A growth-focused portfolio with a strong tilt towards US and technology stocks

Report created on Sep 24, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is heavily weighted towards growth-oriented assets, with a significant portion allocated to U.S. large-cap growth and momentum stocks. The inclusion of the Vanguard Total World Stock Index Fund ETF Shares introduces global exposure, albeit with a strong U.S. bias. The Avantis® International Small Cap Value ETF offers a counterbalance to the growth tilt by focusing on international small-cap value stocks. This mix suggests an aggressive growth strategy with a broad diversification across geographies, although there's a notable concentration in certain sectors and regions.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 18.65% and a maximum drawdown of -33.86%, the portfolio has demonstrated strong growth potential alongside significant volatility. The days contributing to 90% of returns highlight the impact of extreme positive market movements on performance. This historical performance, while impressive, underscores the portfolio's sensitivity to market highs and lows, aligning with its growth-oriented risk profile.

Projection Info

Monte Carlo simulations, based on historical data, project a wide range of outcomes, with the median simulation suggesting substantial growth. However, it's crucial to remember that these projections are inherently uncertain and depend on past market behavior, which may not predict future performance accurately. The high percentage of simulations with positive returns does indicate resilience in diverse market conditions, yet investors should remain cautious about over-reliance on these forecasts.

Asset classes Info

  • Stocks
    100%

The portfolio's asset allocation is exclusively in stocks, with no exposure to bonds, cash, or alternative investments. This allocation supports a high-growth strategy but also increases susceptibility to market volatility. Diversifying across different asset classes could provide a buffer during stock market downturns, potentially smoothing out returns over time.

Sectors Info

  • Technology
    28%
  • Financials
    15%
  • Consumer Discretionary
    14%
  • Industrials
    11%
  • Telecommunications
    10%
  • Health Care
    6%
  • Basic Materials
    5%
  • Consumer Staples
    5%
  • Energy
    4%
  • Utilities
    2%
  • Real Estate
    1%

The sector allocation reveals a heavy emphasis on technology, financial services, and consumer cyclicals, which are sectors often associated with growth but also with higher volatility. This concentration enhances the portfolio's growth prospects but also increases its risk profile, particularly in market conditions unfavorable to these sectors.

Regions Info

  • North America
    74%
  • Europe Developed
    11%
  • Japan
    9%
  • Australasia
    2%
  • Asia Emerging
    2%
  • Asia Developed
    2%
  • Africa/Middle East
    1%

Geographic allocation is predominantly in North America (74%), with modest exposure to developed Europe and Japan, and very limited exposure to emerging markets. This geographic distribution supports the portfolio's growth orientation but may limit diversification benefits and exposure to potential growth in emerging markets.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    24%
  • Mid-cap
    22%
  • Small-cap
    9%
  • Micro-cap
    1%

The market capitalization breakdown shows a preference for mega and big-cap stocks, which tend to be more stable than smaller companies but may offer lower growth potential. The inclusion of small and micro-cap stocks, particularly through the Avantis® International Small Cap Value ETF, adds a layer of growth potential and diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Based on the Efficient Frontier analysis, there might be room for optimization to achieve a better risk-return balance. While the current allocation is growth-focused, adjusting the asset mix could potentially offer similar returns with reduced volatility, enhancing the portfolio's efficiency over time.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.50%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.50%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.37%

The portfolio's average dividend yield is relatively low, reflecting its growth focus over income generation. However, dividends from the Avantis® International Small Cap Value ETF contribute to the portfolio's total return, providing a modest income stream alongside capital appreciation.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.13%

The Total Expense Ratio (TER) of 0.13% is impressively low, enhancing long-term return potential by minimizing cost drag. This cost efficiency is a strong point, especially for a growth-oriented portfolio where the compounding of returns is critical.

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