This portfolio has only about 1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-oriented portfolio with high dividend focus and concentrated US market exposure

Report created on Aug 5, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio comprises a significant allocation to growth-oriented ETFs, with 40% in a large-cap growth ETF and 20% in a broad market ETF, both managed by Schwab. It also features a notable focus on income through the Amplify CWP Enhanced Dividend Income ETF, Amplify ETF Trust, and Amplify High Income ETF, making up 40% of the portfolio. This structure suggests a strategy aimed at balancing growth with income generation, predominantly through equity investments.

Growth Info

Historically, this portfolio has shown a compelling Compound Annual Growth Rate (CAGR) of 19.23%, with a maximum drawdown of -18.77%. These figures indicate a strong performance, albeit with a considerable level of risk, as evidenced by the drawdown. The days contributing to 90% of returns being concentrated in just 4.0 days highlight the portfolio's vulnerability to significant market movements, underscoring the importance of timing in investment decisions.

Projection Info

Utilizing Monte Carlo simulations, which project future performance based on historical data, this portfolio shows a wide range of outcomes. With the 50th percentile at a 899.0% return, it suggests a high potential for growth. However, the reliance on past performance, which does not guarantee future results, and the large spread between the 5th and 67th percentiles, indicates substantial uncertainty and risk.

Asset classes Info

  • Stocks
    92%
  • Bonds
    4%
  • Cash
    2%
  • Other
    1%
  • No data
    1%

The asset allocation is heavily skewed towards stocks (92%), with minimal exposure to bonds (4%) and cash (2%). This composition aligns with the portfolio's growth profile but also increases its susceptibility to market volatility. The limited diversification across asset classes could amplify risks during downturns, suggesting a potential area for rebalancing.

Sectors Info

  • Technology
    38%
  • Telecommunications
    12%
  • Financials
    12%
  • Consumer Discretionary
    11%
  • Health Care
    9%
  • Industrials
    8%
  • Consumer Staples
    4%
  • Energy
    2%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    1%

Sector allocation is predominantly in technology (38%), followed by communication services and financial services (both at 12%). This tech-heavy focus may drive high returns but also exposes the portfolio to sector-specific risks, such as regulatory changes or market sentiment shifts. Diversifying into underrepresented sectors could mitigate some of these risks.

Regions Info

  • North America
    97%
  • Europe Developed
    2%

With 97% of assets allocated to North America, the portfolio's geographic exposure is highly concentrated, limiting global diversification benefits. This concentration enhances exposure to US market performance and economic conditions, potentially missing out on growth opportunities in developed and emerging markets elsewhere.

Market capitalization Info

  • Mega-cap
    50%
  • Large-cap
    29%
  • Mid-cap
    10%
  • Small-cap
    2%
  • Micro-cap
    1%

The market capitalization breakdown shows a preference for mega (50%) and big (29%) cap stocks, which typically offer stability and steady growth. However, the lower allocation to medium, small, and micro-cap stocks reduces the portfolio's potential for capturing high growth from smaller companies.

Redundant positions Info

  • Schwab U.S. Large-Cap Growth ETF
    Schwab U.S. Broad Market ETF
    Amplify ETF Trust
    High correlation

The high correlation observed among the Schwab U.S. Large-Cap Growth ETF, Schwab U.S. Broad Market ETF, and Amplify ETF Trust indicates overlapping investments that do not contribute to diversification. Reducing exposure to highly correlated assets could enhance the portfolio's risk-adjusted returns by lowering redundancy.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing this portfolio involves addressing the high correlation among certain assets to improve diversification. While the current allocation has favored growth and income, incorporating assets with low or negative correlations could reduce volatility without substantially sacrificing potential returns. This approach aligns with the Efficient Frontier concept, aiming for the best possible risk-return ratio.

Dividends Info

  • Amplify CWP Enhanced Dividend Income ETF 4.60%
  • Schwab U.S. Broad Market ETF 1.20%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Amplify High Income ETF 12.30%
  • Amplify ETF Trust 8.00%
  • Weighted yield (per year) 3.52%

The portfolio's focus on dividend-yielding ETFs contributes to its income generation, with a total yield of 3.52%. This strategy not only provides a steady income stream but also offers potential for reinvestment and compounding. However, the high dividend yield from certain ETFs may reflect underlying risks and should be balanced with growth objectives.

Ongoing product costs Info

  • Amplify CWP Enhanced Dividend Income ETF 0.56%
  • Schwab U.S. Broad Market ETF 0.03%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Amplify High Income ETF 4.60%
  • Weighted costs total (per year) 0.57%

The portfolio's total expense ratio (TER) of 0.57% is relatively low, considering the high dividend yields and growth orientation. Keeping costs low is crucial for enhancing long-term returns, as even small differences in fees can significantly impact investment outcomes over time.

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