A growth-oriented portfolio with a strong tilt towards value and dividends across global markets

Report created on May 4, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio exhibits a strategic allocation with 40% in a broad market ETF, 20% in a US small-cap value ETF, 20% in an international stock ETF, 10% in an international small-cap value ETF, and 10% in a US dividend equity ETF. This composition underscores a clear growth orientation, with a significant tilt towards value stocks and dividend-yielding assets. The emphasis on both US and international equities, including small-cap value stocks, indicates a pursuit of higher-than-average returns, albeit with a commensurate level of risk. The portfolio's diversification is broad, spanning various sectors and geographies, which can help mitigate risk while capturing growth opportunities globally.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 13.23% and a maximum drawdown of -37.65%, the portfolio has demonstrated robust growth potential tempered by significant volatility. Notably, the days contributing to 90% of returns being limited to 12.0 underscores the concentration of gains in short periods, typical of growth-oriented investments. This performance, while impressive, suggests that the investor should be comfortable with volatility and the potential for substantial short-term losses in exchange for long-term growth.

Projection Info

Monte Carlo simulations, using historical data to project future outcomes, show a median increase of 340.8% in portfolio value, with a positive return in 95.2% of simulations. While encouraging, it's crucial to remember that these simulations are based on past trends, which may not predict future performance accurately. Investors should view these projections as one of many tools in making informed decisions, not as guarantees of future returns.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is heavily weighted towards stocks (99%), with minimal cash holdings (1%). This allocation is consistent with a growth-focused strategy, aiming for higher returns at the expense of higher risk. The absence of bonds and other asset classes suggests a lack of interest in lower-risk, income-generating investments. While this approach aligns with the portfolio's growth objectives, it also exposes the investor to significant market volatility.

Sectors Info

  • Financials
    19%
  • Technology
    17%
  • Industrials
    13%
  • Consumer Discretionary
    12%
  • Health Care
    8%
  • Energy
    8%
  • Consumer Staples
    7%
  • Telecommunications
    6%
  • Basic Materials
    6%
  • Real Estate
    2%
  • Utilities
    2%

The sectoral allocation covers a wide range, with the highest exposures in Financial Services (19%) and Technology (17%). This spread across sectors like Industrials, Consumer Cyclicals, and Healthcare suggests a balanced approach to capturing growth across the economy. However, the heavy allocation towards traditionally volatile sectors like Technology may contribute to the portfolio's overall risk profile. Investors should consider whether this sectoral exposure aligns with their risk tolerance and investment goals.

Regions Info

  • North America
    72%
  • Europe Developed
    12%
  • Japan
    6%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, the portfolio is heavily weighted towards North America (72%), with meaningful exposure to Europe Developed (12%) and Japan (6%). The allocation reflects a strong bias towards developed markets, with limited exposure to emerging and frontier markets. This geographic distribution can offer stability and access to mature economies but may also limit potential high-growth opportunities in emerging markets. Investors might explore increasing exposure to underrepresented regions to enhance growth prospects and diversification.

Market capitalization Info

  • Mega-cap
    26%
  • Large-cap
    24%
  • Mid-cap
    20%
  • Small-cap
    18%
  • Micro-cap
    11%

The market capitalization breakdown shows a diversified exposure across mega (26%), big (24%), medium (20%), small (18%), and micro (11%) caps. This distribution suggests a strategic approach to balancing the stability of large-cap stocks with the growth potential of small and micro-cap stocks. Such a mix can enhance the portfolio's growth prospects while mitigating the volatility associated with smaller companies.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears well-positioned for optimizing the risk-return trade-off based on its current asset allocation. However, ongoing adjustments may further enhance its efficiency. Regular reviews can ensure the portfolio maintains an optimal balance between risk and return, adapting to changing market conditions and personal investment goals.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.90%
  • Schwab U.S. Dividend Equity ETF 4.00%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.30%
  • Vanguard Total International Stock Index Fund ETF Shares 3.00%
  • Weighted yield (per year) 2.28%

The portfolio's dividend yield stands at an average of 2.28%, with the highest yields from the Schwab U.S. Dividend Equity ETF (4.00%) and the Avantis® International Small Cap Value ETF (3.80%). These dividends can provide a steady income stream and contribute to the portfolio's total return. Investors should consider the role of dividends in their overall investment strategy, balancing income generation with the pursuit of capital appreciation.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.11%

With a total expense ratio (TER) averaging 0.11%, the portfolio is efficiently managed in terms of costs. Lower costs can significantly impact long-term growth, as they allow a greater portion of investment returns to compound over time. This portfolio's cost structure is commendable and aligns with best practices for maximizing investment efficiency.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey