Growth-focused portfolio with high exposure to technology and S&P 500 ETFs

Report created on Aug 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is heavily invested in the stock market, with a significant emphasis on the technology sector and large-cap companies. The allocation is primarily towards three ETFs: Vanguard S&P 500 ETF, Invesco S&P 500® Momentum ETF, and Technology Select Sector SPDR® Fund. This composition suggests a growth-oriented strategy with a focus on established U.S. companies. However, the concentration in similar ETFs and sectors indicates a lower level of diversification, which could increase volatility and risk.

Growth Info

The portfolio has shown a Compound Annual Growth Rate (CAGR) of 19.92%, which is impressive. The maximum drawdown of -32.99% indicates a high level of risk, consistent with the growth profile and the portfolio's risk score of 5 out of 7. It's important to consider that such high returns often come with increased volatility and the potential for significant losses during market downturns.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with the median increase at 1,710.6%. While all simulations showed positive returns, it's crucial to understand that these projections are based on historical data and cannot guarantee future performance. The analysis helps in understanding potential volatility and the range of outcomes but should be considered alongside other factors.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, with no diversification into other asset classes like bonds or real estate. This allocation supports a high-growth strategy but increases exposure to market volatility. Including other asset classes could provide a buffer during stock market downturns and potentially smooth out returns over time.

Sectors Info

  • Technology
    42%
  • Financials
    13%
  • Consumer Discretionary
    10%
  • Telecommunications
    9%
  • Health Care
    7%
  • Industrials
    7%
  • Consumer Staples
    5%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    2%
  • Basic Materials
    1%

With 42% allocated to technology, the portfolio is heavily tilted towards one sector, which can lead to higher volatility. Financial Services, Consumer Cyclicals, and Communication Services also have significant allocations. While sector concentration can lead to outsized gains during bull markets, it also increases risk if the favored sectors underperform.

Regions Info

  • North America
    99%

The portfolio's geographic allocation is almost exclusively in North America (99%), with no exposure to developed Europe or Asia. This geographic concentration enhances exposure to U.S. market risks and misses potential opportunities for growth and diversification that international markets might offer.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    35%
  • Mid-cap
    16%
  • Small-cap
    1%

The focus on mega (48%) and big (35%) cap stocks suggests confidence in established companies, which tend to be more stable than smaller companies. However, the limited exposure to medium and small-cap stocks might restrict potential high-growth opportunities in emerging companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio demonstrates a strong growth potential but could benefit from optimization towards the Efficient Frontier. This might involve diversifying into different asset classes or sectors to achieve a more favorable risk-return profile, without necessarily sacrificing growth potential.

Dividends Info

  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard S&P 500 ETF 1.20%
  • Technology Select Sector SPDR® Fund 0.60%
  • Weighted yield (per year) 1.02%

The portfolio yields an overall dividend of 1.02%, which is relatively modest. This yield reflects the growth orientation of the portfolio, prioritizing capital appreciation over income. Investors seeking regular income might consider diversifying into assets with higher dividend yields.

Ongoing product costs Info

  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard S&P 500 ETF 0.03%
  • Technology Select Sector SPDR® Fund 0.09%
  • Weighted costs total (per year) 0.05%

The total expense ratio (TER) of 0.05% is impressively low, maximizing the potential for net returns. Keeping costs low is crucial for long-term investment success, especially in growth-oriented portfolios where the compound effect of costs can significantly impact final outcomes.

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