This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A speculative portfolio with a heavy focus on Bitcoin and minimal global equity exposure

Report created on Aug 2, 2025

Risk profile Info

7/7
Speculative
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is highly concentrated, with 95% invested in the Xtrackers Galaxy Physical Bitcoin ETC Securities EUR and only 5% in the Vanguard FTSE All-World UCITS ETF USD Accumulation. Such a composition indicates a single-focused investment approach, leaning overwhelmingly towards cryptocurrency, specifically Bitcoin, and offering minimal exposure to a diversified global stock portfolio. This allocation diverges significantly from traditional diversified investment strategies, which typically advocate for a more balanced approach across various asset classes and sectors.

Growth Info

Historically, this portfolio has shown an impressive Compound Annual Growth Rate (CAGR) of 45.72%, although it has experienced a substantial maximum drawdown of -31.08%. These figures underscore the portfolio's speculative nature, characterized by high volatility and significant potential for both gains and losses. The fact that 90% of returns came from just five days highlights the extreme unpredictability and concentration of returns, a common trait in highly volatile investments like Bitcoin.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, suggest a wide range of potential scenarios for this portfolio. With key percentiles at 133.7% for the 5th and 2,228.1% for the 50th, the projections indicate a significant upside potential. However, the broad spread between these figures also reflects the high risk of investment, emphasizing the speculative nature of this portfolio.

Asset classes Info

  • Stocks
    5%

The allocation across asset classes shows a stark imbalance, with a negligible 5% in stocks through the Vanguard ETF and a dominating 95% in a Bitcoin ETC. This concentration in a single asset class, especially in a volatile market like cryptocurrency, limits the benefits of diversification and increases the portfolio's susceptibility to the specific risks associated with Bitcoin.

Sectors Info

  • Technology
    1%
  • Financials
    1%
  • Consumer Discretionary
    1%
  • Industrials
    1%

Sector exposure is minimal and indirectly obtained through the Vanguard FTSE All-World UCITS ETF. With only 1% or less in various sectors like technology and financial services, the portfolio lacks significant exposure to broader economic sectors. This limited sectoral diversification further concentrates risk, missing out on potential growth and stability offered by a more varied sector allocation.

Regions Info

  • North America
    3%
  • Europe Developed
    1%

Geographic diversification is minimal, reflecting the portfolio's heavy investment in Bitcoin, which is not tied to any specific region. The small allocation to the Vanguard ETF provides some exposure to North America and developed Europe, but overall, the portfolio's geographic diversification is significantly limited, concentrating risk further.

Market capitalization Info

  • Mega-cap
    2%
  • Large-cap
    2%
  • Mid-cap
    1%

The market capitalization exposure is skewed towards larger companies due to the Vanguard ETF's allocation. However, this exposure is minimal and does not significantly impact the portfolio's overall risk profile, dominated by the cryptocurrency investment.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Based on the Efficient Frontier concept, this portfolio is far from optimized for risk-return efficiency. While the high concentration in Bitcoin has historically provided substantial returns, the extreme volatility and speculative nature of this investment suggest that the portfolio's risk level is disproportionately high compared to its potential returns. Diversifying across more asset classes and sectors could improve the risk-return profile.

Ongoing product costs Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • Weighted costs total (per year) 0.01%

The portfolio's costs are exceptionally low, with a Total Expense Ratio (TER) of just 0.01%, primarily due to the significant weighting towards the Bitcoin ETC. While low costs are generally positive, in this context, they reflect the portfolio's lack of diversification and the risks associated with a heavy concentration in a single, speculative asset.

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