small caps. Larger companies tend to be more established, often with more diversified business lines and access to capital markets, which can support stability relative to smaller firms. However, the absence of small caps also means less exposure to that part of the market, which can sometimes deliver strong growth but with higher volatility. In practice, this size profile lines up reasonably well with many broad indices, offering a familiar “feel,” while the smaller slice in mid-caps adds a bit of extra growth potential and risk.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
Very low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Very high
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 53%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

On investment factors, this portfolio shows a very high tilt to quality, at 84%. Factor exposure describes how much a portfolio leans into characteristics like quality, value, or momentum that research links to long‑term returns. A strong quality tilt typically means more profitable companies with solid balance sheets and stable earnings. Portfolios with this profile can sometimes hold up relatively better in stress periods, though they’re not immune to drops. In contrast, size exposure is very low at 13%, meaning a clear lean away from smaller companies and toward bigger ones. This can reduce some small‑cap style risk but also limits participation in potential small‑cap rallies.

Risk contribution Info

  • SoFi Technologies Inc.
    Weight: 7.31%
    15.2%
  • Uber Technologies Inc
    Weight: 10.75%
    15.1%
  • Microsoft Corporation
    Weight: 11.33%
    9.8%
  • Fortinet Inc
    Weight: 6.27%
    7.7%
  • Alphabet Inc Class C
    Weight: 8.26%
    7.6%
  • Top 5 risk contribution 55.4%

Risk contribution looks at how much each holding adds to the portfolio’s overall ups and downs, which can differ a lot from its weight. A key observation here is SoFi: at just over 7% of the portfolio, it contributes more than 15% of total risk, more than double its weight. Uber also has an elevated role in risk at around 15% from about 11% weight. In contrast, Microsoft is the largest position by weight but contributes slightly less risk than its share. This pattern suggests that a few more volatile names are doing the heavy lifting for portfolio swings, while some large, high‑quality holdings provide scale without equally high volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier chart compares the current mix to the best possible combinations of these same holdings. The current portfolio sits below the frontier, with a Sharpe ratio of 0.45, meaning its return per unit of volatility is lower than what could be achieved by simply reweighting the same stocks. The optimal mix on this frontier has a much higher Sharpe of 1.22 with lower risk and higher expected return, while the minimum-variance portfolio shows the lowest risk option. This indicates the current allocation is not making the most of the available diversification potential among these holdings, even without adding any new names.

Dividends Info

  • Alcoa Corp 0.60%
  • Abbott Laboratories 2.70%
  • ASML Holding NV 0.60%
  • Alphabet Inc Class C 0.20%
  • Johnson & Johnson 1.70%
  • Levi Strauss & Co Class A 2.50%
  • Mastercard Inc 0.70%
  • Microsoft Corporation 0.60%
  • Nike Inc 2.80%
  • Renaissancere Holdings Ltd 0.60%
  • Turkcell Iletisim Hizmetleri AS 4.10%
  • Expand Energy Corporation 3.50%
  • Weighted yield (per year) 0.57%

Dividend yield for the portfolio as a whole is modest at about 0.57%, meaning most of the expected return comes from price changes rather than cash payouts. Some individual holdings do provide meaningful yield — for example, Turkcell and Expand Energy offer higher percentages — but they are small weights overall. Several large positions, especially in technology, either pay low dividends or focus more on reinvesting profits into growth. This structure is typical of growth‑oriented portfolios. It also means income is a minor component of total return, and the experience will likely feel more driven by capital gains and losses than by a steady stream of dividends.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey