Roast mode 🔥

Value-flavoured emerging markets rocket pretending to be a chilled balanced portfolio

Report created on Apr 29, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio calls itself “balanced” but it’s basically a 65% dare on emerging markets value stocks with a world-tour sideshow. The structure is: one big spicy factor ETF doing the heavy lifting, then three plain-vanilla regional funds sprinkled on top to make it look respectable. It’s like ordering a salad and then pouring a bottle of hot sauce over it — technically still a salad, but that’s not the vibe. The result is a portfolio that looks diversified on a brochure, yet one position clearly owns the room, the keys, and the fire extinguisher.

Growth Info

CAGR at 29% is outrageous — your €1,000 turning into €1,885 in under three years is full “this can’t last” territory. That beats both US and global markets by about 9% per year, which is not normal, it’s streaky-luck-meets-factor-tailwind. Max drawdown of -19% is calmer than the performance suggests, but it still reminds you this thing can kick. CAGR (compound annual growth rate) is like your average speed on a very lucky road trip — don’t assume the traffic will always be this light or the green lights this perfectly timed.

Projection Info

The Monte Carlo projection is where the party vibes meet reality. Monte Carlo basically runs thousands of “what if” future paths using past-style volatility and returns — like simulating 1,000 alternate timelines. Median outcome of €2,756 in 15 years is solid, but that p5–p95 range from €948 to €7,829 screams “anything can happen.” A 71% chance of ending positive means 29% of universes still leave you with flat or worse. Past data here is basically yesterday’s weather report: handy for packing a jacket, useless for promising sunshine.

Asset classes Info

  • Stocks
    100%

Asset-class “diversification” here is simple: 100% stocks, 0% everything else. For something labelled “balanced,” this is more “all-gas-no-brakes” than “steady middle-of-the-road.” Asset classes are the big buckets — stocks, bonds, cash, etc. — and this portfolio just said “stocks or nothing.” That can work beautifully while markets behave, but when volatility hits, there’s nothing in here whose job is to be boring. This isn’t a blend; it’s an equity-only conviction play dressed up in a sensible-sounding risk score.

Sectors Info

  • Technology
    31%
  • Financials
    17%
  • Consumer Discretionary
    11%
  • Basic Materials
    9%
  • Industrials
    8%
  • Energy
    7%
  • Telecommunications
    5%
  • Health Care
    5%
  • Consumer Staples
    3%
  • Utilities
    2%
  • Real Estate
    2%

Sector-wise, this is a tech-leaning equity addict with a finance side hustle and a materials-energy kink. Tech at 31% is a clear tilt, even if it’s smuggled in via EM and the S&P 500 rather than flashier single names. Financials at 17% and basic materials plus energy together at 16% turn this into a very cyclical creature. Sectors should rhyme with how much economic whiplash you’re willing to feel; this one is heavily tied to mood swings in growth, rates, and commodity demand. Stable, defensive? Not really the theme here.

Regions Info

  • Asia Developed
    32%
  • Asia Emerging
    21%
  • North America
    16%
  • Japan
    10%
  • Europe Developed
    10%
  • Latin America
    7%
  • Europe Emerging
    2%
  • Africa/Middle East
    2%

Geographically, this thing is aggressively non-US-centric in a way that looks clever until a crisis hits. Asia developed and emerging together dominate, plus Japan and Latin America on top — North America is just 16%, a background character in its own movie. It’s almost a “rest of the world vs. US” bet, which is bold given how often global investors secretly hug the US. The geography mix means performance will heavily depend on how non-US markets behave, and those can be… let’s say “creative” with volatility and politics.

Market capitalization Info

  • Mega-cap
    53%
  • Large-cap
    34%
  • Mid-cap
    11%
  • Small-cap
    1%

Market cap tilt is straight-up mainstream: 53% mega-cap and 34% large-cap, with mid and small caps almost as an afterthought. So the portfolio talks like a risky emerging markets value rebel but hangs out mostly with the big, established names. That’s not necessarily bad; big companies tend to be less chaotic than tiny ones. But it does mean the “spiciness” here isn’t from tiny speculative plays, it’s from where those big companies live and which styles they represent. The posture is: size conservative, geography and factor aggressive.

True holdings Info

  • Taiwan Semiconductor Manufacturing Co. Ltd.
    6.71%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • SK Hynix Inc
    3.26%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Petróleo Brasileiro S.A. - Petrobras
    2.18%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Petroleo Brasileiro SA Petrobras ADR
    2.16%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Hyundai Motor Co. Ltd.
    2.13%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • Vale SA ADR
    1.93%
    Part of fund(s):
    • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
  • NVIDIA Corporation
    1.13%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
  • Apple Inc
    1.00%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
  • Microsoft Corporation
    0.74%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
  • Amazon.com Inc
    0.54%
    Part of fund(s):
    • SPDR S&P 500 UCITS ETF USD Acc EUR
  • Top 10 total 21.78%

Look-through holdings reveal that a few names are quietly running the show. Taiwan Semiconductor at 6.7% is basically the unofficial mascot, with SK Hynix close behind and Petrobras showing up twice just to make sure you noticed the energy and Brazil risk. NVIDIA, Apple, Microsoft, and Amazon sneak in courtesy of the S&P 500, but they’re background noise compared to the EM heavyweights. Overlap looks modest, but remember coverage is only 28% of holdings — the real concentration is probably higher. Hidden double-dips are almost certainly lurking out of sight.

Risk contribution Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD
    Weight: 65.00%
    73.5%
  • SPDR S&P 500 UCITS ETF USD Acc EUR
    Weight: 15.00%
    11.1%
  • iShares Core MSCI Japan IMI UCITS ETF USD (Acc)
    Weight: 10.00%
    8.5%
  • iShares Core MSCI Europe UCITS ETF EUR (Acc)
    Weight: 10.00%
    6.8%

Risk contribution stats confirm what the weights already hinted: the EM value ETF is the boss. At 65% weight and 73.5% of total risk, it dominates the portfolio’s mood. The top three holdings together throwing off 93% of the risk means the Europe fund is mostly there for decoration. Risk contribution shows who’s actually moving the needle day-to-day, not just who’s largest on paper — and here one ETF is doing almost all the emotional labour. If that fund sneezes, the entire portfolio catches the flu, regardless of how neat the pie chart looks.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier section is the plot twist: despite all the spice, this portfolio actually sits on or near the efficient frontier. That means, given these exact ingredients, the risk/return mix is mathematically pretty efficient. Sharpe ratio of 1.52 vs 1.77 for the optimal version says there’s some room for tuning, but not a clown show. The efficient frontier is basically the “best deals” curve — most return for each level of risk. This portfolio isn’t leaving huge free money on the table; it’s just chosen a pretty intense flavour of “efficient.”

Ongoing product costs Info

  • iShares Edge MSCI EM Value Factor UCITS ETF USD (Acc) USD 0.40%
  • iShares Core MSCI Europe UCITS ETF EUR (Acc) 0.20%
  • iShares Core MSCI Japan IMI UCITS ETF USD (Acc) 1.00%
  • Weighted costs total (per year) 0.38%

Costs are a mixed bag with one glaring offender. Overall TER at 0.38% is fine — not heroic, not tragic. The EM value fund at 0.40% is tolerable for what it is, Europe at 0.20% is cheap-ish, but Japan at 1.00% is doing its best impression of 2005 pricing. That single fund is like buying a budget flight and then paying for “premium oxygen.” Fees are small leaks that compound over time, and one ETF here is clearly punching above its weight in draining your returns while pretending to be a plain index tracker.

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