This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Globally diversified stock portfolio with a growth tilt and notable exposure to technology and Asia

Report created on May 11, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is made up of six equity ETFs, with 100% invested in stocks and no bonds or cash included in the analysis. Around 42% sits in a broad global index fund that spreads risk widely, while roughly 42% is split between world ex‑US and emerging Asia funds. The remaining 16% targets narrower themes in AI, automation, and semiconductors. That mix creates a core‑satellite structure: a diversified base plus smaller, higher‑octane satellites. With only about 1.4 years of history, it’s hard to say how this structure behaves across full market cycles, but the design aims to combine global breadth with focused growth exposures that can move more sharply in both directions.

Growth Info

Over the short 2024‑12 to 2026‑05 window, a hypothetical €1,000 grew to about €1,329, a compound annual growth rate (CAGR) of 22.44%. CAGR is like your average speed on a road trip, smoothing out ups and downs. This outpaced both the US market (7.70%) and a global index (11.21%) over the same period, but that’s based on a very limited sample. The portfolio also saw a sizeable max drawdown of ‑21.24%, meaning a fifth of value temporarily disappeared before recovering. That swing shows the portfolio can be bumpy. With only 1.4 years of data, these strong returns and drawdowns shouldn’t be read as a reliable guide to long‑term behavior.

Projection Info

The Monte Carlo projection uses the short historical data to simulate 1,000 possible 15‑year paths for a €1,000 investment. Monte Carlo is basically a “what if machine,” replaying many random versions of history based on past volatility and returns. Here, the median outcome is €2,775, with a wide central range from €1,800 to €4,231 and a very broad possible band stretching down near your starting value and up above €7,700. The average simulated annual return of 8.06% looks attractive, but it heavily leans on limited history that may not repeat. So these numbers are better seen as a rough illustration of uncertainty, not a forecast to rely on.

Asset classes Info

  • Stocks
    100%

All of the portfolio sits in equities, so there’s no built‑in stabilizer from bonds or cash in this analysis. Asset classes are simply the broad buckets like stocks, bonds, and real estate. A 100% stock allocation means returns are tightly tied to how global companies perform, with more sensitivity to market swings. Compared with blended benchmarks that usually mix in some bonds, this structure leans more into growth potential and volatility. Over longer horizons, stocks have historically delivered higher average returns than bonds, but with bigger and deeper drawdowns. With only 1.4 years of history here, the true long‑term risk/return balance of this all‑equity stance isn’t fully visible yet.

Sectors Info

  • Technology
    38%
  • Financials
    15%
  • Industrials
    11%
  • Consumer Discretionary
    8%
  • Telecommunications
    6%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Energy
    4%
  • Utilities
    2%
  • Real Estate
    1%

Sector‑wise, about 38% is in technology, with financials, industrials, and consumer sectors making up much of the rest. Sector allocation is about where in the economy your money works: tech, banks, healthcare, utilities, and so on. A roughly 40% tilt to technology is higher than many broad global indices, which typically have a smaller tech share. That can be powerful in periods when innovation and digital businesses lead, but it can also mean sharper drops if markets rotate away from growth themes or if interest rates rise. The presence of energy, materials, and utilities, even at modest levels, does give some balance across different parts of the economic cycle.

Regions Info

  • North America
    42%
  • Europe Developed
    19%
  • Asia Developed
    16%
  • Asia Emerging
    12%
  • Japan
    8%
  • Australasia
    2%
  • Africa/Middle East
    1%

Geographically, the portfolio is spread across North America (42%), developed Europe (19%), developed Asia (16%), emerging Asia (12%), Japan (8%), and smaller slices elsewhere. Geography matters because different regions have different economies, currencies, and political risks. Compared with a typical global index, this mix looks somewhat less US‑heavy and more tilted to Asia, especially emerging Asia. That can diversify away from a single country’s fortunes but may also bring more currency and policy uncertainty. Over decades, leadership often rotates between regions, so this broader spread is useful, though the short data history doesn’t show how this mix behaves across multiple global cycles yet.

Market capitalization Info

  • Mega-cap
    53%
  • Large-cap
    35%
  • Mid-cap
    11%
  • Small-cap
    1%

By market capitalization, over half of the portfolio sits in mega‑cap companies, about a third in large caps, with only small slices in mid and small caps. Market cap is just the total value of a company’s shares; larger firms tend to be more established, while smaller ones can be more nimble but volatile. This structure broadly lines up with mainstream global benchmarks, which are also dominated by mega and large caps. That alignment is helpful: it means a big part of the portfolio’s behavior is anchored in widely followed, liquid names. The relatively low small‑cap exposure limits both the extra growth potential and the extra risk that smaller companies can bring.

True holdings Info

  • Taiwan Semiconductor Manufacturing Co. Ltd.
    4.12%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • iShares MSCI EM Asia UCITS ETF
  • NVIDIA Corporation
    2.86%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf
    • VanEck Semiconductor UCITS ETF
    • iShares Automation & Robotics UCITS ETF USD (Acc)
  • Apple Inc
    1.98%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf
  • Samsung Electronics Co Ltd
    1.33%
    Part of fund(s):
    • iShares MSCI EM Asia UCITS ETF
  • Microsoft Corporation
    1.29%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • ASML Holding N.V.
    1.22%
    Part of fund(s):
    • Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf
    • VanEck Semiconductor UCITS ETF
    • Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR
  • Amazon.com Inc
    1.19%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf
  • Broadcom Inc
    1.19%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • VanEck Semiconductor UCITS ETF
  • iShares MSCI China A UCITS ETF USD (Acc)
    1.02%
    Part of fund(s):
    • iShares MSCI EM Asia UCITS ETF
  • Tencent Holdings Ltd
    1.02%
    Part of fund(s):
    • iShares MSCI EM Asia UCITS ETF
  • Top 10 total 17.24%

Looking through ETF top holdings, there’s notable exposure to large technology and semiconductor names such as TSMC, NVIDIA, Apple, Samsung, Microsoft, ASML, Amazon, and Broadcom. Look‑through analysis shows what you actually own underneath the ETFs, and it can reveal overlap where the same company appears in multiple funds. Here, several of these names come from both the broad global ETF and the thematic tech funds, creating some hidden concentration in a handful of big tech and chip companies. Coverage is only about 30% of underlying assets, so overlap is probably understated, but it’s clear that a chunk of the portfolio’s behavior will be driven by these global tech leaders.

Risk contribution Info

  • Amundi Prime All Country World UCITS ETF Acc EUR
    Weight: 42.11%
    37.1%
  • iShares MSCI EM Asia UCITS ETF
    Weight: 21.05%
    22.3%
  • Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR
    Weight: 21.05%
    15.9%
  • VanEck Semiconductor UCITS ETF
    Weight: 5.26%
    9.4%
  • Ishares Iii Plc - Ishares Ai Infrastructure Ucits Etf
    Weight: 5.27%
    7.9%
  • Top 5 risk contribution 92.6%

Risk contribution looks at which holdings actually drive the portfolio’s ups and downs, not just how big they are. The broad global ETF is 42% of the portfolio but contributes about 37% of the risk, slightly less than its weight. The emerging Asia ETF and world ex‑US ETF together make up 42% of weight and around 38% of risk. The three thematic funds are only about 16% by weight but contribute over 26% of the risk, especially the semiconductor ETF with a risk/weight ratio of 1.78. That means a relatively small thematic slice can noticeably amplify volatility. Overall, the top three holdings account for about three‑quarters of total risk, signalling moderate concentration in how performance is driven.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier analysis compares the current mix with other possible mixes of the same holdings. The Sharpe ratio, which is return per unit of risk above a risk‑free rate, is 1.02 for the current portfolio in this short period. The maximum‑Sharpe version, using different weights but the same ETFs, shows a much higher Sharpe of 1.79, and the minimum‑variance mix shows 0.94. The current portfolio sits about 4 percentage points below the frontier at its risk level, meaning that—based purely on this brief history—a different combination of these same funds might have delivered a better risk/return trade‑off. Because the data window is so short, though, this “inefficiency” could simply reflect temporary patterns.

Ongoing product costs Info

  • iShares Automation & Robotics UCITS ETF USD (Acc) 0.40%
  • iShares MSCI EM Asia UCITS ETF 0.20%
  • Xtrackers MSCI World ex USA UCITS ETF 1C USD EUR 0.15%
  • VanEck Semiconductor UCITS ETF 0.35%
  • Amundi Prime All Country World UCITS ETF Acc EUR 0.07%
  • Weighted costs total (per year) 0.14%

The weighted ongoing fee (TER) for the portfolio is about 0.14% per year, with individual ETFs ranging from 0.07% to 0.40%. TER is like a small management toll charged annually by each fund. For a globally diversified, multi‑ETF equity portfolio, 0.14% is impressively low and compares very well to many actively managed funds that charge several times more. Over long periods, keeping costs down can make a noticeable difference because fees compound just like returns do, only in the opposite direction. With such low costs, more of the portfolio’s performance comes from market exposure rather than fees, which is a solid structural strength regardless of how markets behave.

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