Balanced portfolio with a strong focus on global equities and technology sector

Report created on Aug 18, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

Your portfolio, entirely allocated to the Amundi MSCI World UCITS ETF, offers a broad exposure to global equities, mirroring the diversified nature of the MSCI World Index. This single-ETF strategy simplifies portfolio management but places heavy reliance on the performance of global stock markets. The portfolio's sectoral allocation is heavily weighted towards technology, financial services, and industrials, which reflects the current composition of global markets but also introduces sector-specific risks.

Growth Info

Historically, your portfolio has achieved a Compound Annual Growth Rate (CAGR) of 11.66%, with a maximum drawdown of -33.59%. These figures indicate a strong performance, albeit with significant volatility. The days contributing most to returns highlight the impact of short-term gains, underscoring the importance of staying invested during market highs. Compared to benchmarks, this performance suggests your investment has capitalized on market growth effectively, though the drawdown points to potential risks during market downturns.

Projection Info

Monte Carlo simulations, projecting 1,000 different market scenarios, show a wide range of outcomes with a median increase of 342.3% in portfolio value. This suggests a strong potential for growth, with a high likelihood (99.3%) of positive returns. However, the variation in outcomes underscores the uncertainty inherent in stock market investments. These projections, while helpful for understanding potential futures, are based on past data and cannot guarantee future results.

Asset classes Info

  • Stocks
    100%

Your portfolio's exclusive investment in stocks aligns with a growth-oriented strategy but lacks diversification across different asset classes, such as bonds or real estate, which could mitigate risk. While stocks historically offer higher returns, they come with increased volatility. Diversifying across asset classes can provide a buffer against market fluctuations and reduce the impact of a downturn in any single market.

Sectors Info

  • Technology
    27%
  • Financials
    17%
  • Industrials
    11%
  • Consumer Discretionary
    10%
  • Health Care
    10%
  • Telecommunications
    9%
  • Consumer Staples
    6%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    3%
  • Real Estate
    2%

The sectoral distribution of your portfolio, with heavy allocations in technology, financial services, and industrials, mirrors broader market trends but also exposes you to sector-specific risks. For instance, the technology sector can be highly volatile, with performance closely tied to innovation cycles and regulatory changes. Balancing sector exposures can mitigate risks and capitalize on growth opportunities across the economy.

Regions Info

  • North America
    75%
  • Europe Developed
    16%
  • Japan
    5%
  • Australasia
    2%
  • Asia Developed
    1%

Geographic allocation shows a strong bias towards North America, particularly the United States, which is common in global equity funds but introduces geographic concentration risk. While the U.S. market is a significant driver of global equity returns, this concentration could expose your portfolio to regional economic downturns or policy changes. Increasing exposure to other developed markets or emerging markets could enhance diversification and potentially tap into faster-growing economies.

Market capitalization Info

  • Mega-cap
    47%
  • Large-cap
    35%
  • Mid-cap
    17%

The focus on mega and big cap stocks provides stability and liquidity, as these companies are typically well-established global leaders. However, the relatively lower allocation to medium cap stocks could mean missing out on higher growth potential offered by these companies. Medium cap stocks often outperform their larger counterparts over the long term, albeit with higher volatility.

Ongoing product costs Info

  • Amundi Index Solutions - Amundi MSCI World UCITS ETF C EUR 0.38%
  • Weighted costs total (per year) 0.38%

The total expense ratio (TER) of 0.38% is relatively low, especially for an ETF providing broad global equity exposure. Lower costs directly contribute to higher net returns over time, as less of your investment return is consumed by fees. This cost efficiency is a positive aspect of your portfolio, supporting better long-term performance.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey