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Efficient looking thrill ride portfolio powered by tech chips Japanese bets and accidental duplication

Report created on Mar 31, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Balanced Investors

This setup suits someone who says they’re “balanced” but secretly loves a bit of adrenaline. Comfortable with stocks dominating the show, they care more about long‑term growth than short‑term comfort and can handle the idea of -20% drawdowns without deleting their broker app. They’re happy to lean into themes like semiconductors and specific regions, but still want the safety blanket of broad global funds in the background. The time horizon is clearly long: think decade-plus, not “I might need the money next year.” Personality-wise, it fits someone curious, mildly risk-seeking, and just organized enough to keep from blowing themselves up.

Positions

This portfolio looks like it was built by someone who started sensible then got distracted halfway through. Two global all‑world funds plus an S&P 500 fund is diversification cosplay: lots of different tickers, suspiciously similar contents. Then you slam 20% into hedged Japan and 10% into semiconductors like a side quest that became the main story. Structurally it’s 100% equity, six positions, and a big tilt toward “own the world but especially the US and Japan and really especially chips.” The takeaway: it’s not a mess, but it’s definitely less diversified than the pretty pie chart wants you to believe.

Growth Info

The past three years treated this portfolio like royalty: £1,000 turned into about £1,670 with a 21.45% CAGR. CAGR, by the way, is just your average yearly speed over a bumpy road trip. You not only beat the US market and global market by ~7% a year, you did it with a max drawdown similar to them. That’s like lapping everyone without crashing harder. The catch: this window is a tech-and-US-heavy dream scenario, exactly what your portfolio is juiced for. Past data is yesterday’s weather — flattering, but it doesn’t swear to repeat the performance on command.

Asset classes Info

  • Stocks
    100%

Asset classes: 100% stocks, 0% anything else. That’s not a balanced portfolio, that’s an equity maximalist manifesto. No bonds, no cash buffer, nothing that historically softens the blow when markets collectively faceplant. For someone labeled “balanced investor” with a 4/7 risk score, this is more “leaning into the volatility and hoping for the best.” Equities are where growth lives, but also where drawdowns go to hit new personal bests. The underlying idea is fine for long horizons and strong stomachs, but let’s not pretend this setup is emotionally gentle in a real bear market.

Sectors Info

  • Technology
    34%
  • Financials
    15%
  • Industrials
    13%
  • Consumer Discretionary
    10%
  • Health Care
    7%
  • Telecommunications
    7%
  • Basic Materials
    4%
  • Consumer Staples
    4%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    1%

Sector-wise, about a third in tech plus a dedicated 10% semiconductor ETF is basically shouting “I learned nothing from 2000.” Financials and industrials help a bit, but this thing clearly believes that chips and code will solve everything forever. That’s fantastic when tech leads — which it has — but when that trend reverses, your portfolio doesn’t just catch a cold, it gets pneumonia. Sector concentration is like betting most of your salary on one industry staying cool for decades. It might, but history’s track record on that kind of loyalty is brutal.

Regions Info

  • North America
    53%
  • Japan
    22%
  • Asia Developed
    9%
  • Europe Developed
    7%
  • Asia Emerging
    4%
  • Africa/Middle East
    2%
  • Latin America
    1%
  • Australasia
    1%

Geography here is “US first, Japan second, everyone else can share what’s left.” Over half in North America, a huge 22% chunk in Japan, and then a polite smattering for the rest of the planet. For something using “All‑World” products, this is surprisingly opinionated. The dedicated Japan and ex‑China emerging allocation means you’ve quietly decided Japan deserves 20% while all of Europe limps in at about 7%. That’s a big active bet whether it feels like one or not. This isn’t world ownership; it’s “US and Japan headlining, global as the opening act.”

Market capitalization Info

  • Mega-cap
    49%
  • Large-cap
    34%
  • Mid-cap
    15%
  • Small-cap
    2%

Market cap spread is almost comically conventional: roughly half mega‑cap, a third large‑cap, and the rest mid/small as garnish. Translation: you basically own the giants that already won, plus a sprinkling of smaller stuff so the allocation doesn’t look too boring. Nothing wrong with that, but don’t kid yourself this is a hotbed of early-stage discovery. You’re riding the established winners bus and hoping it keeps running on time. The upside: liquidity and stability are solid. The downside: you’re heavily tied to whatever direction the mega‑cap herd decides to run in next.

True holdings Info

  • NVIDIA Corporation
    4.17%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • VanEck Semiconductor UCITS ETF
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Apple Inc
    2.91%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Microsoft Corporation
    2.18%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Broadcom Inc
    2.09%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • VanEck Semiconductor UCITS ETF
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Amazon.com Inc
    1.54%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Alphabet Inc Class A
    1.34%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Alphabet Inc Class C
    1.08%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • Meta Platforms Inc.
    1.03%
    Part of fund(s):
    • Invesco FTSE All-World UCITS ETF USD Accumalation
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
    • Vanguard S&P 500 UCITS Acc
  • ASML Holding NV ADR
    1.02%
    Part of fund(s):
    • VanEck Semiconductor UCITS ETF
  • Mitsubishi UFJ Financial Group Inc
    0.98%
    Part of fund(s):
    • WisdomTree Japan Equity UCITS ETF - USD Hedged Acc
  • Top 10 total 18.35%

Your look‑through holdings scream “Big Tech plus friends,” even though you never bought them directly. NVIDIA at 4.17% is basically the main character here, with Apple, Microsoft, Amazon, Alphabet, Meta, and ASML forming the usual fan club. And that’s just from the top‑10 data, so the overlap is almost certainly higher under the hood. Owning global and US funds plus a semiconductor ETF means you’re stacking the same names multiple times. Hidden concentration like this is the investment version of thinking you ordered a mixed platter but getting the same burger three different ways.

Factors Info

Value
Preference for undervalued stocks
High
Data availability: 100%
Size
Exposure to smaller companies
High
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Low
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Very high
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Your factor profile is like someone wanted “calm, sensible investing” but also couldn’t resist a bit of drama. Very high tilt to low volatility (85%) means you’re unintentionally leaning into the “quieter” names — think fewer meme stocks, more grown‑ups. At the same time, high value, size, and momentum tilts say you want cheap, smaller-ish names that are already trending. Factor exposure is basically the flavor profile of your portfolio; here, it’s a weirdly coherent mix: reasonably defensive but still chasing winners. Just remember, factors go in and out of fashion, and backtests don’t pay the bills by themselves.

Risk contribution Info

  • WisdomTree Japan Equity UCITS ETF - USD Hedged Acc
    Weight: 20.00%
    22.9%
  • Invesco FTSE All-World UCITS ETF USD Accumalation
    Weight: 22.50%
    18.9%
  • VanEck Semiconductor UCITS ETF
    Weight: 10.00%
    17.8%
  • Vanguard S&P 500 UCITS Acc
    Weight: 20.00%
    16.8%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Weight: 17.50%
    14.8%
  • Top 5 risk contribution 91.2%

Risk contribution exposes who’s actually rocking the boat, and your semiconductors and Japan are definitely doing the mosh pit. That 10% semiconductor ETF contributing nearly 18% of total risk is punching well above its weight. Japan at 20% giving almost 23% of risk shows it’s not just a side character either. Meanwhile, your big diversified funds are quietly doing their job without hogging the volatility spotlight. This is the classic setup where one or two “fun” bets could dictate your mood during market stress. Trimming these kinds of overachievers is how you avoid surprise emotional damage.

Redundant positions Info

  • Invesco FTSE All-World UCITS ETF USD Accumalation
    Vanguard FTSE All-World UCITS ETF USD Accumulation
    High correlation

You’ve got two separate all‑world ETFs that basically move in lockstep, which is the portfolio equivalent of buying the same shirt in two slightly different shades and calling it a new wardrobe. Correlation just means things move together; highly correlated holdings don’t really diversify your risk, they just multiply the ticket count on the same ride. Owning overlapping global funds can make you feel diversified while your returns and drawdowns all come from the same underlying sources. If everything screams when the market falls, the fact you have two ETFs instead of one won’t make it feel better.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk/return chart, you somehow landed almost right on the efficient frontier, which is slightly annoying because it means the chaotic-looking mix is actually pretty well tuned. The efficient frontier is just “the best trade-off between risk and return using what you already own.” Your Sharpe ratio is solid and close to the optimal mix; the “better” portfolio just takes more risk to chase more return rather than fixing some huge inefficiency. Translation: for this level of volatility, you’re squeezing a lot of juice out of the oranges you picked. Accident or design, it’s working.

Ongoing product costs Info

  • Amundi MSCI Emerging Ex China UCITS ETF Acc 0.15%
  • Vanguard S&P 500 UCITS Acc 0.07%
  • WisdomTree Japan Equity UCITS ETF - USD Hedged Acc 0.48%
  • VanEck Semiconductor UCITS ETF 0.35%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.19%
  • Weighted costs total (per year) 0.19%

Costs are the one area where this portfolio behaves like a responsible adult. A total TER around 0.19% for a basket of ETFs is pleasantly cheap, especially given some of the specialty stuff like semis and hedged Japan. The Japan ETF at 0.48% is the diva of the group, but the rest keep it in line. Fees are like friction on your returns; the lower they are, the less the house skims off the top each year. Here, you’ve basically managed not to tip the casino extra for no reason — impressively restrained, given everything else going on.

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