This portfolio has only about 1.5 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Growth-oriented portfolio with a tech tilt and emphasis on US markets

Report created on Aug 16, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio showcases a concentrated approach, primarily invested in ETFs across two main asset classes: stocks (94%) and cash (6%). The largest allocation is in the Tidal Trust II ETF, making up a third of the portfolio, followed by broad market and sector-specific ETFs. This structure suggests a strategy that leans towards growth, with a significant emphasis on technology and financial services sectors. The moderately diversified status reflects a focused yet somewhat balanced exposure across various sectors and geographies, though it's heavily weighted towards North American assets.

Growth Info

Historically, the portfolio has demonstrated strong performance with a Compound Annual Growth Rate (CAGR) of 16.94%. The maximum drawdown, a measure of the largest single drop from peak to trough, was -21.57%, indicating a relatively high risk tolerance. The days contributing most to returns highlight the portfolio's vulnerability to short-term volatility but also its potential for significant gains. This performance, coupled with the high portfolio risk score, suggests the investor is comfortable with volatility in exchange for higher returns.

Projection Info

Monte Carlo simulations, which forecast potential future performance based on historical data, suggest a wide range of outcomes but with a predominance of positive returns. The median simulation predicts an 814.3% return, indicating strong growth potential. However, it's crucial to remember that these projections are hypothetical and cannot guarantee future results. They serve as a tool for understanding potential volatility and the range of outcomes rather than precise predictions.

Asset classes Info

  • Stocks
    94%
  • Cash
    6%

The portfolio's heavy allocation to stocks, particularly in the technology sector, aligns with its growth-oriented risk profile. The presence of cash provides some liquidity and a buffer against market volatility, but its low percentage might limit the portfolio's ability to mitigate short-term market downturns. Adjusting the cash allocation could offer better protection against volatility without significantly detracting from the portfolio’s growth potential.

Sectors Info

  • Technology
    32%
  • Financials
    14%
  • Telecommunications
    10%
  • Consumer Discretionary
    9%
  • Health Care
    7%
  • Industrials
    7%
  • Consumer Staples
    5%
  • Energy
    3%
  • Utilities
    3%
  • Basic Materials
    1%
  • Real Estate
    1%

Technology, financial services, and communication services dominate the sectoral allocation, making the portfolio particularly sensitive to the performance of these industries. While this concentration can lead to high returns during bullish market phases for these sectors, it also exposes the portfolio to sector-specific risks. Diversifying more broadly across sectors could reduce volatility and improve long-term stability without drastically compromising growth.

Regions Info

  • North America
    89%
  • Europe Developed
    5%
  • Asia Developed
    2%
  • Asia Emerging
    2%
  • Japan
    2%

The geographic allocation is heavily skewed towards North America, with minimal exposure to developed and emerging markets outside of this region. This focus enhances the portfolio's potential for growth, given the historically strong performance of North American markets. However, it also increases susceptibility to regional economic and political events. Expanding international exposure could offer additional diversification benefits and access to growth opportunities in other regions.

Market capitalization Info

  • Large-cap
    32%
  • Mega-cap
    28%
  • Small-cap
    16%
  • Mid-cap
    16%
  • Micro-cap
    2%

The portfolio's market capitalization exposure is balanced across big, mega, medium, and small caps, with a slight tilt towards larger companies. This balance supports a growth strategy while providing some level of risk mitigation through diversification across different company sizes. However, the minimal exposure to micro-caps, although reducing risk, may also limit potential high-growth opportunities in the smallest market segments.

Redundant positions Info

  • Invesco QQQ Trust
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation observed between the Invesco QQQ Trust and Vanguard Total Stock Market Index Fund ETF Shares indicates overlapping exposures, which may dilute the diversification benefits of holding both assets. Identifying and reducing such redundancies can enhance the portfolio's efficiency by ensuring each investment contributes uniquely to the portfolio's risk and return profile.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio shows potential for optimization by addressing the overlap in highly correlated assets. Focusing on diversification could improve the risk-return profile without necessarily increasing risk. The identified optimal portfolio, with an expected return of 18.41% at a risk level of 15.61%, suggests that reallocating investments could achieve better efficiency, balancing risk and return more effectively.

Dividends Info

  • Invesco QQQ Trust 0.50%
  • Schwab U.S. Dividend Equity ETF 3.70%
  • VanEck Semiconductor ETF 0.40%
  • Tidal Trust II 118.40%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 40.50%

The portfolio's dividend yield is varied, with the Schwab U.S. Dividend Equity ETF offering the highest yield. Dividends contribute to the portfolio's total return, providing a steady income stream in addition to capital gains. However, the focus on growth-oriented ETFs means the overall yield is moderate. Investors prioritizing income might consider increasing allocations to higher-yielding assets, while growth-focused investors may find the current yield satisfactory.

Ongoing product costs Info

  • Invesco QQQ Trust 0.20%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • VanEck Semiconductor ETF 0.35%
  • Tidal Trust II 1.14%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.45%

The Total Expense Ratios (TERs) across the ETFs range from 0.03% to 1.14%, with an average portfolio cost of 0.45%. While the Tidal Trust II ETF significantly raises the average cost, the other ETFs are notably efficient, minimizing the drag on net returns. Reducing costs in high-fee funds, where possible, without compromising the strategic intent of the portfolio, could enhance long-term performance.

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