Growth-focused portfolio with heavy tech and financial services exposure

Report created on Aug 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is characterized by a heavy concentration in technology and financial services, with significant allocations to high-profile companies such as Apple, Alphabet, NVIDIA, Amazon, and Microsoft. The single asset class of stocks and the geographic concentration primarily in North America and Europe indicate a growth-oriented strategy but with moderate diversification. The portfolio's structure suggests a focus on capital appreciation over income, given the low overall dividend yield and the high concentration in sectors known for growth but also for volatility.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 30.20%, the portfolio has demonstrated impressive growth, albeit with a significant maximum drawdown of -54.73%. This indicates that while the returns have been high, they've come with considerable risk, as evidenced by the portfolio's risk score of 5 out of 7. The days contributing to 90% of returns being concentrated in 62.0 days further underscores the portfolio's volatility and the importance of timing in realizing gains.

Projection Info

The Monte Carlo simulation, projecting future performance based on historical data, shows a wide range of outcomes, with the median simulation suggesting a 4,032.8% return. While simulations can provide insight, they're based on past data, and future market conditions can diverge significantly. This underscores the need for ongoing risk management and possibly diversification to mitigate against less favorable outcomes.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation to 100% stocks underscores a high-risk, high-reward strategy, suitable for investors with a growth-oriented profile and a higher tolerance for volatility. While this can lead to significant capital appreciation, the lack of diversification across asset classes, such as bonds or real estate, may increase the portfolio's susceptibility to market downturns in the sectors it's concentrated in.

Sectors Info

  • Technology
    47%
  • Financials
    22%
  • Telecommunications
    16%
  • Consumer Discretionary
    15%

The sector distribution, with nearly half in technology, reflects a bet on continued innovation and growth within the tech industry. Financial services and consumer cyclicals also play substantial roles. This sector concentration can offer high returns but also exposes the portfolio to sector-specific risks, such as regulatory changes or economic downturns affecting consumer spending.

Regions Info

  • North America
    78%
  • Europe Developed
    22%

The geographic allocation, with a dominant 78% in North America and 22% in developed Europe, suggests a focus on stable, developed markets. While this may mitigate some geopolitical risks, the underrepresentation of emerging markets could mean missing out on potential high-growth opportunities in those regions.

Market capitalization Info

  • Mega-cap
    78%
  • Large-cap
    22%

The emphasis on mega and big cap stocks indicates a preference for established companies with a potentially lower risk of volatility compared to smaller cap stocks. However, it also suggests a possible ceiling on growth rates, as these companies, while stable, may not offer the same exponential growth potential as smaller, emerging companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier analysis could help in optimizing the risk-return profile by adjusting the current asset allocation. While the portfolio shows strong growth, there may be opportunities to achieve a similar or better return profile with less risk by diversifying across more asset classes, sectors, or geographies.

Dividends Info

  • Apple Inc 0.40%
  • Aegon NV ADR 5.40%
  • Alphabet Inc Class A 0.40%
  • Microsoft Corporation 0.60%
  • Weighted yield (per year) 1.42%

The portfolio's overall dividend yield is relatively low, reflecting its growth rather than income focus. For investors seeking income, increasing exposure to higher-yielding stocks or diversifying into income-generating asset classes like bonds or real estate investment trusts (REITs) could provide additional cash flow.

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