This portfolio has only about 1.8 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-oriented portfolio with high tech exposure and moderate diversification

Report created on Aug 27, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is characterized by a significant concentration in technology stocks, notably with large positions in NVIDIA Corporation and Advanced Micro Devices Inc, which together constitute over a third of the portfolio. The inclusion of broad-market ETFs like the Vanguard S&P 500 ETF and sector-specific ETFs enhances diversification to some extent. However, the overall asset allocation leans heavily towards equities, specifically within the tech sector, indicating a growth-focused strategy with a higher risk profile.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 41.07%, the portfolio has shown impressive growth, significantly outperforming many benchmarks. This high return rate is accompanied by a substantial max drawdown of -28.29%, highlighting the portfolio's volatility and risk. The concentration in high-growth tech stocks, while beneficial during bull markets, may contribute to larger drawdowns during market corrections.

Projection Info

Monte Carlo simulations, using historical data to forecast future performance, suggest a wide range of potential outcomes for this portfolio. With a median projected annualized return of 54.06%, the simulations indicate strong growth potential. However, the broad spread between the 5th and 67th percentiles underscores the high risk and uncertainty inherent in this growth-oriented strategy.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, with no exposure to bonds, cash, or other asset classes. This allocation supports a high-growth strategy but lacks the balance that bonds or alternative investments could provide, particularly in terms of reducing volatility and risk. Diversifying across asset classes could enhance the portfolio's risk-adjusted returns over time.

Sectors Info

  • Technology
    55%
  • Financials
    9%
  • Consumer Discretionary
    8%
  • Industrials
    7%
  • Telecommunications
    5%
  • Health Care
    5%
  • Basic Materials
    3%
  • Consumer Staples
    3%
  • Energy
    3%
  • Real Estate
    1%
  • Utilities
    1%

The technology sector dominates the portfolio, representing 55% of the allocation. This concentration in a single sector increases susceptibility to sector-specific risks and volatility. While the tech sector can offer substantial growth opportunities, diversifying across additional sectors could mitigate risk and stabilize returns during tech market downturns.

Regions Info

  • North America
    95%
  • Europe Developed
    3%
  • Asia Emerging
    1%
  • Japan
    1%

With 95% of assets allocated to North America, the portfolio has limited geographic diversification. This concentration in a single region increases exposure to country-specific economic and political risks. Expanding into developed European and emerging Asian markets could provide additional growth opportunities and reduce geographic risk.

Market capitalization Info

  • Mega-cap
    58%
  • Large-cap
    15%
  • Mid-cap
    12%
  • Small-cap
    10%
  • Micro-cap
    5%

The portfolio's focus on mega and big-cap stocks, constituting 73% of the allocation, aligns with its growth strategy, as these companies often have more stable earnings and growth potential. However, incorporating a greater mix of medium, small, and micro-cap stocks could offer higher growth potential and further diversification benefits.

Redundant positions Info

  • Avantis® U.S. Small Cap Value ETF
    American Century ETF Trust
    High correlation
  • Vanguard S&P 500 ETF
    Vanguard Growth Index Fund ETF Shares
    High correlation

The high correlation observed between certain ETFs and individual tech stocks in the portfolio limits diversification benefits, potentially increasing risk during market downturns. Reducing overlap by reallocating assets from highly correlated positions to underrepresented sectors or asset classes could improve the portfolio's overall risk profile.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing the portfolio using the Efficient Frontier could identify an asset allocation that offers the best possible risk-return ratio based on historical data. This process might suggest reducing concentration in highly correlated tech stocks and increasing diversification across asset classes and sectors to achieve a more efficient portfolio.

Dividends Info

  • American Century ETF Trust 1.30%
  • Avantis® U.S. Small Cap Value ETF 1.60%
  • Rio Tinto ADR 3.60%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Invesco S&P MidCap Quality ETF 0.60%
  • Weighted yield (per year) 0.72%

The portfolio's dividend yield is relatively low, reflecting its growth-oriented strategy. While reinvesting dividends can contribute to compounding growth over time, investors seeking income in addition to growth might consider increasing exposure to higher-yielding assets or sectors.

Ongoing product costs Info

  • American Century ETF Trust 0.20%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Invesco S&P MidCap Quality ETF 0.25%
  • Weighted costs total (per year) 0.07%

The portfolio benefits from relatively low total expense ratios (TERs), particularly in its ETF holdings. Low costs are crucial for enhancing long-term returns, especially in a growth-oriented portfolio where compound growth plays a significant role. Maintaining focus on cost-efficient investments will support better net performance over time.

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