A focused growth-driven portfolio with exclusive investment in a broad market ETF
Report created on Jun 10, 2025Risk profile
5/7
Diversification profile
2/5
Positions
-
VT Vanguard Total Stock Market Index Fund ETF Shares
VTI - US9229087690 100.00%
This portfolio is entirely invested in the Vanguard Total Stock Market Index Fund ETF Shares, offering a wide exposure to the U.S. stock market. The choice of a single ETF simplifies the investment strategy but limits diversification across different asset classes and geographies. While the ETF itself is diversified across various sectors within the U.S., the portfolio's overall diversification is low, exposing it to sector-specific and market-wide risks.
Growth
Historically, this portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 13.51%, with a maximum drawdown of -34.98%. These figures highlight the portfolio's growth potential alongside its vulnerability to significant market downturns. The days contributing most to returns indicate that a small number of trading days drive the bulk of performance, a common characteristic of equity investments that underscores the importance of staying invested through market cycles.
Projection
Monte Carlo simulations, which use historical data to forecast future outcomes, suggest a wide range of potential portfolio values. With 991 out of 1,000 simulations yielding positive returns, the analysis supports optimism for future growth. However, the substantial spread between the 5th and 67th percentiles indicates considerable uncertainty, emphasizing the need for investors to be comfortable with volatility.
Asset classes
- Stocks 100%
The portfolio's allocation is 100% in stocks, providing no buffer against stock market volatility through fixed-income securities or alternative investments. While this allocation can offer significant growth opportunities, especially in bullish markets, it also increases the portfolio's sensitivity to market downturns, lacking the stabilizing effect of more conservative investments.
Sectors
- Technology 29%
- Financials 15%
- Health Care 11%
- Consumer Discretionary 10%
- Industrials 9%
- Telecommunications 9%
- Consumer Staples 6%
- Energy 4%
- Real Estate 3%
- Utilities 3%
- Basic Materials 2%
Sector allocation within the ETF mirrors the broad market, with a heavy tilt towards technology, financial services, and healthcare. This composition reflects the current makeup of the U.S. stock market but also means the portfolio may be more affected by shifts in these sectors. The concentration in technology, for instance, could lead to higher volatility amid regulatory changes or market sentiment shifts.
Regions
- North America 100%
The portfolio's geographic exposure is limited to North America, missing out on potential growth opportunities and diversification benefits from international markets. While the U.S. market is a significant component of the global economy, international diversification can help mitigate risks associated with domestic economic downturns and capitalize on growth in other regions.
Market capitalization
- Mega-cap 41%
- Large-cap 30%
- Mid-cap 19%
- Small-cap 6%
- Micro-cap 2%
The market capitalization breakdown shows a preference for mega and big-cap stocks, which are typically less volatile than their smaller counterparts. However, this focus might limit exposure to high-growth potential opportunities in the medium, small, and micro-cap segments, which can offer higher returns albeit with increased risk.
Dividends
- Vanguard Total Stock Market Index Fund ETF Shares 1.30%
- Weighted yield (per year) 1.30%
With a dividend yield of 1.30%, the portfolio offers a modest income component alongside potential capital appreciation. This yield contributes to the total return, providing a cushion during market downturns and contributing to compound growth over time. However, investors seeking higher income might consider diversifying into assets with higher yield potentials.
Ongoing product costs
- Vanguard Total Stock Market Index Fund ETF Shares 0.03%
- Weighted costs total (per year) 0.03%
The total expense ratio (TER) of 0.03% is impressively low, ensuring that costs do not significantly erode returns. This cost efficiency is a strong point of the portfolio, maximizing the potential for net gains. Investors should maintain awareness of costs, as they are one of the few aspects of investment control directly.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey