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Growth focused global equity portfolio with strong technology tilt and efficient risk adjusted performance

Report created on Jun 18, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is a 100% equity mix built entirely from broad index ETFs plus two focused growth funds. Around two‑thirds sits in total US and international stock market trackers, which form a diversified global core. The rest tilts toward specific themes: emerging markets, the NASDAQ 100, semiconductors, and US small‑cap value. This kind of “core and satellite” structure is common: a broad base for diversification, with smaller targeted slices to pursue extra growth or specific exposures. Here, the satellites are all equity and mostly growth‑oriented, so they amplify both the potential upside and the speed and depth of downturns compared with holding only the broad market funds.

Growth Info

Over the period from late 2020 to mid‑2026, $1,000 in this portfolio grew to about $2,593. That works out to a Compound Annual Growth Rate (CAGR) of 18.38%, meaning the value increased as if it earned 18.38% every year on average. This beats both the US market (15.76%) and the global market (13.65%) by a meaningful margin. The trade‑off is a maximum drawdown of about -29%, deeper than the US market but similar to the global market. Drawdown is the worst peak‑to‑trough fall and shows how tough the ride can feel. The recovery took over a year, which is typical for a growth‑tilted equity mix.

Projection Info

The Monte Carlo projection estimates a wide range of possible 15‑year outcomes using past returns and volatility as inputs. Monte Carlo is basically a “what if” engine: it shuffles many realistic return paths to see how often different results show up. Here, the median scenario grows $1,000 to around $2,773, implying an annualized return of about 8%. But the range is broad: roughly $1,744–$4,092 in the middle half of simulations, and $1,001–$7,713 across 90% of them. This highlights that even with the same starting portfolio, long‑term results can vary a lot, and past patterns may not repeat.

Asset classes Info

  • Stocks
    100%

All of this portfolio is invested in stocks, with no allocation to bonds, cash, or alternative assets. Equities historically have offered higher long‑term growth than bonds, but with much larger short‑term swings. Asset classes behave differently in various environments: bonds often cushion stock market declines, and cash barely moves at all. Because everything here is in equities, the portfolio fully participates in market rallies but also takes the full hit when global stocks fall. The Monte Carlo and drawdown figures reflect this: attractive long‑term growth potential combined with meaningfully higher year‑to‑year volatility than a mixed stock‑bond portfolio.

Sectors Info

  • Technology
    40%
  • Financials
    12%
  • Industrials
    10%
  • Consumer Discretionary
    9%
  • Telecommunications
    7%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Energy
    3%
  • Real Estate
    3%
  • Utilities
    2%

Sector exposure is clearly tilted, with about 40% in technology and the rest spread across financials, industrials, consumer areas, telecommunications, healthcare, and other sectors. Large broad‑market indices usually have a big tech share today, but this portfolio goes further, thanks to the NASDAQ 100 and semiconductor fund. Tech‑heavy portfolios often benefit strongly when innovation, digitalization, and lower interest rates support growth companies. On the flip side, they can be more sensitive when rates rise, regulation tightens, or sentiment turns against high‑growth names. The breadth across other sectors still offers some balance, but technology is undeniably the main driver here.

Regions Info

  • North America
    65%
  • Asia Developed
    12%
  • Europe Developed
    8%
  • Asia Emerging
    8%
  • Japan
    3%
  • Africa/Middle East
    2%
  • Latin America
    2%
  • Australasia
    1%

Geographically, about 65% of the portfolio is in North America, with the rest spread across developed and emerging markets in Asia, Europe, Latin America, and other regions. This means the portfolio is more US‑centric than a pure global market index, which typically has a smaller US share. A higher US weight has helped over the last decade as US companies, especially in tech, outperformed many other regions. The flip side is that economic, political, or currency shocks focused on the US would have an outsized impact. The meaningful but smaller allocations to emerging markets and non‑US developed regions still add some global diversification.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    29%
  • Mid-cap
    16%
  • Small-cap
    9%
  • Micro-cap
    2%

Market capitalization exposure leans toward larger companies, with roughly 72% in mega‑ and large‑caps, 16% in mid‑caps, and about 11% in small and micro‑caps. Big companies tend to have more stable businesses and better access to financing, which can lead to smoother performance than smaller firms. However, small‑caps often move more sharply in both directions and can be more sensitive to economic cycles. The dedicated small‑cap value ETF lifts exposure to the smaller end of the spectrum, adding some diversification in how companies respond to different economic phases. Overall, this mix resembles a typical global index with a modest extra tilt to smaller stocks.

True holdings Info

  • NVIDIA Corporation
    4.68%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • VanEck Semiconductor ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Apple Inc
    2.95%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    2.73%
    Part of fund(s):
    • Vanguard Total International Stock Index Fund ETF Shares
    • iShares Core MSCI Emerging Markets ETF
  • Microsoft Corporation
    2.09%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Micron Technology Inc
    1.99%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • VanEck Semiconductor ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Broadcom Inc
    1.93%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • VanEck Semiconductor ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Amazon.com Inc
    1.72%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • Alphabet Inc Class A
    1.43%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • Vanguard Total Stock Market Index Fund ETF Shares
  • SK Hynix Inc
    1.26%
    Part of fund(s):
    • Vanguard Total International Stock Index Fund ETF Shares
    • iShares Core MSCI Emerging Markets ETF
  • Advanced Micro Devices Inc
    1.25%
    Part of fund(s):
    • Invesco NASDAQ 100 ETF
    • VanEck Semiconductor ETF
  • Top 10 total 22.02%

Looking through the top holdings of the ETFs, a few individual companies stand out as repeated exposures. NVIDIA is the largest at about 4.7% of the portfolio, followed by Apple, Taiwan Semiconductor, Microsoft, and several other big technology and semiconductor names. Because these appear in multiple funds, their combined weights are higher than in any single ETF. This kind of overlap is normal when using broad and sector funds together, but it creates hidden concentration: if a major chip or mega‑cap tech stock moves sharply, it can affect several ETFs at once. Note that only top‑10 ETF holdings are captured, so real overlap is likely somewhat higher.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 100%
Size
Exposure to smaller companies
Neutral
Data availability: 100%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Neutral
Data availability: 100%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
Neutral
Data availability: 100%

Across the six classic investment factors — value, size, momentum, quality, low volatility, and yield — this portfolio looks broadly neutral. Factor exposure describes how much a portfolio leans toward certain characteristics that research links to returns, like cheapness (value) or stability (low volatility). Here, all scores sit close to 50%, which is roughly market‑like. That means the performance patterns seem driven more by broad market moves and sector tilts than by deliberate factor bets. In practice, this can make the portfolio’s behavior easier to compare with standard benchmarks, since there are no strong systematic tilts pulling it away from “typical” index‑like behavior.

Risk contribution Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Weight: 30.00%
    27.4%
  • VanEck Semiconductor ETF
    Weight: 10.00%
    17.2%
  • Invesco NASDAQ 100 ETF
    Weight: 15.00%
    17.2%
  • Vanguard Total International Stock Index Fund ETF Shares
    Weight: 20.00%
    16.1%
  • iShares Core MSCI Emerging Markets ETF
    Weight: 15.00%
    13.1%
  • Top 5 risk contribution 90.9%

Risk contribution shows how much each holding drives the overall ups and downs, which can differ from its percentage weight. The total US stock ETF is 30% of the portfolio and contributes about 27% of the risk, so its impact is roughly proportional. The semiconductor ETF, though, is 10% of the weight but over 17% of the risk, meaning each dollar there is much more volatile. The NASDAQ 100 fund behaves similarly, with risk contribution above its weight. Together, the three largest positions drive around 62% of total risk. This underlines how concentrated risk can become in growth‑heavy and sector‑focused slices even when their weights look moderate.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk–return chart shows the current portfolio sitting on or very close to the efficient frontier. The efficient frontier is the curve of the best possible trade‑offs between risk and return you could get using these same holdings in different weights. Sharpe ratio compares return to volatility after adjusting for a risk‑free rate: higher means better risk‑adjusted performance. Here, the current portfolio Sharpe of 0.74 is below the max‑Sharpe mix but still in a reasonable range, and the minimum‑variance mix has slightly higher Sharpe with lower risk. The key point is that, given these ETFs, the existing allocation is already using them efficiently.

Dividends Info

  • iShares Core MSCI Emerging Markets ETF 2.20%
  • Invesco NASDAQ 100 ETF 0.40%
  • VanEck Semiconductor ETF 0.20%
  • Vanguard Small-Cap Value Index Fund ETF Shares 1.70%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.00%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.42%

The portfolio’s overall dividend yield is about 1.42%, coming mostly from the international and emerging markets funds and the small‑cap value ETF. Yield is the annual cash paid out as dividends relative to the investment’s price. It can be an important part of total return, especially when reinvested, but here the focus is clearly on growth rather than income. The NASDAQ 100 and semiconductor ETFs have very low yields, which is typical for growth‑oriented tech names that reinvest earnings. Over time, dividends may help cushion downturns a little, but for this portfolio they are a smaller contributor compared with price appreciation.

Ongoing product costs Info

  • iShares Core MSCI Emerging Markets ETF 0.09%
  • Invesco NASDAQ 100 ETF 0.15%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard Small-Cap Value Index Fund ETF Shares 0.07%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.10%

Average ongoing fees for this portfolio, measured by Total Expense Ratio (TER), are very low at about 0.10%. TER is the percentage each fund charges annually to cover management and operating costs, quietly deducted from performance. Keeping costs low is one of the few things investors can fully control, and this line‑up is impressively efficient on that front. Most holdings are broad, low‑cost index funds, with only a modestly higher fee on the focused semiconductor ETF. Over decades, the difference between a 0.10% and a much higher fee can compound into a noticeable gap, so this cost structure is a genuine strength.

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