Roast mode 🔥

A high-flying, tech-heavy portfolio that might just crash into reality

Report created on Jul 22, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio screams "tech bro" louder than a keynote at a Silicon Valley launch event. With a whopping 45% in technology and significant bets on individual tech stocks like AMD and Apple, it's less diversified and more a fan club of Silicon Valley darlings. The inclusion of a few consumer staples and real estate attempts balance but ends up looking like a diet consisting mostly of candy with a side salad for show.

Growth Info

With a CAGR of 27.52%, this portfolio has been on a tear, but let's not forget that past performance is like using your rearview mirror to navigate — helpful, but it won't predict the roadblock ahead. That -52.55% max drawdown is a stark reminder that what goes up can come down hard, and betting big on high-fliers without a parachute is a bold move, to say the least.

Projection Info

Monte Carlo simulations are like weather forecasts for your investments, showing a range of possible outcomes. With projections suggesting a middle-ground growth of over 2,300%, you might feel invincible. However, remember, simulations assume the future will play nice like the past, ignoring the potential for black swan events. Betting the farm on continued exponential growth in a tech-heavy portfolio might leave you with a lot of virtual farm animals and no real farm.

Asset classes Info

  • Stocks
    100%

If diversity in an investment portfolio were a party, this one forgot to send out half the invites. With 100% in stocks and zero in bonds, cash, or alternative investments, it's like showing up to a potluck with just a spoon. In turbulent times, a little variety can keep you from eating your savings.

Sectors Info

  • Technology
    45%
  • Consumer Staples
    12%
  • Consumer Discretionary
    11%
  • Financials
    10%
  • Real Estate
    6%
  • Telecommunications
    4%
  • Health Care
    4%
  • Industrials
    4%
  • Energy
    3%
  • Utilities
    1%
  • Basic Materials
    1%

Leaning 45% into technology is like having a diet consisting almost half of espresso shots: thrilling but potentially stomach-churning. The smattering across consumer goods, financials, and real estate feels more like an afterthought. Diversifying across sectors isn't just about spreading bets but ensuring some parts of your portfolio can sleep well when others are having nightmares.

Regions Info

  • North America
    98%
  • Europe Developed
    1%
  • Asia Developed
    1%

With 98% in North America, this portfolio has a home team bias that ignores the growth and diversification potential of global markets. It's like going to an international food festival and only eating burgers. Sure, burgers are great, but have you tried dim sum or paella? Broadening your geographic exposure might bring some unexpected delights.

Market capitalization Info

  • Mega-cap
    51%
  • Large-cap
    36%
  • Mid-cap
    11%
  • Small-cap
    2%

This portfolio's love affair with mega and big caps, at 51% and 36% respectively, shows a preference for the market's Goliaths over its Davids. While that's great for stability, it's the medium, small, and micro caps that often bring zesty returns (and risks). It's like always picking the safe, well-known movie sequel instead of giving a promising indie film a shot.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The Efficient Frontier is about finding that sweet spot between risk and return, but this portfolio seems to have missed the memo. With its heavy tilt towards high-flying stocks and sectors, it's playing a high-stakes game without a net. The thrill might be exhilarating, but the potential for a wipeout is real. It's like trying to optimize a car's performance by only adding horsepower without considering the brakes.

Dividends Info

  • Apple Inc 0.50%
  • Costco Wholesale Corp 0.50%
  • Mastercard Inc 0.40%
  • Micron Technology Inc 0.40%
  • Realty Income Corporation 5.70%
  • Procter & Gamble Company 2.00%
  • Schwab U.S. Dividend Equity ETF 3.80%
  • iShares Semiconductor ETF 0.70%
  • SPDR® Portfolio S&P 500 ETF 1.20%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 1.27%

The dividend yield strategy here is like expecting to fill a swimming pool with a leaky faucet. Sure, there's some income from Realty Income Corporation and the Schwab U.S. Dividend Equity ETF, but overall, the portfolio's yield is more of a trickle than a stream. Relying on this for income would be optimistic at best.

Ongoing product costs Info

  • Schwab U.S. Dividend Equity ETF 0.06%
  • iShares Semiconductor ETF 0.35%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.06%

At least you're not bleeding out in fees. With total TER impressively low, it's clear you're not throwing money at fund managers. This is like finding a no-fee ATM in a tourist trap; surprisingly sensible amidst otherwise questionable decisions.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey