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Growth-focused portfolio with a strong tilt towards technology and communication sectors

Report created on Nov 3, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

The portfolio is heavily concentrated in technology and communication sectors, with a significant allocation to Alphabet Inc Class C and the Vanguard S&P 500 ETF. This composition suggests a strategy focused on growth, albeit with low diversification. The presence of large-cap stocks and ETFs indicates a preference for established companies, likely aiming for steady growth with a moderate to high risk tolerance.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 24.17% and a maximum drawdown of -37.67%, the portfolio has demonstrated substantial growth potential, albeit with significant volatility. The days contributing to 90% of returns indicate that a few specific periods have driven most of the portfolio's gains, underscoring the importance of timing in this investment strategy.

Projection Info

The Monte Carlo simulation, with 1,000 iterations, shows a wide range of potential outcomes, from a 5th percentile at 56.6% to a 67th percentile at 3,032.7%. This broad spectrum underscores the portfolio's high risk and high reward nature, with a notable 96.9% of simulations yielding positive returns, suggesting optimism but also caution due to the inherent unpredictability.

Asset classes Info

  • Stocks
    100%

The portfolio's 100% allocation to stocks, with no presence in other asset classes like bonds or real estate, maximizes growth potential but also exposes the investor to higher market volatility. This lack of diversification across asset classes can increase the portfolio's sensitivity to market fluctuations.

Sectors Info

  • Telecommunications
    46%
  • Technology
    20%
  • Financials
    15%
  • Consumer Discretionary
    5%
  • Health Care
    4%
  • Industrials
    4%
  • Consumer Staples
    2%
  • Energy
    1%
  • Utilities
    1%
  • Real Estate
    1%
  • Basic Materials
    1%

Concentration in communication services and technology sectors reflects a bet on digital transformation and innovation-driven growth. However, this sector-focused approach may increase vulnerability to sector-specific risks. The minimal exposure to defensive sectors like healthcare and consumer defensive does little to mitigate this risk.

Regions Info

  • North America
    100%

With 100% exposure to North America, the portfolio lacks geographic diversification, which could protect against region-specific economic downturns or geopolitical risks. Expanding into developed European or Asian markets, or even emerging markets, could provide additional layers of diversification and potential growth.

Market capitalization Info

  • Mega-cap
    66%
  • Large-cap
    25%
  • Mid-cap
    8%

The dominance of mega and large-cap stocks at 91% of the portfolio suggests a focus on stability and proven performance. However, the minimal exposure to mid-cap stocks limits potential upside from faster-growing companies, which can offer higher returns albeit with increased risk.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Schwab U.S. Large-Cap Growth ETF
    High correlation

The high correlation between the Vanguard S&P 500 ETF and the Schwab U.S. Large-Cap Growth ETF indicates redundant exposures, diminishing the benefits of diversification. This overlap suggests that the portfolio may not be as diversified as intended, with similar assets moving in tandem during market shifts.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Optimizing the portfolio involves reducing overlap and increasing diversification. This could mean reallocating from highly correlated assets to those with lower correlations or different growth drivers. The goal is to achieve a more efficient risk-return profile, potentially through exploring different asset classes, sectors, or geographic regions.

Dividends Info

  • Alphabet Inc Class C 0.30%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 0.59%

The portfolio's average dividend yield of 0.59% contributes to total returns but is not the primary focus of this growth-oriented strategy. While dividends provide a steady income stream, the emphasis here is clearly on capital appreciation, which aligns with the portfolio's growth profile.

Ongoing product costs Info

  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.02%

The low total expense ratios (TERs) for the ETFs in the portfolio are commendable, enhancing net returns for the investor. Keeping costs low is crucial for long-term investment success, especially in a growth-focused strategy where every percentage point of return matters.

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