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A high-flying portfolio playing it fast and loose with small caps and global diversification

Report created on Nov 5, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

At first glance, this portfolio looks like it was structured during a high-stakes poker game, with a 50% bet on the SPDR® Portfolio S&P 500 ETF and a daring 40% allocation to small cap value across the U.S. and international markets. It's like deciding to diversify your diet by adding different types of chili peppers — sure, you're mixing it up, but the underlying theme is still 'spicy.' The portfolio screams of a growth-oriented strategy with a penchant for volatility, akin to riding a roller coaster blindfolded.

Growth Info

With a CAGR of 15.60% and a max drawdown of -37.16%, it's clear this portfolio has seen its fair share of ups and downs, reminiscent of a soap opera plotline. While the high CAGR might have you popping champagne, the max drawdown tells a tale of sleepless nights and nail-biting days. It's a reminder that past performance is like relying on your ex for financial advice — it's informative but not always reliable.

Projection Info

The Monte Carlo simulation, with its 1,000 different scenarios, suggests this portfolio could be a wild ride, showing a potential 497.3% median increase. It's like forecasting the weather by looking at the clouds — useful, but pack an umbrella just in case. Remember, Monte Carlo simulations are a bit like fortune cookies: they offer insights, but I wouldn't base life decisions on them.

Asset classes Info

  • Stocks
    100%

The portfolio's strategy of going all-in on stocks with 0% in bonds, cash, or other asset classes is like wearing shorts in a snowstorm because it worked well in the summer. Sure, stocks have historically offered great returns, but diversification across asset classes can be the difference between a minor cold and frostbite when the market turns icy.

Sectors Info

  • Technology
    21%
  • Financials
    16%
  • Industrials
    14%
  • Consumer Discretionary
    13%
  • Basic Materials
    8%
  • Telecommunications
    6%
  • Health Care
    6%
  • Energy
    6%
  • Consumer Staples
    4%
  • Utilities
    2%
  • Real Estate
    2%

The sector allocation shows a heavy leaning towards technology and financial services, which might as well be called the Silicon Valley diet. While tech can offer explosive growth, it's also as stable as a three-legged chair. Financial services add some balance, but this portfolio could use a sprinkle of more defensive sectors to act as a safety net.

Regions Info

  • North America
    64%
  • Europe Developed
    14%
  • Japan
    12%
  • Australasia
    4%
  • Asia Developed
    2%
  • Asia Emerging
    2%
  • Africa/Middle East
    2%

With 64% allocated to North America and a smattering across other developed and emerging markets, this portfolio has a 'home country bias' with a side of wanderlust. It's like planning a world tour but spending most of your time in your hotel room. Expanding your geographic horizons could reduce risk and tap into growth opportunities elsewhere.

Market capitalization Info

  • Mega-cap
    28%
  • Mid-cap
    26%
  • Large-cap
    20%
  • Small-cap
    16%
  • Micro-cap
    6%

The mix of mega, medium, big, small, and micro-cap stocks is like assembling a zoo without considering which animals actually get along. The heavy tilt towards smaller companies is great for growth but can turn your portfolio into a rollercoaster when the market gets jittery. A more balanced approach might prevent some of those stomach-churning drops.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

When it comes to risk vs. return, this portfolio seems to be playing darts with a blindfold. The heavy reliance on volatile small caps and sector concentrations could lead to high returns but also high anxiety. Diversification isn't just about spreading your bets but making smarter ones. Aim for the Efficient Frontier, where each risk is taken with the potential for maximum reward, rather than throwing everything at the wall and seeing what sticks.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.50%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • SPDR® Portfolio S&P 500 ETF 1.10%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 2.05%

The dividend yield strategy is akin to expecting a stream from a trickle. With an overall yield of 2.05%, it's clear income isn't the main goal here, but even growth-oriented portfolios can benefit from the steady hand of dividend payers. It's like having a side job that pays for vacations — not essential, but definitely nice to have.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.15%

On the bright side, the total expense ratio (TER) of 0.15% is impressively low, like finding a designer suit at a thrift store price. It's one of the few areas where this portfolio doesn't gamble, ensuring more of your money stays invested rather than paying for fund managers' luxury cars.

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