Highly concentrated US tech and consumer growth portfolio with strong past gains and sharp drawdowns
Report created on May 2, 2026Risk profile
6/7
Diversification profile
2/5
Positions
-
GO Alphabet Inc Class A
GOOGL - US02079K3059 32.77% -
AM Amazon.com Inc
AMZN - US0231351067 21.78% -
NV NVIDIA Corporation
NVDA - US67066G1040 16.78% -
RK Rocket Lab USA Inc.
RKLB - US7731211089 9.29% -
AV Broadcom Inc
AVGO - US11135F1012 9.19% -
PL Palantir Technologies Inc.
PLTR - US69608A1088 6.99% -
AS Ast Spacemobile Inc
ASTS - US00217D1000 1.70% -
MU Micron Technology Inc
MU - US5951121038 1.50%
This portfolio is made up of just eight individual US stocks, with no funds or bonds, and is heavily concentrated in three big positions: Alphabet, Amazon, and NVIDIA together hold over 70% of the total weight. The remaining holdings are a mix of other large tech names and a few smaller, more speculative companies. Having only a handful of positions means each company’s story really matters for overall results. When one of these stocks moves, the whole portfolio feels it. This structure can create powerful upside when the big names are doing well, but also magnifies the impact of any company-specific setback, because there’s not much else in the mix to offset a stumble.
Growth
Over the period from late 2020 to April 2026, $1,000 in this portfolio grew to about $6,845, far ahead of both the US and global market benchmarks. The compound annual growth rate (CAGR) of 42.75% is nearly three times the US market’s 14.85%. At the same time, the max drawdown — the deepest peak-to-trough drop — was almost -50%, roughly double the US market’s decline. That’s a classic high‑growth, high‑pain profile. Another sign of this: 90% of total returns came from just 35 days, which shows performance has been driven by a handful of very strong bursts rather than a steady grind upward.
Projection
The forward projection uses a Monte Carlo simulation, which basically means the system takes past return patterns, scrambles them thousands of times, and builds many possible future paths. From those 1,000 scenarios, the median outcome for $1,000 over 15 years is around $2,755, with a wide “likely” range of roughly $1,752 to $4,358. The fact that the 5th to 95th percentile span runs from under $1,000 to over $8,000 shows how uncertain things can be with a concentrated, aggressive equity mix. This method is helpful for visualizing risk, but it still relies on historical behavior, which may not repeat in the same way.
Asset classes
- Stocks 100%
By asset class, the picture is simple: 100% stocks, 0% bonds, cash, or alternatives. That lines up with the aggressive risk score and leaves no built‑in cushion from traditionally more stable assets. Pure equity portfolios can grow quickly when markets are strong, because every dollar is working in growth assets rather than sitting in defensive positions. The flip side is that there’s nothing in the structure to dampen equity bear markets or big corrections. Compared with broad benchmarks that mix in bonds or other asset classes, this portfolio is clearly positioned at the high‑risk, high‑potential‑return end of the spectrum.
Sectors
- Technology 36%
- Telecommunications 33%
- Consumer Discretionary 22%
- Industrials 9%
Sector-wise, the portfolio leans heavily into technology and telecommunications, with consumer discretionary and industrials making up the rest. Technology is the largest slice at 36%, and telecom is close behind at 33%, which is a much bigger tilt than broad market indices that are more spread across financials, healthcare, and other areas. These sectors often sit at the center of innovation and growth but can also be sensitive to interest rates, regulation, and sentiment toward “future‑story” companies. When tech and communication services lead, this kind of sector tilt can shine; when they fall out of favor, the same tilt can amplify drawdowns because there’s little exposure to more defensive industries.
Regions
- North America 100%
Geographically, the portfolio is 100% North America, specifically US‑listed companies. That’s a clean, focused bet on a single market and currency, and it’s broadly consistent with how many growth‑oriented investors have benefited from US market leadership in recent years. But compared with global benchmarks that spread across many countries, this leaves no direct exposure to other economies, regulatory environments, or currency trends. If the US tech‑driven cycle pauses or reverses while other regions do better, this portfolio won’t capture those gains. So the risk and opportunity are tightly linked to the health and valuation of the US equity market.
Market capitalization
- Mega-cap 89%
- Large-cap 11%
In terms of market capitalization, about 89% of the portfolio sits in mega‑cap companies, with the remaining 11% in large‑cap and smaller names. Mega‑caps are the biggest listed firms, often with diverse businesses, strong balance sheets, and heavy index representation, which can offer some stability compared with tiny speculative stocks. At the same time, having so much in mega‑caps can mean the portfolio behaves similarly to a very concentrated slice of the top of the market. The smaller positions in more niche names add a dash of higher volatility and idiosyncratic risk, but they’re not large enough to dominate the behavior of the overall portfolio.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
On factor exposure, this portfolio shows a very low tilt to Size and Yield, and higher tilts to Momentum and Quality. Factors are like underlying traits — such as small vs. large, cheap vs. expensive, or stable vs. volatile — that help explain how investments behave. A very low Size score means the portfolio leans away from small‑cap factors and is dominated by large, established companies. The very low Yield score reflects that these stocks return most of their value through price appreciation rather than dividends. High Momentum suggests many holdings have been strong recent performers, which tends to help in trending markets but can hurt more when trends snap back.
Risk contribution
-
Alphabet Inc Class A
Weight: 32.77% 24.7% -
NVIDIA Corporation
Weight: 16.78% 21.6% -
Amazon.com Inc
Weight: 21.78% 18.7% -
Rocket Lab USA Inc.
Weight: 9.29% 13.3% -
Palantir Technologies Inc.
Weight: 6.99% 9.6% - Top 5 risk contribution 87.8%
Risk contribution measures how much each stock adds to the portfolio’s overall ups and downs, which can be very different from its simple weight. Here, the top three holdings account for roughly 65% of total risk, which closely mirrors but still exceeds their combined weight. NVIDIA, Rocket Lab, and Palantir punch above their size: each contributes more risk than its weight would suggest, reflecting higher volatility. Alphabet and Amazon, while large, show lower risk‑to‑weight ratios, acting as relatively steadier anchors within this concentrated group. Overall, the pattern is what you’d expect from an aggressive growth mix: a few core giants plus some high‑octane satellite positions that drive extra turbulence.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The risk vs. return chart compares the current mix with what’s called the efficient frontier — essentially, the best possible trade‑offs between risk and return using just these same holdings in different weightings. The current portfolio has a Sharpe ratio of 1.17, while the maximum‑Sharpe mix on the frontier reaches 1.5 at slightly higher risk and higher expected return. The minimum‑variance version would take risk down a bit with a slightly lower return. The key takeaway is that the current portfolio sits about 6 percentage points below the frontier at its risk level, which means the same set of stocks could, in theory, be rearranged to deliver a better risk/return balance without adding new names.
Dividends
- Broadcom Inc 0.60%
- Alphabet Inc Class A 0.20%
- Micron Technology Inc 0.10%
- Weighted yield (per year) 0.12%
Dividend income plays a very minor role here. The overall dividend yield is around 0.12%, with only a few holdings — mainly Broadcom, Alphabet, and Micron — paying small dividends. Most of the expected return is therefore in potential price growth rather than regular cash payouts. That’s common for high‑growth, tech‑oriented portfolios, where companies prefer to reinvest profits into expansion, research, or acquisitions. For someone tracking this portfolio’s behavior, it means the value will mostly show up in the changing market price of the stocks rather than in a steady stream of income deposits over time.
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