Roast mode 🔥

Neatly sliced sector buffet portfolio serving lukewarm returns with a side of hidden US mega cap love

Report created on Apr 12, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

This thing looks like you walked down the ETF aisle and grabbed one of everything by sector at 9–10% each. It’s obsessively “even,” but not necessarily “smart.” You’ve got a 100% equity portfolio sliced by sector with zero tilt based on conviction, valuation, or edge — just vibes and symmetry. That’s like building a sports team by giving equal minutes to every player regardless of talent. The result is a portfolio that looks diversified but is actually just benchmark cosplay with extra steps. The key takeaway: structure should reflect a view or a goal, not an OCD need to see a grid of tidy 9% boxes.

Growth Info

Historically, the portfolio turned $1,000 into $2,879 with an 11.20% CAGR, which sounds good until you notice the US market did 14.48% and the global market did 11.97%. You basically ran a marathon and then watched the index funds cross the finish line ahead while you carried eleven ETFs on your back. Max drawdown of -35.06% was slightly worse than both benchmarks too, so you took more pain for less gain. That combo — lower returns with slightly nastier drops — is the investment version of paying surge pricing for a slower Uber.

Projection Info

The Monte Carlo projection — basically a thousand “what if history rhymed but didn’t repeat exactly” simulations — paints a very middle-of-the-road future. Median outcome: $1,000 becomes $2,669 over 15 years, with a 72.3% chance of being above where you started. But the range is wide: roughly $900 to $7,500. That’s the fun of 100% equities: you sign up for a roller coaster and hope the track is well maintained. Past data drives these simulations, which is cute but not prophetic; it’s like using the last 10 summers to guess next year’s weather. Directionally helpful, not gospel.

Asset classes Info

  • Stocks
    100%

Asset classes: “Stocks.” That’s it. No bonds, no cash buffer, no anything else. For a “Balanced” risk label and a 4/7 risk score, this is basically equity-max mode dressed up with marketing. It’s like calling black coffee “lightly caffeinated” because you didn’t add an espresso shot. Being 100% in stocks means everything rises and falls with the same tide; when markets crack, you don’t really have cushions, just different colors of the same bruise. A genuinely balanced setup usually mixes in things that don’t freak out at the same time as stocks.

Sectors Info

  • Real Estate
    10%
  • Technology
    10%
  • Consumer Discretionary
    9%
  • Telecommunications
    9%
  • Energy
    9%
  • Health Care
    9%
  • Utilities
    9%
  • Financials
    9%
  • Consumer Staples
    9%
  • Industrials
    9%
  • Basic Materials
    9%

Sector exposure looks beautifully even on paper: each major sector sits in that 9–10% range. It’s like building a playlist by picking one song from every genre, including a polite amount of everything and enthusiasm for nothing. The problem is that the real world doesn’t reward symmetry; some sectors structurally grow faster or get punished harder, and indexes reflect that with uneven weights for a reason. Equal-weighting sectors can be a conscious tilt, but here it feels more like “ETF sampler pack” than a clear strategy. You’ve diversified aesthetics, not necessarily long-term drivers of return.

Regions Info

  • North America
    66%
  • Europe Developed
    20%
  • Japan
    6%
  • Australasia
    3%
  • Asia Developed
    2%
  • Asia Emerging
    2%
  • Latin America
    1%

Geographically, this is “America first, but we’ll sprinkle in some friends.” About 66% in North America, 20% in developed Europe, and the rest is crumbs across Japan, Australasia, and tiny slivers of Asia and Latin America. So yes, more global than a pure home-bias portfolio, but still heavily tied to the US and other rich markets. That’s fine if you believe the big developed economies will keep running the show, but you’re barely acknowledging a huge chunk of the world’s growth engine. It’s like saying you eat “world cuisine” because you tried sushi once and put feta on your salad.

Market capitalization Info

  • Large-cap
    37%
  • Mega-cap
    36%
  • Mid-cap
    23%
  • Small-cap
    3%

Market cap-wise, you’re camping firmly with the grown-ups: 36% mega-cap, 37% large-cap, with mid-caps getting some love and small-caps tossed in like garnish at 3%. This is basically a “don’t rock the boat” market-cap-heavy portfolio wearing a sector-equal-weight mask. You’re mostly anchored to the biggest, most widely followed names. That keeps things somewhat stable compared to a small-cap tilt, but it also means you’re unlikely to accidentally stumble into outsized growth from smaller companies. Think cruise ship, not speedboat: safer in storms, slower to change direction, unlikely to surprise you in a good way.

True holdings Info

  • Exxon Mobil Corp
    1.63%
    Part of fund(s):
    • iShares Global Energy ETF
  • Amazon.com Inc
    1.44%
    Part of fund(s):
    • iShares Global Consumer Discretionary ETF
  • Meta Platforms Inc.
    1.42%
    Part of fund(s):
    • iShares Global Comm Services ETF
  • NVIDIA Corporation
    1.24%
    Part of fund(s):
    • iShares Global Tech ETF
  • Apple Inc
    1.06%
    Part of fund(s):
    • iShares Global Tech ETF
  • Alphabet Inc Class A
    1.01%
    Part of fund(s):
    • iShares Global Comm Services ETF
  • Chevron Corp
    0.90%
    Part of fund(s):
    • iShares Global Energy ETF
  • Eli Lilly and Company
    0.87%
    Part of fund(s):
    • iShares Global Healthcare ETF
  • Walmart Inc. Common Stock
    0.85%
    Part of fund(s):
    • iShares Global Consumer Staples ETF
  • Welltower Inc
    0.82%
    Part of fund(s):
    • iShares Global REIT ETF
  • Top 10 total 11.23%

The look-through is screaming “closet global index” with extra paperwork. The same mega names — Exxon, Amazon, Meta, NVIDIA, Apple, Alphabet — keep popping up from multiple angles. Overlap is probably worse than it looks because we only see top 10 holdings. You’ve basically taken the same global megacap salad and chopped it by sector instead of just using a single bowl. The hidden message: diversification across ETFs is not the same as diversification across actual companies. When the same giants sit inside nine different wrappers, you’re still tied to their moods, just in a more complicated way.

Factors Info

Value
Preference for undervalued stocks
High
Data availability: 72%
Size
Exposure to smaller companies
Low
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 72%
Quality
Preference for financially healthy companies
Neutral
Data availability: 72%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
High
Data availability: 100%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor profile: strong lean toward value (60%) and high low-volatility exposure (62%), with size, momentum, quality, and yield hanging around neutral-ish. Factors are the hidden ingredients — value, quality, etc. — that explain why things behave the way they do. You’ve basically chosen “boring but not dumb”: cheaper-ish, calmer-ish stocks without going full grandma-dividend or junky high-yield. The slightly low size tilt says you’re not chasing smaller names, and the neutral momentum/quality blend means you’re not aggressively trend-chasing or scraping the bottom of the barrel. It’s conservative-ish, but unintentionally so — like you ended up sensible by accident.

Risk contribution Info

  • iShares Global Tech ETF
    Weight: 9.00%
    11.2%
  • iShares Global Energy ETF
    Weight: 9.00%
    10.8%
  • iShares Global Materials ETF
    Weight: 9.00%
    10.2%
  • iShares Global Financials ETF
    Weight: 9.00%
    10.2%
  • iShares Global Consumer Discretionary ETF
    Weight: 9.00%
    10.0%
  • Top 5 risk contribution 52.3%

Risk contribution shows who’s actually shaking the portfolio, not just who’s taking up weight on the page. Tech, Energy, and Materials each have 9% weights but contribute 10–11% of total risk, slightly punching above their weight. That’s not outrageous, but it does mean those three are your drama generators. When they’re happy, the portfolio looks clever; when they’re sulking, everything feels worse than the tidy 9% grid suggests. Risk contribution is basically the “who’s causing the arguments at dinner” metric, and in this family, a few sectors are definitely louder than others. Trimming or keeping an eye on them can avoid surprise volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk–return chart is quietly roasting you. Your Sharpe ratio (0.48) sits below both the optimal portfolio (0.89) and even slightly under the minimum-variance setup (0.5). The efficient frontier says, “You could get more return for this risk using the exact same ingredients, just in better proportions.” You’re 2.75 percentage points below the frontier at your current risk level — that’s like driving with the handbrake half on. You’re not disastrously off, just inefficient: too much noise for the reward you’re getting. Reweighting among these eleven ETFs alone could push you closer to the curve without adding a single new product.

Dividends Info

  • iShares Global Industrials ETF 1.20%
  • iShares Global Energy ETF 2.80%
  • iShares Global Financials ETF 2.10%
  • iShares Global Healthcare ETF 1.40%
  • iShares Global Tech ETF 1.00%
  • iShares Global Comm Services ETF 3.10%
  • iShares Global Utilities ETF 2.30%
  • iShares Global Consumer Staples ETF 2.20%
  • iShares Global Materials ETF 0.80%
  • iShares Global REIT ETF 3.50%
  • iShares Global Consumer Discretionary ETF 1.60%
  • Weighted yield (per year) 2.02%

Yield around 2.02% is very “average global equity fund” — not a high-income machine, not a growth-only rocket. REITs and comm services drag the yield higher, while tech and materials keep it modest. This is fine if income is a nice side dish, not the main course. But don’t kid yourself: 2% doesn’t meaningfully soften the blow in a downturn; it’s more like getting a free drink on a turbulent flight. Dividends here are background noise, not a defining feature. If the plan was steady cash flow, this setup is more “accidental yield” than deliberately built income.

Ongoing product costs Info

  • iShares Global Industrials ETF 0.42%
  • iShares Global Energy ETF 0.44%
  • iShares Global Financials ETF 0.42%
  • iShares Global Healthcare ETF 0.42%
  • iShares Global Tech ETF 0.41%
  • iShares Global Comm Services ETF 0.42%
  • iShares Global Utilities ETF 0.43%
  • iShares Global Consumer Staples ETF 0.41%
  • iShares Global Materials ETF 0.41%
  • iShares Global REIT ETF 0.14%
  • iShares Global Consumer Discretionary ETF 0.41%
  • Weighted costs total (per year) 0.39%

Total TER of 0.39% is… okay-ish, but not heroic, especially for a portfolio basically recreating a global equity exposure in an overcomplicated way. You’re paying eleven sector funds’ worth of fees to end up with something not dramatically different from a simple broad global ETF that could cost a fraction. It’s like paying boutique gym prices to run on a treadmill that faces a brick wall. The good news: no single fund is egregious. The bad news: the whole structure feels like you’re tipping eleven waiters for one meal. Cleaner design could mean less fee drag for almost the same exposure.

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