A balanced and broadly diversified portfolio with a strong focus on global equities and technology

Report created on Aug 2, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards global equities, ensuring a broad market exposure through a mix of ETFs that span major, minor, and emerging markets, as well as specific sectors like technology. With 35% in a core MSCI World ETF and significant allocations to small caps, emerging markets, developed Asia Pacific regions, and the information technology sector, the portfolio is structured to capture global growth while maintaining a balanced risk profile.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 10.79%, with a maximum drawdown of -34.45%. These figures suggest a relatively strong performance, especially considering the balanced risk classification. The days contributing most to returns highlight the portfolio's sensitivity to market highs, a common trait in equity-focused investments.

Projection Info

Utilizing Monte Carlo simulations, which forecast future performance based on historical data, the portfolio shows a wide range of outcomes. The median projected growth is substantial, yet it's important to remember these projections are hypothetical and cannot guarantee future results. This method helps in understanding potential volatility and the range of outcomes, emphasizing the need for risk management.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive investment in stocks, without allocation to bonds, cash, or other asset classes, underlines a growth-oriented strategy. While this provides the potential for higher returns, it also exposes the portfolio to greater market volatility. Diversifying across different asset classes could offer a buffer during market downturns.

Sectors Info

  • Technology
    28%
  • Financials
    19%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Health Care
    7%
  • Telecommunications
    6%
  • Basic Materials
    5%
  • Consumer Staples
    4%
  • Real Estate
    4%
  • Energy
    3%
  • Utilities
    2%

With a strong emphasis on technology and financial services, the portfolio is positioned to benefit from growth in these dynamic sectors. However, this concentration also introduces sector-specific risks. Diversification across a broader range of sectors could mitigate this risk and stabilize returns over time.

Regions Info

  • North America
    49%
  • Asia Developed
    13%
  • Asia Emerging
    11%
  • Europe Developed
    10%
  • Australasia
    10%
  • Japan
    5%
  • Africa/Middle East
    2%
  • Latin America
    1%

The geographic allocation underscores a significant tilt towards North America and developed markets, with a noteworthy presence in emerging markets. This global exposure is beneficial for diversification, though the portfolio may be affected by geopolitical risks and currency fluctuations. A more balanced allocation could reduce such risks.

Market capitalization Info

  • Mega-cap
    42%
  • Large-cap
    27%
  • Mid-cap
    17%
  • Small-cap
    11%
  • Micro-cap
    3%

The spread across mega to micro-cap stocks suggests a strategy aimed at capturing growth across the market spectrum. While larger companies provide stability, smaller firms offer growth potential but with higher volatility. This mix supports a balanced risk-return profile but requires ongoing monitoring to manage the inherent risks of smaller cap investments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier analysis suggests that the portfolio could achieve a higher expected return at the same risk level. This indicates room for optimization, perhaps by adjusting asset allocation or diversifying further across uncorrelated assets. Such adjustments could enhance the portfolio's risk-return profile without necessarily increasing the overall risk.

Ongoing product costs Info

  • iShares Core MSCI World UCITS ETF USD (Acc) EUR 0.20%
  • iShares MSCI World Small Cap UCITS ETF USD (Acc) EUR 0.35%
  • Vanguard FTSE Emerging Markets UCITS ETF USD Accumulation 0.22%
  • Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF USD Accumulation 0.15%
  • Xtrackers MSCI World Information Technology UCITS ETF 1C 0.25%
  • Weighted costs total (per year) 0.23%

With a Total Expense Ratio (TER) averaging 0.23%, the portfolio is efficiently managed cost-wise. Lower costs directly translate to higher net returns over time, making this an attractive aspect of the portfolio's structure. Continual review of investment costs remains essential for maintaining this efficiency.

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