Growth-oriented portfolio with a tech emphasis and strong global diversification

Report created on Jul 31, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio primarily consists of ETFs, with a significant allocation to the Vanguard Total World Stock Index Fund ETF Shares, indicating a broad market approach. The Vanguard Information Technology Index Fund ETF Shares allocation suggests a deliberate tilt towards technology. The inclusion of Avantis® U.S. Small Cap Value ETF and iShares Core MSCI Emerging Markets ETF adds layers of value and emerging market exposure, respectively. This composition aligns with a growth-focused strategy, leveraging broad diversification while emphasizing sectors with higher growth potential.

Growth Info

The portfolio's historical performance, with a Compound Annual Growth Rate (CAGR) of 15.06%, is notable. The maximum drawdown of -34.72% indicates a period of significant value decrease, which is a critical consideration for risk assessment. The days contributing to 90% of returns being limited to 16.0 highlights the impact of high-performing days on overall returns. Comparing these figures to benchmark indices can provide context on performance relative to the broader market.

Projection Info

Monte Carlo simulations suggest a wide range of potential outcomes, with the 50th percentile projecting a 499.5% increase. This method, using historical data to forecast future performance, is valuable for understanding possible volatility and return scenarios. However, it's crucial to remember that these projections are speculative and depend on past market behavior, which may not predict future trends accurately.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is heavily weighted towards stocks (99%), with a minimal cash position (1%). This allocation is consistent with a growth-oriented strategy but carries higher volatility. Diversification across different asset classes could mitigate risk, suggesting a potential area for adjustment depending on the investor's risk tolerance.

Sectors Info

  • Technology
    34%
  • Financials
    17%
  • Industrials
    10%
  • Consumer Discretionary
    10%
  • Health Care
    7%
  • Telecommunications
    6%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    4%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation reveals a strong emphasis on technology (34%), which may drive growth but also increases susceptibility to sector-specific downturns. Financial Services, Industrials, and Consumer Cyclicals also have significant weightings, offering some diversification. However, the heavy tech focus might warrant rebalancing to manage risk during tech sector volatility.

Regions Info

  • North America
    67%
  • Europe Developed
    10%
  • Asia Emerging
    9%
  • Asia Developed
    6%
  • Japan
    4%
  • Africa/Middle East
    2%
  • Latin America
    1%
  • Australasia
    1%

Geographic allocation is predominantly in North America (67%), with diversified exposure across developed and emerging markets. This global distribution supports risk mitigation by not over-relying on a single region's economic performance. Nonetheless, the portfolio may benefit from increasing exposure to underrepresented areas, like Europe Emerging and Australasia, to enhance global diversification further.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    27%
  • Mid-cap
    15%
  • Small-cap
    10%
  • Micro-cap
    6%

The market capitalization breakdown shows a balanced approach, with a mix of mega (40%), big (27%), medium (15%), small (10%), and micro (6%) cap stocks. This spread across different market caps can help reduce volatility, as larger companies typically offer stability, and smaller companies present growth opportunities.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

While the portfolio shows a strong growth orientation and diversification, optimizing it using the Efficient Frontier could further enhance the risk-return ratio. This process might suggest reallocating assets to achieve the best possible returns for the assumed level of risk, potentially suggesting a shift in sector, geographic, or market cap exposure.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • iShares Core MSCI Emerging Markets ETF 3.10%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.66%

The portfolio's average dividend yield of 1.66% contributes to total returns, particularly in market downturns or periods of slow growth. While the focus on growth-oriented ETFs may naturally result in a lower yield, ensuring a balanced approach between growth and income-generating assets can provide steady cash flow and potential reinvestment opportunities.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • iShares Core MSCI Emerging Markets ETF 0.09%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.09%

The portfolio's total expense ratio (TER) of 0.09% is impressively low, enhancing long-term returns by minimizing costs. This efficiency is especially beneficial in a growth-oriented portfolio, where compounding plays a significant role. Continual monitoring of ETF fees and performance is essential to maintaining cost-effectiveness.

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