This portfolio has only about 1.8 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Globally diversified equity portfolio with strong tech tilt and small cap value satellite

Report created on Jul 27, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification
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Positions

This portfolio is a simple three‑ETF mix that is fully invested in global stocks. Around 80% sits in a broad “all country world” fund, which acts as a global core. A 10% slice tracks a wide European index, and another 10% goes into a global small‑cap value fund as a satellite position. Structurally, this is a core‑satellite setup: a diversified base with a focused tilt added on top. That keeps the number of line items low while still adding some nuance. Because everything is in equities, the portfolio’s ups and downs will broadly follow global stock markets, without the dampening effect that bonds or cash would normally provide.

Growth Info

Over the roughly 1.8‑year history available, €1,000 in this portfolio grew to about €1,318, implying a compound annual growth rate (CAGR) of 16.41%. CAGR is like average speed on a road trip: it smooths out the bumps to show how fast you moved overall. During this short period, results were very similar to the global equity benchmark and slightly ahead of both global and US markets. The worst peak‑to‑trough drop was about −20.7%, which is in line with a fully equity portfolio. Because the sample is short and markets were relatively strong, it’s risky to treat this performance as a guide to long‑term behavior.

Projection Info

The Monte Carlo projection uses the limited historical data to simulate many possible 15‑year paths for this mix. Monte Carlo is basically a “what if” engine: it shuffles return and volatility patterns thousands of times to see a range of outcomes rather than one forecast. Here, the median outcome turns €1,000 into about €2,731, with a wide band from roughly €974 to €7,449 between the 5th and 95th percentiles. The average simulated annual return sits just under 8%. Because these simulations lean heavily on less than two years of history, they should be read as rough illustrations of uncertainty, not solid predictions of what will actually happen.

Asset classes Info

  • Stocks
    100%

All of this portfolio is in stocks, with 0% in bonds, cash, or alternatives. That means the main source of risk and return is equity market movement, without other asset classes to smooth the ride. In mixed portfolios, adding bonds or cash usually lowers volatility and drawdowns, at the cost of lower expected returns. Here, the equity‑only structure aligns with the “balanced” risk label more through diversification across many stocks than through mixing asset classes. Over short periods, this can look very rewarding in strong markets, but its behavior in harsher, longer downturns is not yet visible in the available data.

Sectors Info

  • Technology
    27%
  • Financials
    18%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Health Care
    8%
  • Telecommunications
    7%
  • Consumer Staples
    5%
  • Energy
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector‑wise, the portfolio leans clearly toward technology at 27%, followed by financials, industrials, and consumer‑related areas. This is broadly consistent with modern global equity indices, where tech has grown to a large share, but the tilt toward tech is still noticeable. Tech‑heavy portfolios often benefit when innovation and growth stories are in favor, yet they can be more sensitive to interest rate changes or sentiment swings about future earnings. Other sectors like utilities and real estate are relatively small slices, so their stabilizing influence is limited. These patterns have been rewarded recently, though the short history makes it hard to judge how they hold up across full market cycles.

Regions Info

  • North America
    60%
  • Europe Developed
    22%
  • Japan
    6%
  • Asia Developed
    5%
  • Asia Emerging
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is strongly global, with about 60% in North America and 22% in developed Europe, plus smaller allocations across Japan, other developed Asia, emerging Asia, and a small footprint in Africa/Middle East and Latin America. This aligns closely with the real‑world breakdown of global stock markets, where the US and other developed markets dominate. Such a spread helps reduce the impact of any single economy or political system on the portfolio. Currency movements across these regions can add noise to returns in euros, sometimes boosting and sometimes dragging them, although that effect is difficult to gauge over less than two years.

Market capitalization Info

  • Mega-cap
    44%
  • Large-cap
    31%
  • Mid-cap
    16%
  • Small-cap
    5%
  • Micro-cap
    4%

By market cap, around three‑quarters of the portfolio sits in mega‑ and large‑cap companies, with mid‑caps, small‑caps, and micro‑caps making up the rest. This pattern fits the idea of a large‑cap core with a deliberate small‑cap value tilt via the Avantis fund. Large firms tend to be more stable and widely followed, which often means smoother price movements, while smaller companies can be more volatile but potentially more responsive to changes in economic conditions. This blend supports diversification across company sizes, though the exact benefits and trade‑offs are hard to pin down from a performance record that covers less than two full calendar years.

True holdings Info

  • NVIDIA Corporation
    3.69%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Apple Inc.
    3.27%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Microsoft Corporation
    2.16%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Amazon.com Inc
    1.80%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Alphabet Inc Class A
    1.64%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    1.43%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Alphabet Inc Class C
    1.41%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Broadcom Inc
    1.38%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Tesla Inc
    1.11%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • LS 1x Tesla Tracker ETP Securities GBP
  • Micron Technology Inc
    1.03%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
  • Top 10 total 18.91%

Looking through the ETFs’ top holdings, the portfolio has noticeable exposure to a handful of global giants such as NVIDIA, Apple, Microsoft, Amazon, and Alphabet, each appearing via multiple funds. This creates some hidden concentration because the same companies show up more than once, even though they are only bought through diversified ETFs. For example, NVIDIA alone accounts for about 3.7% of the total portfolio in the covered slice. Since the look‑through view only captures ETF top‑10 holdings, overlap is likely understated. Still, it’s clear that a relatively small group of very large firms has a meaningful influence on overall returns.

Risk contribution Info

  • Amundi Prime All Country World UCITS ETF Acc EUR
    Weight: 80.00%
    81.8%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 10.00%
    10.3%
  • Amundi Stoxx Europe 600 UCITS ETF C EUR
    Weight: 10.00%
    8.0%

Risk contribution shows how much each holding drives the portfolio’s overall ups and downs, which can differ from simple weights. Here, the global all‑country ETF is 80% of the portfolio but contributes about 82% of the risk, roughly in line with its size. The small‑cap value ETF is 10% by weight and about 10% of the risk, while the Europe fund is 10% of the capital yet only around 8% of the risk, suggesting it has been slightly less volatile or better diversified with the others. All portfolio risk comes from these three positions, so risk is quite concentrated in the global core, as expected for a core‑satellite structure.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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The efficient frontier chart compares the current mix to other possible blends using only these three ETFs. The current portfolio has a Sharpe ratio of 0.87, while an optimized mix could, in this backtest, reach about 1.19 at slightly higher return and similar risk. The Sharpe ratio measures return earned per unit of volatility, using 4% as the “risk‑free” baseline here. Being about 1.5 percentage points below the frontier suggests that, historically, a different weighting of the same funds might have delivered better risk‑adjusted results. With such a short data window, however, these optimal weights might be capturing recent quirks rather than a durable pattern.

Ongoing product costs Info

  • Amundi Stoxx Europe 600 UCITS ETF C EUR 0.07%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR 0.39%
  • Amundi Prime All Country World UCITS ETF Acc EUR 0.07%
  • Weighted costs total (per year) 0.10%

The overall ongoing cost, or Total Expense Ratio (TER), for this portfolio is about 0.10% per year, which is very low by global equity standards. TER is like a small annual service fee taken directly from each fund’s assets, so lower costs leave more of the gross return in investors’ hands. The small‑cap value ETF is the priciest at 0.39%, while the two large Amundi index funds are at a lean 0.07%. This cost structure is well‑aligned with best practices for long‑term investing in broad markets. Over decades, even a few tenths of a percent can add up, so starting from such a low base is a real structural advantage.

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