Growth-focused portfolio with heavy tech exposure and a tilt towards US markets

Report created on Jul 24, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards ETFs, with a significant focus on the US stock market, particularly in the technology sector. The Vanguard Total Stock Market Index Fund ETF Shares represent the bulk of the investment, providing broad exposure to the US equity market. The Invesco NASDAQ 100 ETF further concentrates the portfolio in large-cap tech companies, while the Avantis® International Small Cap Value ETF and Avantis® U.S. Small Cap Value ETF introduce a modest diversification into international and small-cap value stocks. This setup suggests a growth-oriented strategy with a moderate level of diversification.

Growth Info

Historically, the portfolio has delivered a Compound Annual Growth Rate (CAGR) of 15.75%, with a significant maximum drawdown of -27.27%. This performance indicates a strong growth trajectory but comes with notable volatility, as evidenced by the drawdown. The days contributing to 90% of returns being concentrated in just 20 days highlight the portfolio's reliance on short, significant growth spurts, which is typical for growth-focused investments, especially those heavy in tech.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, suggest a wide range of outcomes for this portfolio. With 992 out of 1,000 simulations showing positive returns and a median projected increase of 766.7%, the forward-looking perspective is optimistic. However, it's crucial to remember that such projections are inherently uncertain and depend on past market conditions repeating themselves, which is never guaranteed.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, with no presence in bonds, cash, or other asset classes. This single-class focus enhances growth potential but also increases risk, particularly in market downturns. Diversifying across different asset classes can provide a buffer against volatility and reduce the portfolio's overall risk profile.

Sectors Info

  • Technology
    35%
  • Consumer Discretionary
    12%
  • Financials
    11%
  • Telecommunications
    10%
  • Industrials
    9%
  • Health Care
    8%
  • Consumer Staples
    5%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

With 35% allocated to technology, followed by consumer cyclicals and financial services, the portfolio is positioned to benefit from growth in these sectors. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or economic cycles affecting tech and consumer discretionary spending. A more balanced sector allocation could mitigate these risks.

Regions Info

  • North America
    94%
  • Europe Developed
    3%
  • Japan
    2%

The geographic allocation is heavily skewed towards North America (94%), with minimal exposure to developed Europe and Japan. This concentration in the US market limits global diversification and increases vulnerability to regional economic fluctuations. Expanding into emerging markets or other developed regions could provide additional growth opportunities and risk mitigation.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    28%
  • Mid-cap
    18%
  • Small-cap
    8%
  • Micro-cap
    4%

The market capitalization breakdown shows a preference for mega and big-cap companies, which tend to be more stable and less volatile than smaller companies. However, the inclusion of small and micro-cap investments through the Avantis ETFs introduces higher growth potential and risk. This blend supports the portfolio's growth objectives while maintaining some level of stability.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Based on the Efficient Frontier analysis, this portfolio could potentially optimize its risk-return profile by adjusting its asset allocation. While it's already positioned towards the growth end of the spectrum, slight shifts, particularly in reducing sector concentration or introducing non-correlated assets, could enhance returns for the given level of risk.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.70%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Invesco NASDAQ 100 ETF 0.50%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 1.14%

The portfolio's overall dividend yield stands at 1.14%, with the highest yield coming from the Avantis® International Small Cap Value ETF. While dividends contribute to total returns, the focus here is clearly on capital appreciation rather than income generation. Investors prioritizing income might consider reallocating towards assets with higher dividend yields.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.09%

The portfolio benefits from low overall costs, with a Total Expense Ratio (TER) of 0.09%. This efficiency is crucial for long-term growth, as lower costs directly translate to higher net returns. The Vanguard ETF, in particular, stands out for its exceptionally low fee, underscoring the importance of cost-conscious investment choices.

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