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Highly concentrated US tech growth portfolio with strong past returns and significant single sector risk

Report created on May 9, 2026

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is made up of eight individual US stocks, with no funds or bonds, and a clear tilt toward large technology-related businesses. The top three holdings alone account for half of the capital, and everything is in a single asset class: equities. This kind of focused structure means the portfolio can move sharply when these specific names do well or poorly. Because there’s no cushion from bonds or cash-like assets, the overall value is more exposed to stock market swings. The concentrated mix can magnify both gains and losses, so the experience will usually feel more intense than a broadly diversified portfolio.

Growth Info

Over the last decade, $1,000 invested in this portfolio grew to about $58,274, far outpacing both the US and global stock markets. The compound annual growth rate (CAGR), which is the “average yearly speed” of growth over the full period, was 50.35%, compared with roughly mid-teens for the benchmarks. The trade-off was a much deeper maximum drawdown of -55%, meaning at one point the portfolio lost more than half its value from peak to trough. Needing only 64 days to generate 90% of returns also shows performance was driven by a relatively small number of big up days, which can be easy to miss in real time.

Projection Info

The Monte Carlo projection uses many random simulations based on historical patterns to map possible future outcomes. Think of it as running the next 15 years 1,000 different ways, each time shuffling returns in a realistic but unpredictable order. The median result suggests $1,000 could grow to around $2,757, with a fairly wide “middle” range between about $1,832 and $4,336. There’s also a noticeable possibility of much higher or lower outcomes, reflecting the aggressive nature of the holdings. Importantly, these projections lean heavily on past data; markets change, and no model can forecast exactly how these particular companies will perform going forward.

Asset classes Info

  • Stocks
    100%

All of the portfolio sits in stocks, with no allocation to bonds, cash, or other asset classes. Asset classes behave differently across market cycles: equities usually drive growth, while bonds and cash-like instruments can help smooth the ride. Because this mix is 100% equity, it’s structurally built for higher volatility and bigger swings in account value. Compared with broad market portfolios that blend in fixed income or alternatives, this structure sacrifices some potential shock absorption. The upside is direct participation in stock market moves; the trade-off is less protection when markets fall or when a specific theme goes out of favor.

Sectors Info

  • Technology
    73%
  • Telecommunications
    17%
  • Consumer Discretionary
    10%

Sector-wise, the portfolio is heavily tilted, with about 73% in technology-related names, 17% in telecommunications-style businesses, and only 10% in consumer discretionary. That’s very different from broad market indices, which usually spread exposure across many areas like healthcare, financials, and industrials. A tech- and communication-heavy approach tends to do very well when innovation, digital spending, and growth expectations are strong, but can be hit hard when interest rates rise or sentiment turns against high-growth names. The clear positive is coherence: the holdings share similar drivers. The flipside is that a slowdown or repricing in these sectors would likely hit most positions at once.

Regions Info

  • North America
    100%

Geographically, the portfolio is 100% invested in North America, with every position coming from US-listed companies. This creates what’s known as “home bias”: strong exposure to a single economic region and currency. When the US market leads, this can work nicely, and it keeps things simple from a reporting and tax perspective. However, global benchmarks typically include meaningful exposure to Europe, Asia, and emerging markets, which can behave differently across cycles. With everything tied to the US, portfolio performance becomes closely linked to how the US economy, regulation, and consumer demand evolve, rather than drawing on a wider set of global growth drivers.

Market capitalization Info

  • Mega-cap
    65%
  • Large-cap
    35%

The portfolio leans toward the largest companies in the market, with around 65% in mega-cap stocks and the rest in large caps. Market capitalization, or “market cap,” measures a company’s size based on its share price and number of shares. Mega-caps are often more established, widely followed, and integrated into the economy. This tilt can temper some of the extreme risks associated with smaller, less liquid names, while still offering strong growth potential, especially in fast-growing industries. Compared with a portfolio that mixes in mid- and small-cap stocks, this one is more focused on the biggest players, which can dominate index performance but are still far from low risk.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 100%
Size
Exposure to smaller companies
Very low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Very high
Data availability: 100%
Yield
Preference for dividend-paying stocks
Low
Data availability: 55%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor exposure shows how the portfolio lines up with characteristics that research links to returns, like quality or value. Here, size exposure is very low, meaning a strong tilt away from smaller companies and toward bigger ones; this fits the mega- and large-cap profile. Quality exposure is very high, suggesting the holdings score well on fundamentals such as profitability and balance sheet strength. High quality can help during stress, as strong businesses often weather downturns better than weaker ones. The low value exposure indicates a preference for more expensive, growth-oriented stocks rather than bargain-priced names, which can lead to sharper moves when growth expectations change.

Risk contribution Info

  • NVIDIA Corporation
    Weight: 20.00%
    29.1%
  • Broadcom Inc
    Weight: 15.00%
    14.9%
  • ServiceNow Inc
    Weight: 13.00%
    13.5%
  • Palo Alto Networks Inc
    Weight: 15.00%
    13.1%
  • Meta Platforms Inc.
    Weight: 10.00%
    9.1%
  • Top 5 risk contribution 79.8%

Risk contribution looks at how much each stock adds to total portfolio volatility, not just how big it is in dollar terms. Here, the top three holdings contribute about 58% of overall risk, which is more than half of the portfolio’s “noise.” NVIDIA, at 20% weight, contributes roughly 29% of the total risk, meaning its price swings have an outsized effect. Broadcom and ServiceNow have risk contributions more in line with their weights, suggesting they behave more proportionately. When a single holding’s risk share is much larger than its allocation, the portfolio’s experience becomes heavily tied to that one company’s fortunes, making its earnings and headlines especially impactful.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk–return chart shows the current mix is below the efficient frontier by about 2.94 percentage points at its risk level. The efficient frontier represents the best return achievable for each risk level using the same set of holdings but different weightings. The current Sharpe ratio, a measure of return earned per unit of risk above the risk-free rate, is 1.14. An alternative weighting of these same stocks could have delivered a higher Sharpe of 1.39, at higher risk, while the minimum-variance mix offers lower risk with a still-strong Sharpe. This suggests that, historically, different position sizes within the same names might have improved the balance between volatility and return.

Dividends Info

  • Broadcom Inc 0.60%
  • Meta Platforms Inc. 0.30%
  • Microsoft Corporation 0.80%
  • Weighted yield (per year) 0.20%

Dividends play a minor role in this portfolio. Only a few holdings, like Broadcom, Microsoft, and Meta, currently pay dividends, and the overall portfolio yield is low at around 0.20%. Dividend yield is the annual cash payout as a percentage of the share price, and for many income-focused strategies it’s a key part of total return. Here, most of the historical and projected growth has come from share price appreciation rather than income. That means cash flows from the portfolio itself are limited, and the outcome is more dependent on how investors value these companies’ future earnings and growth prospects over time.

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