A growth-oriented portfolio with a strong tilt towards technology and large-cap stocks

Report created on Jul 24, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is distinctly concentrated in the technology sector and large-cap equities, with a quarter of its assets in each of four ETFs: JPMorgan Nasdaq Equity Premium Income ETF, Schwab U.S. Large-Cap Growth ETF, Invesco S&P 500® Momentum ETF, and Vanguard Information Technology Index Fund ETF Shares. Such a composition suggests a single-focused approach, aiming for growth through exposure to the tech industry and momentum investing. The diversification score, however, is low, indicating a potential risk from lack of variety across sectors and asset classes.

Growth Info

Historically, this portfolio has shown a Compound Annual Growth Rate (CAGR) of 20.58%, with a maximum drawdown of -22.40%. This performance is indicative of high growth potential but comes with significant volatility. The days contributing most to returns are relatively few, emphasizing the portfolio's dependence on specific market conditions for gains. Comparing this to benchmark indices could help assess its relative performance, especially during different market phases.

Projection Info

Monte Carlo simulations, using 1,000 iterations, forecast a wide range of outcomes, with a median increase of 1,313.1% in portfolio value. This method, while helpful in understanding potential variability, bases its projections on historical data, which may not always predict future performance accurately. The simulations suggest optimism for growth, but investors should remain cautious about the inherent uncertainties in such predictions.

Asset classes Info

  • Stocks
    96%
  • No data
    4%

The portfolio is heavily weighted towards stocks (96%), with a small portion not classified (4%), and no allocation to cash. This asset class distribution supports a growth-focused strategy but limits flexibility and increases exposure to market downturns. A more diversified asset class mix could provide better risk management, especially during volatile market conditions.

Sectors Info

  • Technology
    56%
  • Telecommunications
    11%
  • Consumer Discretionary
    11%
  • Financials
    7%
  • Industrials
    4%
  • Consumer Staples
    4%
  • Health Care
    4%
  • Utilities
    1%
  • Energy
    1%
  • Basic Materials
    1%

Technology dominates the sector allocation at 56%, followed by communication services and consumer cyclicals. While this concentration in high-growth sectors can offer significant returns, it also exposes the portfolio to sector-specific risks. The minimal presence of defensive sectors like utilities, healthcare, and consumer defensive indicates a higher vulnerability to economic cycles.

Regions Info

  • North America
    99%

With 99% of assets allocated to North America, the portfolio lacks geographical diversification. This concentration in a single region can amplify risks related to local economic and political events. Expanding into international markets, even through globally diversified ETFs, could mitigate some of these risks and potentially enhance returns.

Market capitalization Info

  • Mega-cap
    55%
  • Large-cap
    28%
  • Mid-cap
    10%
  • Small-cap
    2%
  • Micro-cap
    1%

The focus on mega (55%) and big (28%) cap stocks aligns with the portfolio's growth and stability objectives. These companies typically offer more resilience during market fluctuations than their smaller counterparts. However, incorporating a broader range of market capitalizations could improve diversification and access to growth opportunities in smaller, innovative companies.

Redundant positions Info

  • JPMorgan Nasdaq Equity Premium Income ETF
    Schwab U.S. Large-Cap Growth ETF
    Vanguard Information Technology Index Fund ETF Shares
    High correlation

The high correlation among the JPMorgan Nasdaq Equity Premium Income ETF, Schwab U.S. Large-Cap Growth ETF, and Vanguard Information Technology Index Fund ETF Shares suggests redundancy, limiting diversification benefits. Identifying and reducing overlapping holdings could enhance portfolio efficiency by reducing risk without sacrificing expected returns significantly.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio along the Efficient Frontier could improve its risk-return profile. Currently, the high correlation among certain assets suggests an opportunity to enhance diversification without compromising growth potential. Adjusting allocations to reduce overlap can lead to a more efficient portfolio, potentially offering higher returns for the same level of risk.

Dividends Info

  • JPMorgan Nasdaq Equity Premium Income ETF 11.20%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Weighted yield (per year) 3.18%

The portfolio's dividend yield stands at 3.18%, with a notable contribution from the JPMorgan Nasdaq Equity Premium Income ETF. While dividends can provide a steady income stream, the focus on growth assets typically results in lower yield percentages. Balancing growth objectives with income-generating assets could offer a more comprehensive approach to wealth accumulation.

Ongoing product costs Info

  • JPMorgan Nasdaq Equity Premium Income ETF 0.35%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Weighted costs total (per year) 0.16%

The portfolio's total expense ratio (TER) averages 0.16%, which is relatively low, enhancing its attractiveness for long-term growth by minimizing cost drag on returns. Maintaining awareness of investment costs is crucial, as they can significantly impact net returns over time, especially in growth-oriented portfolios.

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