A single global equity fund with strong tech exposure and simple low cost diversification

Report created on Jun 6, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is as simple as it gets: one accumulating global equity ETF holding developed-market stocks worldwide. With 100% in a single fund, all risk and return come from this one building block, but inside it are hundreds of companies across many countries and industries. That structure makes the portfolio easy to understand and manage because there is no rebalancing between different funds. At the same time, any change to this ETF’s index or approach affects the entire portfolio. The composition shows a clear focus on long-term stock market growth rather than mixing in bonds or cash, which keeps the risk profile firmly equity‑driven.

Growth Info

From 2016 to mid‑2026, a hypothetical €1,000 in this ETF grew to €3,313, a compound annual growth rate (CAGR) of 12.64%. CAGR is like an average yearly “speed” for the whole journey, smoothing out ups and downs. The portfolio slightly beat the global market benchmark but lagged the US market, which had an especially strong decade. The worst peak‑to‑trough fall was about ‑34% during early 2020, recovering in around 10 months. That drawdown is typical for an all‑equity allocation. Most returns came in a small number of days, showing how missing just a handful of strong sessions can materially change long‑term results.

Projection Info

The Monte Carlo projection uses past return and volatility patterns to randomly “replay” many possible 15‑year futures. Think of it as rolling loaded dice that are calibrated by history. The median path turns €1,000 into about €2,886, with a central band from roughly €1,805 to €4,430. The wider 5–95% range, from about €928 to €7,628, shows that outcomes can differ a lot even with the same strategy. The average simulated return of 8.27% per year is lower than the recent historical figure, underlining that future returns do not have to match the past. These simulations are a guide to possible variability, not a prediction.

Asset classes Info

  • Stocks
    100%

All of the portfolio sits in stocks, with no allocation to bonds, real estate funds, or cash. Asset classes are broad categories like shares, bonds, and cash that tend to behave differently in various market conditions. A 100% equity mix usually offers higher long‑term growth potential but also larger and more frequent swings in value. Compared with many blended portfolios that include fixed income, this structure leans more heavily into market risk and less into income or stability. The diversification here comes from owning many companies across regions inside the equity bucket, rather than from mixing multiple asset classes.

Sectors Info

  • Technology
    31%
  • Financials
    15%
  • Industrials
    11%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Health Care
    9%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

Sector exposure is tilted toward technology at 31%, followed by financials, industrials, and consumer‑related areas. This mirrors common global equity indices, where tech and communication‑linked businesses have grown to large weights after strong performance. Sector allocation matters because different economic environments can favor different business types: for example, tech‑heavy portfolios often react more strongly to interest rate moves, while defensive areas may hold up better in downturns. This portfolio’s spread across all major sectors is broadly balanced, but with a clear lean toward growth‑oriented and innovation‑driven companies that can increase both long‑term potential and day‑to‑day volatility.

Regions Info

  • North America
    76%
  • Europe Developed
    16%
  • Japan
    6%
  • Australasia
    2%
  • Asia Developed
    1%

Geographically, about three‑quarters of the portfolio is in North America, with most of the rest in developed Europe and Japan. This concentration reflects how global indices weight countries by their stock market size, not by population or GDP. It means company performance is heavily linked to North American economic and policy trends, while still having meaningful diversification from other developed markets. Compared with a perfectly even global split, this is more regionally focused but also broadly aligned with standard world equity benchmarks. Currency exposure will largely track the underlying markets, so movements in the US dollar and other major currencies can influence euro returns.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    34%
  • Mid-cap
    16%

The market‑cap breakdown is dominated by mega‑cap and large‑cap companies, together making up over 80% of the portfolio, with a smaller share in mid‑caps. Market capitalization is simply company size on the stock market. Larger firms often have more stable earnings, diverse business lines, and better access to funding, which can make their share prices somewhat less volatile than smaller peers. On the other hand, mid‑caps can sometimes grow faster but swing more. This portfolio’s tilt toward bigger companies is consistent with its index style and helps keep risk closer to broad market levels, rather than emphasizing smaller, more niche businesses.

True holdings Info

  • NVIDIA Corporation
    5.54%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Apple Inc
    4.55%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Microsoft Corporation
    3.29%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Amazon.com Inc
    2.91%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Alphabet Inc Class A
    2.56%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Broadcom Inc
    2.15%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Alphabet Inc Class C
    2.12%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Meta Platforms Inc.
    1.52%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Tesla Inc
    1.23%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • JPMorgan Chase & Co
    0.97%
    Part of fund(s):
    • iShares Core MSCI World UCITS ETF USD (Acc) EUR
  • Top 10 total 26.84%

Looking through the ETF’s top holdings, the largest exposures are well‑known global companies like NVIDIA, Apple, Microsoft, Amazon, and Alphabet. Together, the top ten names account for a noticeable slice of the portfolio, but still leave most exposure spread across many smaller positions. Because there is only one ETF, there is no cross‑fund overlap to worry about; concentration simply reflects index weight. It is worth noting that these leading companies are heavily tied to technology and digital services, so their performance can strongly influence overall returns. Overlap data is limited to top‑10 holdings, so total diversification is actually broader than it appears here.

Risk contribution Info

  • iShares Core MSCI World UCITS ETF USD (Acc) EUR
    Weight: 100.00%
    100.0%

Risk contribution shows how much each holding drives the portfolio’s ups and downs, which can differ from its weight. Here, with a single ETF, that fund naturally contributes 100% of the portfolio’s risk. Inside the ETF, the individual stocks’ risk contributions broadly follow their index weights and volatilities, but that detail is not directly visible at the portfolio level. This setup makes the risk picture simple: any volatility comes from global equities as a whole, not from mixing uncorrelated assets. The key implication is that position sizing decisions are already made by the index methodology, rather than by active security selection.

Ongoing product costs Info

  • iShares Core MSCI World UCITS ETF USD (Acc) EUR 0.20%
  • Weighted costs total (per year) 0.20%

Total ongoing costs are very low at a 0.20% TER (Total Expense Ratio) for the ETF. TER is the annual fee the fund charges to cover management and operations, taken directly out of its assets. Over a single year this looks small, but over decades, higher fees can significantly erode returns, much like constant friction slowing a moving object. Compared with many actively managed funds, this cost level is impressively low and in line with efficient index investing practices. Keeping costs down provides a solid foundation for long‑term performance, allowing more of the underlying market return to reach the investor.

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