Balanced and broadly diversified portfolio with a strong focus on technology and North America

Report created on Aug 17, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is structured around three ETFs, emphasizing global, NASDAQ-100, and world small-cap equities, making up 100% of the asset allocation. This composition reflects a strategic approach to diversification, leveraging the growth potential of large-cap and technology-centric stocks alongside the broader market exposure and potential agility of small-cap equities. The significant weighting towards the Vanguard FTSE All-World UCITS ETF underscores a commitment to global diversification, although the heavy allocation towards the Invesco EQQQ NASDAQ-100 UCITS ETF introduces a pronounced technology and North American market bias.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 13.74%, with a maximum drawdown of -27.87%. The performance highlights robust growth potential, albeit with notable volatility. The days contributing to 90% of returns being concentrated in just 23.0 days underscores the impact of short-term, high-gain periods on overall performance. Comparing this to benchmark indices would likely reveal a higher volatility profile, given the tech-heavy and geographically concentrated nature of the investments.

Projection Info

Using Monte Carlo simulations, which forecast potential outcomes based on historical data and statistical models, the portfolio's future performance appears promising but varied. The simulations suggest a wide range of outcomes, from a 5th percentile growth of 55.7% to a 67th percentile growth of 625.4%, indicating substantial upside potential but also significant risk. It's crucial to remember that these projections are hypothetical and depend on past market behaviors, which may not predict future movements accurately.

Asset classes Info

  • Stocks
    100%

The portfolio's allocation is exclusively in stocks, with no representation from bonds, cash, or alternative investments. This singular focus on equities enhances growth prospects but also increases susceptibility to market volatility. Diversifying across asset classes could provide a buffer against stock market downturns, potentially smoothing out returns over time.

Sectors Info

  • Technology
    34%
  • Consumer Discretionary
    12%
  • Financials
    11%
  • Telecommunications
    10%
  • Industrials
    10%
  • Health Care
    8%
  • Consumer Staples
    6%
  • Basic Materials
    3%
  • Energy
    3%
  • Real Estate
    2%
  • Utilities
    2%

The sectoral allocation is heavily skewed towards technology, which constitutes 34% of the portfolio. This concentration in tech, along with significant investments in consumer cyclicals and financial services, positions the portfolio for high growth but also exposes it to sector-specific risks, such as regulatory changes or economic cycles affecting technology and consumer spending.

Regions Info

  • North America
    76%
  • Europe Developed
    10%
  • Japan
    5%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is predominantly invested in North America (76%), with modest allocations to developed Europe and Japan, and minimal exposure to emerging markets. This distribution underscores a reliance on the American market's performance, potentially limiting diversification benefits and exposure to global growth opportunities, especially from faster-growing economies.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    29%
  • Mid-cap
    18%
  • Small-cap
    8%
  • Micro-cap
    2%

The market capitalization breakdown shows a preference for mega and big-cap stocks, which represent 72% of the portfolio. This bias towards larger companies may contribute to stability and reduce volatility but can also limit the growth potential offered by smaller, more agile firms.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation shows a well-considered approach to balancing risk and return, particularly within the context of a growth-oriented strategy. However, optimizing the portfolio using the Efficient Frontier could reveal opportunities to achieve a more favorable risk-return balance by adjusting the asset allocation. This optimization process seeks to identify the most efficient portfolio mix, aiming for the highest possible returns for a given level of risk.

Ongoing product costs Info

  • Invesco EQQQ NASDAQ-100 UCITS ETF (GBP Hdg) 0.35%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.22%
  • iShares MSCI World Small Cap UCITS ETF USD (Acc) 0.35%
  • Weighted costs total (per year) 0.28%

The Total Expense Ratio (TER) of 0.28% is relatively low, indicating efficient cost management within the portfolio. Keeping costs low is crucial for enhancing long-term returns, as even small differences in fees can compound into significant impacts over time. This efficiency is a positive aspect of the portfolio's structure, supporting better performance net of fees.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey