A focused portfolio with high exposure to telecommunications and healthcare sectors

Report created on Aug 1, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

The portfolio is heavily concentrated in telecommunications and healthcare, with significant investments in BCE Inc, Telus Corp, and two Harvest Income ETFs. This single-focused approach places 55% of the portfolio in communication services, 25% in energy, and 20% in healthcare. The asset allocation reveals a heavy tilt towards stocks, particularly within North America, indicating a preference for domestic and developed market equities. This composition suggests a strategy aiming for income generation, as evidenced by the high dividend yields across the holdings.

Growth Info

Historically, the portfolio has delivered a Compound Annual Growth Rate (CAGR) of 4.70%, with a maximum drawdown of -32.83%. This performance, characterized by a relatively modest growth rate and a significant drawdown, indicates periods of volatility that are somewhat mitigated by the portfolio's income-generating assets. The days contributing most to returns highlight the portfolio's susceptibility to short-term market movements, emphasizing the importance of understanding the timing and duration of investments.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with the median scenario suggesting a 49.1% return. However, the 5th percentile outcome indicates a potential significant loss. This spread underscores the inherent uncertainties in market behavior and the importance of risk management. The simulations, while useful for envisioning potential futures, are based on historical data and cannot predict unforeseen market shifts or global events, limiting their predictive power.

Asset classes Info

  • Stocks
    55%
  • US Equity
    30%
  • Stocks
    6%
  • Cash
    1%

The portfolio's asset class distribution, with a heavy emphasis on stocks and minimal exposure to bonds and cash, reflects a strategy focused on growth and income through dividends. This allocation is suitable for investors with a balanced risk profile but may need more diversification across asset classes to buffer against market volatility. Expanding into bonds or alternative assets could provide a more stable income stream and reduce overall portfolio risk.

Sectors Info

  • Telecommunications
    55%
  • Energy
    25%
  • Health Care
    20%

The sectoral allocation demonstrates a strategic focus on communication services, energy, and healthcare. This concentration in sectors known for stable dividends aligns with an income-oriented investment strategy. However, the heavy reliance on a few sectors increases the portfolio's vulnerability to sector-specific risks. Diversifying into other sectors could mitigate this risk and potentially unlock additional growth opportunities.

Regions Info

  • North America
    92%
  • Europe Developed
    8%

Geographically, the portfolio is heavily weighted towards North American equities, with a small allocation to developed Europe. This concentration in developed markets suggests a preference for stability and mature companies. However, the portfolio may benefit from increased exposure to emerging markets or other developed regions to enhance growth potential and diversification, reducing the impact of regional economic downturns.

Market capitalization Info

  • Large-cap
    76%
  • Mega-cap
    11%
  • Mid-cap
    9%
  • Small-cap
    3%

The portfolio's market capitalization breakdown shows a preference for big and mega-cap stocks, known for their stability and consistent dividends. While this aligns with the portfolio's income-focused strategy, incorporating more medium and small-cap stocks could improve growth prospects and diversification, albeit at a higher risk level.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current risk-return profile suggests room for optimization. By adjusting asset allocations, it's possible to achieve a more efficient portfolio with an expected return of 6.72% for the same level of risk. This optimization underscores the potential benefits of diversifying across more asset classes and sectors, aiming for an optimal balance between risk and return.

Dividends Info

  • BCE Inc 10.60%
  • Harvest Healthcare Leaders Income ETF 8.70%
  • Harvest Energy Leaders Plus Income ETF 8.40%
  • Telus Corp 7.20%
  • Weighted yield (per year) 8.82%

The portfolio's high dividend yield is a standout feature, offering an attractive income stream. This focus on dividends is well-suited for income-seeking investors but may come at the cost of growth potential. Balancing high-yield investments with growth-oriented assets could provide a more well-rounded return profile, ensuring both income and capital appreciation.

Ongoing product costs Info

  • Harvest Energy Leaders Plus Income ETF 1.71%
  • Weighted costs total (per year) 0.43%

The portfolio's costs, highlighted by the Harvest Energy Leaders Plus Income ETF's Total Expense Ratio (TER) of 1.71%, impact net returns. While the overall portfolio costs are moderate, minimizing expenses is crucial for enhancing long-term performance. Reviewing investment choices for lower-cost alternatives without sacrificing quality or yield could improve net returns over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey