This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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World index cosplayer with a secret small value obsession and a mild correlation hangover

Report created on May 7, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is basically “world index plus personality disorder.” Almost half is a plain MSCI World ETF, then you slap on a broad global fund doing nearly the same thing, then two emerging markets funds that are twins, and finally a chunky 20% bet on global small value. It’s like building a burger with two almost identical buns and then dumping all the spice on one side. Structure-wise, it screams “core-satellite,” but the core is duplicated and the satellite is huge. The result is less elegant design and more “I like these ETFs, so I bought them all,” with a sneaky tilt hiding under an index-looking surface.

Growth Info

Over the brief 1.4-year window, this thing actually looks like a genius move: €1,000 turning into €1,153 and a 10.93% CAGR, beating both the US market and global benchmark. But with such a short history, that’s basically judging a marathon from the first water station. The max drawdown at -21.34% wasn’t exactly gentle either, matching global markets almost pain for pain. Also, 90% of the gains came from just five days — that’s “blink and you miss it” territory. Past data this short is more party snapshot than life story: fun to look at, totally unreliable as a long-term pattern.

Projection Info

The Monte Carlo simulation is trying its best with scraps of history, and it spits out a median €2,840 after 15 years from €1,000 — which sounds lovely until you remember the engine is trained on only 1.4 years of data. Monte Carlo just runs thousands of alternate timelines based on recent volatility and returns, like a weather app forecasting 15 years from last year’s climate. You get a wide range: from basically flat at the low end to “lottery-ish” up top. Useful to see that outcomes are all over the place, but with this thin history, those numbers are more educated doodles than destiny.

Asset classes Info

  • Stocks
    100%

Asset-class breakdown is simple: 100% stocks, zero subtlety. For a “balanced” label and a mid-range risk score, this is basically an equity purist cosplaying as something gentler. No bonds, no cash buffer, no diversifiers — just full send on global equities. That’s fine if the goal is to ride the rollercoaster, but the word “balanced” here is doing a lot of marketing work. In downturns, a setup like this doesn’t tap the brakes; it just hopes global markets eventually forgive and forget. It’s textbook “risk is volatility” and the portfolio has firmly chosen a side.

Sectors Info

  • Technology
    21%
  • Financials
    17%
  • Industrials
    12%
  • Consumer Discretionary
    11%
  • Energy
    7%
  • Telecommunications
    7%
  • Health Care
    7%
  • Basic Materials
    5%
  • Consumer Staples
    5%
  • Utilities
    2%
  • Real Estate
    1%

Sector-wise, this is a fairly textbook global equity mix with a tech crown on its head at 21%, but not outrageously so. Financials come in strong at 17%, and industrials, consumer discretionary, and energy help round out the chaos. It’s not a one-trick pony, more of a typical index pony that’s been slightly overfed on the usual big names. The risk here isn’t some ridiculous single-sector bet; it’s more that the sector spread mostly mirrors generic global benchmarks, despite all the supposed “smart” tilts elsewhere. So sectors look boringly normal while the rest of the portfolio gets fancy.

Regions Info

  • North America
    67%
  • Europe Developed
    14%
  • Japan
    6%
  • Asia Developed
    3%
  • Asia Emerging
    2%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, this is classic “US and friends”: 67% in North America, 14% in developed Europe, then crumbs scattered over Japan, Asia, Australasia, and the rest. For something calling itself “global,” this is more like “global, but mostly the usual suspects.” The emerging markets exposure is basically decorations around the dominant developed-world core. It looks very similar to a standard world index in disguise, which isn’t bad, just unoriginal. In a world where a lot of growth and risk sits outside the big markets, this lineup is a bit like only ever eating at chain restaurants when traveling.

Market capitalization Info

  • Mega-cap
    34%
  • Large-cap
    26%
  • Mid-cap
    19%
  • Small-cap
    13%
  • Micro-cap
    7%

The size mix is where the portfolio finally shows some personality: 34% mega-cap, 26% large-cap, 19% mid-cap, 13% small-cap, and even 7% micro-cap. Thanks to that big global small cap value slice, this isn’t just Big Tech plus friends — there’s a meaningful tilt down the size spectrum. That adds more potential punch but also more wobble when markets get nervous. It’s like mixing blue-chip giants with scrappy underdogs in the same locker room: exciting, but it won’t be the smoothest ride. At least the tilt is intentional-looking rather than random drift into small caps.

True holdings Info

  • NVIDIA Corporation
    3.12%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Apple Inc
    2.94%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Microsoft Corporation
    1.97%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Amazon.com Inc
    1.64%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Alphabet Inc Class A
    1.35%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Alphabet Inc Class C
    1.11%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Meta Platforms Inc.
    1.07%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Broadcom Inc
    0.79%
    Part of fund(s):
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    0.73%
    Part of fund(s):
    • Avantis Emerging Markets Equity UCITS ETF
    • iShares Core MSCI Emerging Markets IMI UCITS
  • JPMorgan Chase & Co
    0.68%
    Part of fund(s):
    • Avantis Global Equity UCITS ETF USD Acc EUR
    • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
  • Top 10 total 15.39%

Look-through holdings reveal the usual suspects: NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta — the standard “global equity starter pack.” They show up across multiple ETFs, so even though no single position looks huge, the combined exposure is quietly chunky. With only ~20% of ETF holdings visible via top-10 data, this is just the tip of the overlap iceberg. Hidden concentration is the theme here: the portfolio pretends to be diversified across several funds while secretly bowing to the same mega-cap tech overlords again and again. It’s index worship with extra steps and more complexity than the outcome justifies.

Risk contribution Info

  • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
    Weight: 45.00%
    44.2%
  • Avantis Global Equity UCITS ETF USD Acc EUR
    Weight: 25.00%
    24.9%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 20.00%
    21.8%
  • iShares Core MSCI Emerging Markets IMI UCITS
    Weight: 5.00%
    4.6%
  • Avantis Emerging Markets Equity UCITS ETF
    Weight: 5.00%
    4.5%

Risk contribution shows this is basically a three-fund show: the top three holdings make up about 90.9% of total risk, very close to their combined 90% weight. So the “extra” funds aren’t sneaky risk bombs; they just quietly do about what their allocation says. The small cap value slice slightly over-pulls at 21.82% of risk from 20% weight, so it’s the loudest kid in the room, but not obnoxiously so. Overall, risk is spread in a boringly proportional way. The downside: no single fund is dramatically hedging or stabilizing the others. Everyone is rowing in the same choppy direction.

Redundant positions Info

  • iShares Core MSCI Emerging Markets IMI UCITS
    Avantis Emerging Markets Equity UCITS ETF
    High correlation
  • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc
    Avantis Global Equity UCITS ETF USD Acc EUR
    High correlation

The correlation picture basically confirms the obvious: the two emerging markets funds move almost in lockstep, and the two global core funds do the same. That’s like owning two near-identical umbrellas and bragging about weather protection diversity. High correlation means when one falls, its twin doesn’t step in to help; it just falls with slightly different branding. This is diversification theater: multiple tickers giving the illusion of variety while their price charts are basically copy-paste. It looks spread out on paper but behaves as a smaller number of actual “ideas” when markets start swinging.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The efficient frontier politely calls this portfolio inefficient. At its current risk level, it sits 5.41 percentage points below what could be achieved with the same ingredients simply rearranged. Sharpe ratio of 0.49 versus 1.26 for the optimal mix is a pretty brutal “you’re leaving a lot on the table” message. The minimum-variance portfolio even offers slightly better return with lower risk than the current setup, which is a bit embarrassing. Translation: this is like loading your suitcase badly — everything fits, but you’re wasting space and wrinkling your clothes for no good reason, using only the stuff you already packed.

Ongoing product costs Info

  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • UBS (Irl) ETF plc - MSCI World UCITS ETF (USD) A-acc 0.06%
  • Avantis Global Equity UCITS ETF USD Acc EUR 0.22%
  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR 0.39%
  • Avantis Emerging Markets Equity UCITS ETF 0.35%
  • Weighted costs total (per year) 0.19%

Costs are where this portfolio actually looks like it read a book: a total TER around 0.19% is impressively low for something with smart beta and factor spice. The Avantis funds are the priciest pieces, but even they are within reason for what they claim to do. The cheap MSCI World and EM core ETF keep the overall fee nicely grounded. This is not a “paying champagne prices for tap water” situation; it’s more like decent house wine at happy hour. You’re not getting robbed on fees, which is refreshing given how needlessly complex the fund lineup could have made things.

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