Roast mode 🔥

Rocket-fueled US growth machine with diversification duct-taped on as an afterthought

Report created on May 6, 2026

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

Structurally this portfolio is a big, boring core fund with a halo of “hold my beer” side bets. Sixty percent in a total US market index looks sensible, then 15% in a semiconductor sector fund slams the steering wheel hard in one direction, and the rest is a grab bag of story stocks, defense names, space plays, and biotech. It’s basically a plain burger smothered in ghost pepper sauce. The mix is aggressively growthy and unapologetically concentrated for something pretending to be diversified. The overall vibe: one anchor trying to keep a speedboat from flipping while everything around it dares volatility to do its worst.

Growth Info

Historically, the portfolio absolutely nuked the benchmarks: $1,000 became $2,372 in just over a year, with a 51% CAGR versus ~18% for both US and global markets. That’s monster territory. But the -26% max drawdown says the ride already tried to throw investors off once. Only 20 days produced 90% of returns, which means most of the time the portfolio is either snoozing or bleeding, then occasionally has a sugar-rush spike. As usual, past returns are like bragging about last season’s game — entertaining, but the scoreboard just reset to 0–0 for the next one.

Projection Info

The Monte Carlo projection basically says, “Yeah, this thing might work out, but don’t get cocky.” Monte Carlo is just a fancy way of rolling the dice on thousands of possible futures using past volatility and returns as a rough guide. Median outcome turns $1,000 into about $2,767 over 15 years, but the plausible range runs from “barely broke even” at $990 to “lottery ticket worked” at $7,665. That 74.5% chance of a positive result is fine, not magical, and 8.1% annualized across all simulations is way tamer than recent history. Yesterday’s rocket doesn’t guarantee tomorrow’s orbit.

Asset classes Info

  • Stocks
    100%

Asset class “diversification” here is simple: 100% stocks, 0% everything else. That’s commitment. It’s like showing up to a potluck with 12 kinds of hot wings and calling it a balanced meal. No bonds, no cash buffer, no anything that historically softens crashes — just pure equity beta plus some extra spice in concentrated names. For an aggressive profile that’s not shocking, but it does mean when markets decide to have a tantrum, this portfolio has nothing cushioned to fall back on. The entire return and risk profile lives and dies with the stock market mood swings.

Sectors Info

  • Technology
    37%
  • Industrials
    17%
  • Health Care
    13%
  • Financials
    8%
  • Consumer Discretionary
    6%
  • Telecommunications
    6%
  • Energy
    5%
  • Utilities
    3%
  • Consumer Staples
    3%
  • Real Estate
    1%
  • Basic Materials
    1%

Sector-wise, this portfolio is heavily leaning into tech at 37%, then industrials at 17%, and health care at 13%. That’s a clear tilt toward “innovation plus stuff that builds or blows things up” rather than a balanced economic snapshot. Energy, utilities, staples, and real estate are all tiny rounding errors. It’s like building a band with four lead guitarists and one drummer hiding at the back. When flashy growth sectors are in favor, this setup hits the spotlight; when sentiment rotates toward boring, cash-generating areas, the portfolio looks like it skipped that memo entirely. Sector balance is not the priority here.

Regions Info

  • North America
    98%
  • Europe Developed
    2%
  • Asia Emerging
    1%

Geographically, this portfolio is basically waving a giant US flag: 98% North America, with a token 2% in developed Europe and 1% in emerging Asia as if to say, “Yes, we know the rest of the world exists.” It’s an America-or-bust allocation, betting that the home team keeps winning indefinitely. That’s fine when the US leads, but global markets don’t always rotate in sync. If international regions or other economies have their moment, this thing barely participates. It’s less a global portfolio and more a US portfolio with a couple of tourist photos taped on for show.

Market capitalization Info

  • Large-cap
    41%
  • Mega-cap
    35%
  • Mid-cap
    19%
  • Small-cap
    4%
  • Micro-cap
    1%

Market cap exposure is mostly big and bigger: 35% mega-cap and 41% large-cap, with mid-caps at 19% and only a token 5% in small and micro. So despite some spicy individual names, underneath it behaves a lot like a big-company portfolio wearing a slightly edgier jacket. That tilt toward giants usually means more stability than a true small-cap binge but also leans into whatever the dominant large companies are doing. The tiny slice in small/micro adds some extra kick but not enough to define the character. This is mostly a blue-chip frame decorated with a handful of wildcards.

Factors Info

Value
Preference for undervalued stocks
Low
Data availability: 25%
Size
Exposure to smaller companies
Very low
Data availability: 25%
Momentum
Exposure to recently outperforming stocks
Low
Data availability: 25%
Quality
Preference for financially healthy companies
High
Data availability: 25%
Yield
Preference for dividend-paying stocks
Low
Data availability: 85%
Low Volatility
Preference for stable, lower-risk stocks
Low
Data availability: 25%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor-wise, the portfolio is loudly tilted away from size and quietly away from most other factors. Very low size exposure means a strong preference for bigger companies, even with a few small names sprinkled in — like claiming to be into indie music but mostly streaming stadium tours. Value, momentum, yield, and low volatility are all mildly underweight, so the factor story is mostly: quality or bust. That 65% quality tilt says the holdings skew toward profitable, financially solid businesses, which is the adult in the room. The overall factor mix screams “high-quality large growth” more than some chaotic meme-stock rocket.

Risk contribution Info

  • FIDELITY ZERO TOTAL MARKET INDEX FUND
    Weight: 60.00%
    41.7%
  • Fidelity Select Semiconductors Portfolio
    Weight: 15.00%
    24.1%
  • Vertiv Holdings Co
    Weight: 2.00%
    4.3%
  • Centrus Energy Corp.
    Weight: 2.00%
    4.2%
  • Palantir Technologies Inc.
    Weight: 2.00%
    3.4%
  • Top 5 risk contribution 77.7%

Risk contribution reveals who’s actually driving the drama, and the picture is less diversified than the weights suggest. The 60% total market fund contributes “only” about 42% of risk, which is reasonable. But the semiconductor fund at 15% weight is punching way above its size with 24% of risk — heavy leverage on one theme. Then Vertiv and Centrus, each at 2% weight, are pulling more than 4% of total risk each. Top three positions alone account for over 70% of portfolio risk, turning the rest into background noise. Many of the smaller holdings look more like decoration than real risk drivers.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk–return map, this portfolio is leaving a ton on the table. With a Sharpe ratio of 1.4, it’s decent, but the efficient frontier using the same ingredients claims you could nearly double that risk-adjusted return (Sharpe 2.86) just by mixing them differently. Being almost 16 percentage points below the frontier at the same risk level is like driving a sports car in second gear on the highway — still fast, but nowhere near what the machine can do. Even the minimum-variance version using these holdings alone offers a calmer ride, so the current setup is more “just vibes” than mathematically tuned.

Dividends Info

  • BWX Technologies Inc 0.50%
  • Constellation Energy Corp 0.50%
  • Fidelity Select Semiconductors Portfolio 10.90%
  • FIDELITY ZERO TOTAL MARKET INDEX FUND 1.00%
  • GE Vernova LLC 0.10%
  • Thermo Fisher Scientific Inc 0.40%
  • Vertiv Holdings Co 0.10%
  • Weighted yield (per year) 2.27%

The dividend story is almost an afterthought. Total yield at 2.27% is basically market-ish, but it’s coming from some quirky places. That semiconductor fund showing 10.9% yield looks more like a special-distribution or data glitch than a reliable cash machine — if it were stable, it’d be the financial equivalent of a unicorn. Most of the individual stocks either barely yield or don’t show up as major income sources at all. This portfolio clearly isn’t built for steady paychecks; any dividends are more like tips thrown on top of a growth-focused bill rather than the main course.

Ongoing product costs Info

  • Fidelity Select Semiconductors Portfolio 0.60%
  • Weighted costs total (per year) 0.09%

Costs are, annoyingly, one of the more sensible parts. The zero-fee total-market fund drags the overall TER down to 0.09%, which is impressively cheap considering the 0.60% semiconductor side-fund tax. That sector fund is the diva in the fee lineup — higher than broad-market ETFs that offer similar exposure — but at 15% weight, it doesn’t totally wreck the bill. Overall, this is a high-octane, high-concentration portfolio running on low-cost fuel. If anything, the fee setup is almost too reasonable for how chaotic the risk and concentration story looks elsewhere. Someone clearly knew at least one button to press correctly.

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