This portfolio has only about 11 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Balanced portfolio with a strong focus on technology and North American equities

Report created on Aug 21, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio primarily consists of ETFs, with a significant 70% allocation to a global all-country ETF, 15% to a NASDAQ-100 ETF, and another 15% to a global small-cap value ETF. This composition indicates a strategy that leans heavily towards equities, particularly in the technology sector and North American markets, while also seeking global exposure and value in smaller companies. The absence of bonds or other asset classes suggests a focus on growth over income or hedging against market downturns.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 10.07% and a maximum drawdown of -22.35%, the portfolio's historical performance showcases its resilience and potential for substantial growth. However, the concentration on specific sectors and regions may have contributed to the volatility experienced during market downturns. The days contributing most to returns highlight the portfolio's dependence on short-term gains, which can be risky.

Projection Info

Monte Carlo simulations, using historical data to forecast potential future outcomes, project a median return of 246.3% across simulations. While this suggests a strong growth potential, it's crucial to remember that these projections are based on past trends, which may not always predict future performance accurately. Diversification and regular portfolio reviews can help mitigate unexpected market shifts.

Asset classes Info

  • Stocks
    100%

The portfolio's exclusive investment in stocks, without allocation to bonds, real estate, or commodities, positions it for higher potential returns but also higher volatility. Diversifying across more asset classes could reduce risk and smooth out returns over time, especially during stock market downturns.

Sectors Info

  • Technology
    28%
  • Financials
    16%
  • Consumer Discretionary
    12%
  • Industrials
    11%
  • Telecommunications
    9%
  • Health Care
    7%
  • Consumer Staples
    6%
  • Energy
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

The heavy weighting towards technology (28%) reflects a bet on continued innovation and growth within this sector. However, this concentration also increases susceptibility to sector-specific downturns. Balancing this with increased allocations to less volatile sectors, like healthcare or consumer defensive, could provide more stability.

Regions Info

  • North America
    71%
  • Europe Developed
    12%
  • Japan
    5%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

With 71% of assets in North America, the portfolio is heavily skewed towards the US market. While this has historically been a source of strong returns, it also exposes the portfolio to regional economic and political risks. Increasing exposure to developed European markets or emerging markets could enhance diversification and potentially tap into new growth areas.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    30%
  • Mid-cap
    15%
  • Small-cap
    7%
  • Micro-cap
    6%

The mix of mega, big, medium, small, and micro-cap stocks indicates a broad market exposure, from established leaders to smaller, potentially faster-growing companies. This diversification across market capitalizations can help balance risk and reward, although the emphasis on larger companies is evident and aligns with the portfolio's growth focus.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio's alignment with the Efficient Frontier suggests it is well-optimized for the best possible risk-return ratio given its current assets. However, incorporating different asset classes or rebalancing sector and geographic exposures could offer further optimization opportunities, especially in terms of diversification and risk management.

Ongoing product costs Info

  • Invesco EQQQ NASDAQ-100 UCITS ETF Acc 0.35%
  • Weighted costs total (per year) 0.05%

The total expense ratio (TER) for the portfolio is relatively low, enhancing net returns. However, the specific costs associated with the NASDAQ-100 ETF are higher than the portfolio's average. Regularly reviewing costs and considering lower-cost alternatives for similar exposure can further improve returns.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey