This portfolio has only about 1.1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with strategic ETF selections and a nod to digital assets

Report created on Aug 15, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

Your portfolio showcases a strategic blend of ETFs, focusing on broad market exposure, quality, and momentum strategies, alongside niche allocations to emerging markets, gold, and cryptocurrencies. With 95% in stocks and 5% in other assets, including gold and cryptocurrencies, it reflects a growth-oriented approach with a tilt towards innovation and value. This composition aligns well with a growth profile, balancing traditional equity investments with alternative assets to potentially enhance returns.

Growth Info

Historically, your portfolio has demonstrated a robust Compound Annual Growth Rate (CAGR) of 21.71%, with a maximum drawdown of -15.94%. This performance, characterized by significant gains concentrated in a few days, underscores the portfolio's growth potential while also highlighting its volatility. The performance metrics suggest that the portfolio has navigated market fluctuations effectively, leveraging the momentum and quality of selected ETFs to achieve substantial growth.

Projection Info

Monte Carlo simulations, which use historical data to forecast a range of possible outcomes, project an optimistic future for your portfolio. With 998 out of 1,000 simulations showing positive returns and a median projected growth of 3,258.9%, these projections underscore the portfolio's strong growth potential. However, it's crucial to remember that these simulations are based on past data and cannot guarantee future outcomes.

Asset classes Info

  • Stocks
    95%
  • Other
    5%

Your portfolio's asset class distribution, with a heavy emphasis on stocks, is typical for growth-oriented investors seeking higher returns. The inclusion of gold and cryptocurrencies as alternative investments adds a layer of diversification and potential hedge against inflation or market downturns. This mix supports a high growth potential but also comes with increased volatility and risk.

Sectors Info

  • Financials
    21%
  • Technology
    20%
  • Industrials
    13%
  • Consumer Discretionary
    10%
  • Consumer Staples
    8%
  • Telecommunications
    7%
  • Health Care
    6%
  • Energy
    4%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

The sectoral allocation within your portfolio, with significant investments in financial services and technology, positions you well for capitalizing on growth trends. However, this concentration also exposes you to sector-specific risks. The diversification across other sectors like industrials and consumer cyclicals mitigates this risk to some extent, balancing growth potential with a measure of stability.

Regions Info

  • North America
    64%
  • Europe Developed
    15%
  • Japan
    5%
  • Asia Emerging
    4%
  • Asia Developed
    4%
  • Australasia
    2%
  • Africa/Middle East
    1%

Geographically, your portfolio is heavily weighted towards North America and developed European markets, with a smaller but strategic exposure to emerging markets and Asia. This distribution enhances diversification and offers a balance between stable, mature markets and the higher growth potential of emerging economies. However, the limited exposure to Latin America and Africa/Middle East suggests an opportunity to further diversify geographically.

Market capitalization Info

  • Mega-cap
    39%
  • Large-cap
    34%
  • Mid-cap
    17%
  • Small-cap
    3%
  • Micro-cap
    1%

The market capitalization breakdown, with a focus on mega and big cap stocks, suggests a preference for established, stable companies likely to offer consistent returns. This is complemented by a smaller allocation to medium, small, and micro caps, which introduces growth potential albeit with increased risk. This blend supports a growth strategy while providing a foundation of stability.

Redundant positions Info

  • Vanguard FTSE Developed Markets Index Fund ETF Shares
    Dimensional International Value ETF
    High correlation
  • Invesco S&P 500® Momentum ETF
    Invesco S&P 500® Quality ETF
    Vanguard Total Stock Market Index Fund ETF Shares
    High correlation

The high correlation observed among certain ETFs, particularly those tracking the S&P 500 and developed markets, indicates some redundancy in your portfolio. This overlap limits diversification benefits and exposes you to concentrated market risks. Addressing these correlations by diversifying further could enhance the portfolio's risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Optimizing your portfolio involves addressing the noted asset correlations to eliminate redundancies and improve diversification. By refining the asset mix, you could potentially reach an expected return of 36.44% with a similar risk profile. This process would involve reevaluating the allocation to highly correlated assets and possibly introducing new, uncorrelated investments to enhance diversification and performance.

Dividends Info

  • Dimensional ETF Trust - Dimensional Emerging Markets Value ETF 3.00%
  • Dimensional International Value ETF 3.20%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • Invesco S&P 500® Quality ETF 1.00%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.60%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 1.53%

With an overall dividend yield of 1.53%, your portfolio offers a modest income stream alongside capital appreciation potential. The varying yields across ETFs reflect a balance between growth-focused investments and those providing regular income. This approach aligns with a growth strategy, where reinvestment of dividends can compound growth over time.

Ongoing product costs Info

  • Dimensional ETF Trust - Dimensional Emerging Markets Value ETF 0.43%
  • Dimensional International Value ETF 0.27%
  • SPDR Gold Mini Shares 0.10%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco S&P 500® Quality ETF 0.15%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • iShares Ethereum Trust ETF 0.25%
  • Weighted costs total (per year) 0.14%

The portfolio's average Total Expense Ratio (TER) of 0.14% is impressively low, maximizing your return potential by minimizing costs. This efficiency is crucial for long-term growth, as even small differences in costs can significantly impact net returns over time. Your focus on cost-effective ETFs demonstrates a savvy approach to portfolio construction.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey