A growth-focused portfolio with a strong tech orientation and global exposure

Report created on Aug 1, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is characterized by a significant allocation to U.S. equities, particularly through the SPDR® Portfolio S&P 500 ETF, making up half of the portfolio. The inclusion of both Invesco S&P International Developed Momentum ETF and Vanguard Total International Stock Index Fund ETF Shares enhances global exposure, while the Invesco S&P 500® Momentum ETF and a sizable position in NVIDIA Corporation emphasize a momentum and technology tilt. This composition, while moderately diversified across sectors and geographies, leans heavily towards growth-oriented assets, with a 100% stock allocation indicating a clear preference for equity investments.

Growth Info

Historically, this portfolio has demonstrated a high Compound Annual Growth Rate (CAGR) of 28.82%, though it has experienced a significant Max Drawdown of -53.18%. The days contributing to 90% of the returns being concentrated in just 49 days highlight the portfolio's volatility and the importance of timing in capturing gains. This performance pattern suggests the portfolio's growth orientation has yielded substantial returns but also underscores the risk associated with its asset allocation.

Projection Info

Using Monte Carlo simulations, with 1,000 iterations, to project future performance, the portfolio shows a wide range of outcomes. The 50th percentile outcome suggests a potential 7,346.9% return, indicating a strong upward trajectory. However, the broad spread between the 5th and 67th percentiles underscores the inherent uncertainty and risk of relying solely on historical data for future projections. These simulations provide valuable insights but should be interpreted with caution, as past performance is not a reliable indicator of future results.

Asset classes Info

  • Stocks
    100%

The portfolio's asset allocation is entirely in stocks, reflecting a high-risk, high-reward strategy suitable for growth-oriented investors. This singular focus on equities offers the potential for significant returns but lacks the risk mitigation that comes from diversification across different asset classes, such as bonds or real estate. Considering the investor's risk tolerance and investment horizon, diversifying into other asset classes could provide a more balanced risk-reward profile.

Sectors Info

  • Technology
    33%
  • Financials
    19%
  • Industrials
    10%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Health Care
    6%
  • Consumer Staples
    6%
  • Energy
    3%
  • Utilities
    2%
  • Basic Materials
    2%
  • Real Estate
    2%

The portfolio's sector allocation is heavily weighted towards technology, accounting for a third of its composition. This concentration in technology, along with notable allocations to financial services and industrials, aligns with a growth-focused investment strategy. However, such sector concentration can increase volatility and risk, especially in market downturns. Diversifying across a broader range of sectors could help mitigate sector-specific risks.

Regions Info

  • North America
    79%
  • Europe Developed
    12%
  • Japan
    3%
  • Australasia
    2%
  • Asia Developed
    2%
  • Asia Emerging
    2%
  • Africa/Middle East
    1%

With 79% of assets allocated to North America and a diversified presence in developed and emerging markets globally, the portfolio has a solid base in stable economies while also seeking growth opportunities abroad. This geographic distribution supports risk management by not over-relying on any single region's economic performance. However, the relatively low exposure to emerging markets may limit the portfolio's potential to capture high growth rates in these regions.

Market capitalization Info

  • Mega-cap
    55%
  • Large-cap
    31%
  • Mid-cap
    13%
  • Small-cap
    1%

The portfolio's emphasis on mega and big-cap stocks (86% combined) suggests a focus on established companies, likely to offer stability and consistent returns. Medium-cap stocks add a layer of growth potential, albeit with increased risk. The negligible allocation to small and micro-cap stocks indicates a cautious approach to risk but may also limit opportunities for outsized gains. Balancing market capitalization exposure can further optimize the risk-return profile.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current configuration suggests an attempt to optimize for the highest possible returns given its risk level, aligning with principles of the Efficient Frontier. However, the heavy concentration in technology and large-cap stocks may not fully optimize the risk-return trade-off. Exploring diversification across more asset classes and sectors could potentially move the portfolio closer to the Efficient Frontier, enhancing its efficiency in achieving the best possible risk-adjusted returns.

Dividends Info

  • Invesco S&P International Developed Momentum ETF 2.00%
  • SPDR® Portfolio S&P 500 ETF 1.20%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Total International Stock Index Fund ETF Shares 2.90%
  • Weighted yield (per year) 1.28%

The portfolio's average dividend yield of 1.28% contributes to its total return, with the Vanguard Total International Stock Index Fund ETF Shares offering the highest yield at 2.90%. While the focus is clearly on capital appreciation, dividends provide a steady income stream, adding to the portfolio's attractiveness, especially in volatile markets. Considering the growth orientation, the current dividend yield is reasonable, but opportunities to enhance income through higher-yielding assets could be explored.

Ongoing product costs Info

  • Invesco S&P International Developed Momentum ETF 0.25%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.07%

With a Total Expense Ratio (TER) averaging 0.07%, the portfolio benefits from low costs, maximizing the potential for net returns. The low-cost structure is particularly advantageous over the long term, as even small differences in fees can significantly impact compounded returns. The strategic selection of low-cost ETFs demonstrates a cost-effective approach to achieving growth objectives.

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