Roast mode 🔥

A daring dive into tech and growth stocks with a sprinkle of global flavor

Report created on Aug 7, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

At first glance, this portfolio screams "diversified," but it's more like wearing different shades of the same color. With a heavy lean on tech through the Invesco NASDAQ 100 and VanEck Semiconductor ETFs, it's like betting on red at the roulette table because it hit the last few times. The Vanguard Total International Stock Index Fund tries to bring some global balance, but it's akin to adding a dash of pepper to an already spicy dish—nice effort, but the main flavor is already overwhelming.

Growth Info

With a CAGR of 15.66%, this portfolio might seem like it's been hitting home runs, but remember, past performance is like being rearview mirror-guided. It's great until you realize the road ahead might curve differently. A max drawdown of -28.42% should also be a wake-up call; it's like enjoying the rollercoaster drop, forgetting it can make your stomach churn.

Projection Info

Monte Carlo simulations might sound fancy, but they're really just educated guesses in a tuxedo. With projections ranging wildly, it's a reminder that the future is as predictable as a cat's mood. Yes, a 19.95% annualized return sounds fantastic, but betting the farm on these numbers is like planning your retirement around lottery winnings.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

Stashing 99% in stocks with a token 1% in cash is like wearing a swimsuit in a snowstorm, hoping for a hot tub that might not be there. This "all-in" approach on equities screams confidence but whispers naivety about market downturns.

Sectors Info

  • Technology
    34%
  • Financials
    14%
  • Consumer Discretionary
    11%
  • Industrials
    10%
  • Telecommunications
    8%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

A 34% allocation in technology makes this portfolio a one-trick pony with a silicon chip. It's like having a diet consisting solely of steak—thrilling, until your arteries suggest otherwise. The smattering across other sectors feels like an attempt at a balanced meal but ends up more like garnish on a steak plate.

Regions Info

  • North America
    65%
  • Europe Developed
    15%
  • Asia Emerging
    6%
  • Japan
    5%
  • Asia Developed
    5%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

The geographic spread is like saying you love traveling because you've been to Canada and Mexico. Sure, there's a nod to global diversification with a 35% stake in international stocks, but with 65% parked in North America, it's clear where home is. It's a portfolio that waves at the world but prefers the comfort of its own backyard.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    28%
  • Mid-cap
    12%
  • Small-cap
    9%
  • Micro-cap
    8%

The market cap allocation is like having friends of all ages but only hanging out with the popular kids. With 40% in megacaps, it's clear where the trust is placed. The smaller allocations to small and micro caps are like keeping a few quirky friends around for diversity's sake.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

This portfolio's approach to risk versus return is like trying to balance on a seesaw alone. Without proper optimization, you're either stuck in the air or hitting the ground hard. The thrill might be exhilarating, but the potential for a rough landing is high.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Invesco NASDAQ 100 ETF 0.50%
  • VanEck Semiconductor ETF 0.40%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.58%

With an average dividend yield of 1.58%, this portfolio isn't exactly a cash cow. It's like owning a lemonade stand that only opens on cloudy days—don't count on it to quench your thirst for income.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.13%

The overall low expense ratio of 0.13% is a rare bright spot, like finding a dollar on the sidewalk. It shows that, amidst the adrenaline rush of growth investing, at least you're not bleeding out in fees.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey