A growth-oriented portfolio with a strong focus on US markets and diverse market cap exposure

Report created on Sep 8, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is heavily weighted towards ETFs tracking major US indices, with 60% allocated to the iShares Russell Mid-Cap ETF and the Vanguard S&P 500 ETF. An additional 30% is invested in the Vanguard Russell 2000 Index Fund ETF Shares, emphasizing small-cap stocks. International exposure is minimal, at 10%, divided equally between the iShares Core MSCI Total International Stock ETF and the SPDR® Portfolio Emerging Markets ETF. This composition suggests a growth-oriented strategy with a bias towards the US market, potentially limiting global diversification benefits.

Growth Info

Historically, the portfolio has achieved a Compound Annual Growth Rate (CAGR) of 12.51%, with a maximum drawdown of -37.69%. This performance indicates a strong growth trajectory but also highlights significant volatility, as evidenced by the steep maximum drawdown. The days contributing to 90% of returns being concentrated in just 26.0 days suggests that the portfolio's gains are heavily reliant on short, sharp market movements, typical of growth-focused investments.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, show a wide range of outcomes, with the median simulation suggesting a 299.5% return. However, it's crucial to remember that these projections are speculative and depend on past market behavior continuing into the future, which is never guaranteed. The high percentage of simulations with positive returns (95.8%) does provide some confidence, but investors should remain cautious of overreliance on these figures.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is almost entirely in stocks (99%), with a negligible cash position (1%). This allocation underscores the portfolio's growth focus but comes with higher volatility and risk, especially given the lack of bond investments to provide counterbalance during stock market downturns. Diversifying across more asset classes could help mitigate some of this risk.

Sectors Info

  • Technology
    21%
  • Financials
    16%
  • Industrials
    13%
  • Consumer Discretionary
    11%
  • Health Care
    11%
  • Telecommunications
    6%
  • Real Estate
    5%
  • Consumer Staples
    5%
  • Energy
    4%
  • Utilities
    4%
  • Basic Materials
    4%

Sector allocation is broadly diversified, with technology (21%) and financial services (16%) being the most significant exposures, followed by industrials and healthcare. This sector spread is reflective of the broader market composition and should provide a good balance between growth and stability. However, the heavy weighting in technology could lead to higher volatility in response to market shifts.

Regions Info

  • North America
    89%
  • Asia Emerging
    4%
  • Europe Developed
    3%
  • Asia Developed
    2%
  • Latin America
    1%
  • Africa/Middle East
    1%
  • Japan
    1%

Geographic allocation is heavily skewed towards North America (89%), with minimal exposure to international markets. This concentration in the US market can offer growth opportunities but also increases susceptibility to region-specific economic and political risks. Expanding international exposure could enhance diversification and potentially capture growth in emerging markets.

Market capitalization Info

  • Mid-cap
    30%
  • Small-cap
    21%
  • Mega-cap
    19%
  • Micro-cap
    15%
  • Large-cap
    14%

The market capitalization breakdown shows a balanced exposure across medium, small, mega, and micro-caps, with a slight emphasis on medium and small-cap stocks. This distribution supports the portfolio's growth orientation, as smaller companies often offer higher growth potential but with increased risk and volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, the portfolio could potentially be optimized for a better risk-return ratio by adjusting asset allocation. While the current setup is growth-focused, exploring diversification across more asset classes and international markets could improve the portfolio's efficiency, balancing growth potential with risk management.

Dividends Info

  • iShares Russell Mid-Cap ETF 1.30%
  • iShares Core MSCI Total International Stock ETF 2.90%
  • SPDR® Portfolio Emerging Markets ETF 2.60%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Russell 2000 Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 1.38%

The total dividend yield of 1.38% indicates a modest income component, which is typical for growth-focused portfolios where the primary aim is capital appreciation rather than income generation. While dividends contribute to total returns, investors should primarily evaluate this portfolio based on its growth potential.

Ongoing product costs Info

  • iShares Russell Mid-Cap ETF 0.19%
  • iShares Core MSCI Total International Stock ETF 0.07%
  • SPDR® Portfolio Emerging Markets ETF 0.07%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Russell 2000 Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.10%

The overall portfolio cost, reflected by a total expense ratio (TER) of 0.10%, is impressively low, which is beneficial for long-term performance. Keeping costs low is crucial in maximizing net returns, especially in growth-oriented strategies where the compounding effect plays a significant role.

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