Globally diversified all equity portfolio using a single low cost total market ETF
Report created on Mar 29, 2026Risk profile
4/7
Diversification profile
3/5
Positions
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WE Amundi Prime All Country World UCITS ETF Acc EUR
WEBN - IE0003XJA0J9 100.00%
The portfolio is extremely simple: one global equity ETF at 100%, with no bonds, cash, or alternatives. That means every euro is invested in stocks across many countries and industries, but all channelled through a single fund. Simplicity like this is powerful because it removes the need to constantly choose between different products and reduces the chance of messy overlaps. At the same time, it ties outcomes entirely to stock market behaviour, with no built‑in cushion from safer assets. For someone targeting long‑term growth, this structure is clean and intentional, but it does mean that short‑term drops can be sharp and emotionally challenging.
Growth
Over roughly 1.7 years, €1,000 grew to about €1,147, a compound annual growth rate (CAGR) near 8.1%. CAGR is like the average yearly “speed” of growth over the journey. Over this short period, results were slightly ahead of both the US market and the broad global market, with a very similar maximum drawdown of about -21%. Max drawdown is the worst peak‑to‑trough fall and shows how painful a bad patch can feel. With such limited history, it’s risky to treat this outperformance as a pattern; it mostly shows the fund has behaved very much like the global equity market, which is exactly what it aims to do.
Asset classes
- Stocks 100%
Asset class exposure is straightforward: 100% in stocks, 0% in bonds or cash. This clearly prioritises growth over stability. Historically, stocks have offered higher long‑term returns than safer assets, but with larger and more frequent drawdowns. In a balanced risk category, many investors would normally mix in some bonds to cushion equity volatility and smooth the ride, especially over shorter horizons. Here, all diversification is within the equity universe, not between different asset classes. This works best for someone who can mentally and financially handle substantial swings in portfolio value without being forced to sell at bad moments, and who holds enough cash or separate safety assets outside this account.
Sectors
- Technology 28%
- Financials 16%
- Industrials 11%
- Consumer Discretionary 10%
- Telecommunications 9%
- Health Care 9%
- Consumer Staples 5%
- Energy 5%
- Basic Materials 4%
- Utilities 3%
- Real Estate 2%
Sector exposure is quite broad, with technology the largest slice at around 28%, followed by financials, industrials, and consumer‑focused areas. This pattern is typical for global equity indices where tech and financials dominate overall market value. A tech‑heavier tilt can help when innovation and growth stocks are in favour, but can lead to sharper drops when interest rates rise or sentiment turns against high‑growth names. The positive is that exposure also spans defensive sectors like consumer staples, health care, and utilities, which often hold up better in downturns. Overall, the sector mix is well aligned with global standards, balancing growth‑oriented areas with more stable ones, while still accepting equity‑level volatility.
Regions
- North America 65%
- Europe Developed 14%
- Asia Developed 6%
- Japan 6%
- Asia Emerging 5%
- Australasia 2%
- Africa/Middle East 1%
- Latin America 1%
Geographically, the portfolio leans strongly on North America at about 65%, with Europe, Japan, and other developed and emerging regions making up the rest. This is very similar to common global market benchmarks where US‑listed companies dominate due to their sheer market size. The benefit is alignment with how the world’s capital is actually allocated, capturing many of the most competitive and profitable corporations. The flip side is that returns will be quite sensitive to US market performance and its currency. While there is still exposure to Europe and the rest of the world, these regions play more of a supporting role. For many long‑term investors, this benchmark‑like tilt is a sensible, globally diversified core.
Market capitalization
- Mega-cap 50%
- Large-cap 35%
- Mid-cap 14%
Market‑cap exposure is anchored in mega‑caps (50%) and large‑caps (35%), with a smaller slice in mid‑caps. Mega‑caps are the very largest companies, which tend to be more stable, widely followed, and often more resilient in crises than smaller firms. This helps dampen some of the wild swings seen in small‑cap heavy portfolios. On the other hand, it means less exposure to smaller, more nimble companies that can sometimes grow faster over long stretches. This structure is typical for broad market indices and keeps risk closer to global norms. For someone who prefers predictability over chasing potential small‑cap outperformance, this large‑company focus is a comfortable middle ground.
True holdings
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NV NVIDIA Corporation 4.74%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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AA Apple Inc 4.12%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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MS Microsoft Corporation 3.00%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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AM Amazon.com Inc 2.10%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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GO Alphabet Inc Class A 1.90%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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GO Alphabet Inc Class C 1.65%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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AV Broadcom Inc 1.59%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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23 Taiwan Semiconductor Manufacturing Co. Ltd. 1.56%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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ME Meta Platforms Inc. 1.46%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
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TS Tesla Inc 1.25%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
- LS 1x Tesla Tracker ETP Securities GBP
- Top 10 total 23.37%
Looking through the ETF’s top holdings, exposure is heavily tilted to the world’s biggest technology and platform companies, like NVIDIA, Apple, Microsoft, Amazon, Alphabet, and others. These names together already make up a meaningful chunk of the portfolio, even though they represent only around a quarter of underlying holdings by coverage. Because only top‑10 ETF positions are visible, actual overlap across thousands of underlying companies is likely higher than shown. This kind of concentration in mega‑cap leaders is typical for global index funds and mirrors how markets allocate capital. The key takeaway is that day‑to‑day portfolio moves will be strongly influenced by how these few dominant companies perform, especially during tech‑driven rallies or corrections.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor exposure shows a very low tilt to the size factor, meaning a strong lean away from smaller companies and toward larger ones. Factors are like underlying “ingredients” that describe why investments behave the way they do, such as value, quality, or size. A very low size exposure matches the market‑cap breakdown: mega‑ and large‑caps dominate. This usually brings lower volatility compared to a portfolio packed with small caps, but it may sacrifice some long‑run return opportunities historically associated with smaller companies. Yield sits at a neutral level, so income characteristics look broadly similar to the overall global market. With such limited data, it’s wise not to over‑interpret factor behaviour based on this brief window.
Risk contribution
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Amundi Prime All Country World UCITS ETF Acc EUR
Weight: 100.00% 100.0%
Risk contribution is simple here: one ETF holds 100% of the weight and 100% of the portfolio’s volatility. Risk contribution measures how much each position adds to overall ups and downs, which can differ from its weight, but in a single‑fund setup they’re identical. Inside the ETF, risk is widely spread across thousands of stocks, yet from the outside you rely entirely on this one product’s structure and provider. That concentration at the fund level is not unusual for index investors and can be perfectly sensible if the ETF is broad, liquid, and well managed. The main takeaway is that any change in this single fund will fully drive the portfolio’s risk profile.
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