Roast mode 🔥

Almost a global index fund with a random gaming side quest bolted on for fun

Report created on May 8, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is basically one grown‑up global index fund dragging around a tiny backpack of digital entertainment stocks. It’s 90% sensible “own the whole world,” 10% “what if people never stopped playing games or paying for online courses.” The structure looks simple, but the side quest adds a very specific bet on one narrow slice of the market. That means the portfolio pretends to be a plain global blend while quietly leaning into a niche theme. It’s like calling your diet “balanced” because you eat salad with your daily dessert. On paper the allocation is clean; under the hood it’s a little more YOLO than the labels suggest.

Growth Info

Historically, this thing has been riding the same roller coaster as the big global and US markets, just in the slightly nicer carriage. A CAGR near 15% from €1,000 to €1,715 is strong, but it’s barely ahead of the US market and only modestly above the global benchmark. The max drawdown around -22% says it still happily dumps you off the cliff when markets wobble. Twenty‑two days made 90% of the returns, which is a polite way of saying most of the time the portfolio was just loitering and occasionally sprinting. Past data is helpful context, but it’s yesterday’s weather forecast, not a prophecy.

Projection Info

The Monte Carlo projection basically says, “This could go great, or it could just about tread water.” A median outcome of about €2,826 from €1,000 over 15 years sounds decent, but the possible range from roughly €1,000 to over €7,000 is huge. Monte Carlo is just a fancy way of rolling 1,000 alternate histories based on past volatility and returns; it’s still guessing with manners. The 74.9% chance of ending positive is not bad, but that also means about a one‑in‑four shot of being underwhelmed after a long wait. The digital entertainment side bet injects a bit more drama into those outcomes than a pure core index would.

Asset classes Info

  • Stocks
    100%

Asset class breakdown: 100% stocks, 0% everything else. This is a “balanced” portfolio in the same way a pizza with four toppings is “balanced.” Every euro is chained to equity markets, so when stocks sneeze, the whole portfolio catches pneumonia. No bonds, no cash buffer, no diversifiers — just full faith in global companies and the theme ETF’s storyline. For a risk score of 4/7, it’s being pretty honest: all‑in on growth assets, nothing on the brakes. That can look heroic in bull markets and painfully exposed when things unwind. If the idea was a truly mixed asset blend, this missed that memo entirely.

Sectors Info

  • Technology
    29%
  • Financials
    15%
  • Industrials
    11%
  • Telecommunications
    11%
  • Consumer Discretionary
    9%
  • Health Care
    8%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector mix screams “tech and friends,” with technology nearly a third of the equity exposure before the separate digital entertainment tilt even piles on. Financials, industrials, and telecoms try to make it look diversified, but the overlapping tech‑adjacent names in your look‑through holdings tell the real story. You’ve basically wired a lot of your future to chips, platforms, and screens. Sector weights like this are fine if you realize you’re playing in the fast lane; they’re less fine if you thought this was a chill, middle‑of‑the‑road blend. In a tech boom, this feels genius; in a tech slump, it just feels loud and expensive.

Regions Info

  • North America
    65%
  • Europe Developed
    13%
  • Asia Developed
    7%
  • Japan
    6%
  • Asia Emerging
    5%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, this is “America plus supporting cast.” About two‑thirds in North America, then a sprinkling of Europe, developed Asia, Japan, and a token appearance from emerging markets and everywhere else. For a global tracker at the core, that’s not a bug, it’s how global market caps currently look — but it does mean the portfolio’s fate is tightly tied to one region’s policy, currency, and corporate cycle. The small allocations to Latin America, Africa, and the Middle East are more decoration than meaningful diversification. It’s global in marketing terms, but practically it’s a US‑centric portfolio with a world tour hoodie.

Market capitalization Info

  • Mega-cap
    44%
  • Large-cap
    31%
  • Mid-cap
    18%
  • Small-cap
    5%
  • Micro-cap
    1%

The market cap breakdown is textbook: heavy mega‑caps, then large‑caps, tapering off into mid, small, and micro. Translation: this portfolio worships the giants and throws loose change at the minnows. Around 44% in mega‑caps means the global titans fully steer the ship; small and micro at 6% combined barely touch the wheel. That keeps volatility a bit more controlled than a small‑cap carnival, but also means the portfolio’s personality is basically “whatever the largest global index components feel like doing.” Any dreams of nimble, under‑the‑radar growth are drowned out by the loudest names in the index shouting over everyone.

True holdings Info

  • NVIDIA Corporation
    4.46%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares Digital Entertainment and Education UCITS ETF USD (Acc) EUR
  • Apple Inc
    4.05%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    • iShares Digital Entertainment and Education UCITS ETF USD (Acc) EUR
  • Microsoft Corporation
    2.29%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Amazon.com Inc
    1.75%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class A
    1.52%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Samsung Electronics Co Ltd
    1.31%
    Part of fund(s):
    • iShares Digital Entertainment and Education UCITS ETF USD (Acc) EUR
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    1.24%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Broadcom Inc
    1.22%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class C
    1.22%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Meta Platforms Inc.
    1.10%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Top 10 total 20.16%

Look‑through holdings reveal the usual suspects: NVIDIA, Apple, Microsoft, Amazon, Alphabet, Samsung, TSMC, Broadcom, Meta. It’s like the greatest hits playlist of modern markets, on repeat. Even with only ~25% coverage from ETF top‑10s, you can already see overlap: the same mega‑caps appearing via multiple funds, forming a hidden concentration spine. That 4–5% in NVIDIA or 4% in Apple isn’t from a direct bet; it’s just passive exposure stacking up. And that’s before even seeing what’s hiding below the top‑10 lines. The portfolio looks diversified by fund count but is actually heavily choreographed by a small cast of superstar companies.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    Weight: 90.00%
    86.9%
  • iShares Digital Entertainment and Education UCITS ETF USD (Acc) EUR
    Weight: 10.00%
    13.1%

Risk contribution puts the mask off: the core global ETF is 90% of weight but only about 87% of the risk, while the 10% digital entertainment sleeve adds over 13% of the total volatility. That tiny satellite is punching way above its weight, not in returns here, but in turbulence. Risk contribution is basically asking, “Who’s shaking the portfolio hardest?” and the answer is: the theme fund is a noisy neighbor. For something only 10% in weight to ramp up risk like that, it’s clearly more of a speculative spice than a neutral side dish. The core fund carries the story; the satellite adds plot twists.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the efficient frontier, this portfolio is annoyingly respectable. It sits on or very near the frontier, with a Sharpe ratio of 0.8 versus a max‑Sharpe option of 1.1 and a minimum‑variance option of 0.98. The efficient frontier is just the curve of best possible return for each risk level using only your current ingredients. Being on it means the mix isn’t obviously dumb; it’s using its two‑fund combo fairly well. Still, the data says you’re not squeezing the absolute most out of risk or calmness — just living in a slightly underachieving middle ground. Not tragic, but not brag‑worthy either.

Ongoing product costs Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF 0.17%
  • Weighted costs total (per year) 0.15%

Costs are almost suspiciously low. A total TER around 0.15% is basically the budget airline of investing, except in this case you actually do land in the same place as the expensive carriers. Fees are under control — you must have picked the right tickers on purpose or got very lucky. With such lean costs, there’s not much to roast; at least you’re not donating half a percent every year for the privilege of owning the same global mega‑caps. Any underperformance here won’t have the usual scapegoat of “but fees though” to hide behind.

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