This portfolio has only about 10 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Tech tilted growth portfolio with concentrated single stock risk and very strong short term performance

Report created on May 5, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is made up of three holdings, all in equities: a broad US index ETF, a focused European defence ETF, and a single large Korean tech stock. The structure mixes one globally diversified core position with two much more concentrated growth and defence themes. With only three holdings, decisions about each one have a big impact on overall behaviour. This sort of concentrated equity-only mix can move quickly in both directions, especially when a single stock sits alongside narrow thematic exposure. The framework is simple and easy to understand, but the portfolio’s ups and downs are closely tied to how these three very different components behave over time.

Growth Info

Over roughly ten months, €1,000 hypothetically grew to about €1,545, implying a very high annualised return. The portfolio also beat both the US and global equity benchmarks by a wide margin in this short window. CAGR, or Compound Annual Growth Rate, is like average speed on a road trip; here it looks unusually fast. The largest drawdown was under -14%, meaning the biggest peak‑to‑trough fall was meaningful but not extreme for equities and recovered within about a month. With only 10 months of data, these results mostly reflect a favourable starting point and recent strong moves, so they should not be viewed as a reliable guide to long‑term behaviour.

Projection Info

The Monte Carlo projection uses the short return history to simulate many possible 15‑year paths for a €1,000 investment. It shuffles and re‑samples past returns to estimate a range of future outcomes, giving a median value around €2,769 and a wide possible band from about €994 to €7,672. Monte Carlo is useful for illustrating uncertainty, not for predicting a specific number. Because the underlying data covers less than a year, the simulation may exaggerate recent strength or understate future volatility. In practice, long‑term results could end up outside the shown ranges, especially for a concentrated, stock‑heavy portfolio that may behave differently in other market environments.

Asset classes Info

  • Stocks
    100%

All of this portfolio sits in one asset class: stocks. There is no allocation to bonds, cash‑like instruments, or alternative assets. Equities typically offer higher long‑run growth potential but come with larger short‑term swings, because company profits and investor sentiment can shift quickly. Having 100% in stocks means that diversification is achieved only within equities, not across different asset types. Relative to broad multi‑asset benchmarks that usually include bonds and sometimes cash, this construction is clearly tilted toward growth and risk. That helps explain both the strong short‑term performance and the potential for notable drawdowns when equity markets struggle.

Sectors Info

  • Technology
    41%
  • Industrials
    33%
  • Financials
    5%
  • Telecommunications
    5%
  • Consumer Discretionary
    4%
  • Health Care
    4%
  • Consumer Staples
    2%
  • Energy
    2%
  • Utilities
    1%
  • Real Estate
    1%
  • Basic Materials
    1%

Sector exposure is heavily tilted toward technology at about 41%, followed by industrials at roughly 33%, with the remaining weight spread thinly across other areas. This creates a clear focus on growth‑oriented tech businesses and industrial companies, especially those linked to defence. Sector allocation matters because different parts of the economy react differently to interest rates, economic cycles, and policy changes. Tech‑heavy allocations can be very sensitive to shifts in growth expectations or rates, while industrials linked to defence may behave more idiosyncratically around geopolitical events. Compared with broad global benchmarks, this mix is more concentrated in these two sectors, which can amplify both upside and downside around sector‑specific news.

Regions Info

  • North America
    44%
  • Europe Developed
    28%
  • No data
    26%
  • Europe Emerging
    2%

Geographically, the portfolio leans toward North America at about 44% and developed Europe at roughly 28%, with a smaller slice in emerging Europe and a sizeable “no data” portion largely driven by the individual Korean stock. Geography shapes exposure to different economies, currencies, and regulatory environments. For example, returns tied to US markets can be influenced by the dollar and US growth, while European defence names may respond to regional security and budget decisions. Versus global indices, this mix appears more tilted to North America, Europe, and a single Asian country, rather than being fully spread across all regions. Currency movements between these areas and the euro can also affect euro returns.

Market capitalization Info

  • Large-cap
    32%
  • Mega-cap
    30%
  • No data
    26%
  • Mid-cap
    11%
  • Small-cap
    1%

By market value, the portfolio is dominated by mega‑cap and large‑cap companies, together making up over 60% of the measured exposure, with modest mid‑cap and very little small‑cap representation. Market capitalisation, or “market cap,” describes a company’s size based on its share price and number of shares. Larger companies tend to be more stable and widely followed, while smaller ones can be more volatile but sometimes offer higher growth potential. This tilt toward big names means behaviour will likely be closer to major global indices than to small‑cap heavy strategies. However, the presence of a single large individual stock still introduces a distinct, company‑specific element that size buckets alone do not capture.

True holdings Info

  • Samsung Electronics Co. Ltd
    25.90%
  • BAE Systems plc
    4.66%
    Part of fund(s):
    • iShares Europe Defence UCITS ETF EUR (Acc)
  • Thales S.A.
    3.86%
    Part of fund(s):
    • iShares Europe Defence UCITS ETF EUR (Acc)
  • Leonardo S.p.A.
    3.72%
    Part of fund(s):
    • iShares Europe Defence UCITS ETF EUR (Acc)
  • Rolls-Royce Holdings PLC
    3.63%
    Part of fund(s):
    • iShares Europe Defence UCITS ETF EUR (Acc)
  • NVIDIA Corporation
    3.38%
    Part of fund(s):
    • Vanguard S&P 500 UCITS Acc
  • Rheinmetall AG
    3.38%
    Part of fund(s):
    • iShares Europe Defence UCITS ETF EUR (Acc)
  • Apple Inc
    2.97%
    Part of fund(s):
    • Vanguard S&P 500 UCITS Acc
  • Saab AB (publ)
    2.96%
    Part of fund(s):
    • iShares Europe Defence UCITS ETF EUR (Acc)
  • Microsoft Corporation
    2.19%
    Part of fund(s):
    • Vanguard S&P 500 UCITS Acc
  • Top 10 total 56.65%

Looking through the ETFs to their top holdings, Samsung Electronics stands out at about 26% as a direct single stock position, with no additional exposure via the funds. Several defence‑related companies, such as BAE Systems, Thales, Leonardo, Rolls‑Royce, and Rheinmetall, appear as meaningful positions through the Europe defence ETF. Large US tech names like NVIDIA, Apple, and Microsoft also feature via the S&P 500 ETF. Overlap across ETFs can create hidden concentration when the same company appears multiple times, but here coverage is limited to ETF top‑10 lists, so some overlap may be understated. Even with incomplete look‑through, it is clear that a handful of companies drive a significant share of underlying exposure.

Risk contribution Info

  • Samsung Electronics Co. Ltd
    Weight: 25.90%
    49.4%
  • iShares Europe Defence UCITS ETF EUR (Acc)
    Weight: 29.60%
    33.6%
  • Vanguard S&P 500 UCITS Acc
    Weight: 44.50%
    17.1%

Risk contribution shows how much each holding drives overall ups and downs, which can differ a lot from simple weights. Here, Samsung Electronics is about 26% of the portfolio but contributes roughly 49% of total risk, giving it a risk‑to‑weight ratio near 1.9. That means its price swings dominate the portfolio’s volatility. The Europe defence ETF, at around 30% weight, contributes about 34% of risk, while the S&P 500 ETF, despite being the largest weight at 44.5%, only adds about 17% of risk. This pattern suggests the broad index acts as the “stabiliser,” while the single stock and thematic ETF introduce most of the variability in returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk‑return chart shows the current portfolio sits below the efficient frontier by about 17 percentage points of return at its current risk level. The efficient frontier represents the best achievable return for each risk level using only these existing holdings in different weightings. Sharpe ratio, which measures return per unit of risk above a “risk‑free” rate, is around 1.95 for the current mix versus about 3.07 for the calculated optimal combination. That suggests there are other weightings of the same three positions that, based on recent data, would have delivered better risk‑adjusted performance. Since the data window is under a year, these optimisation results are informative but should not be treated as stable over longer horizons.

Dividends Info

  • Samsung Electronics Co. Ltd 0.60%
  • Weighted yield (per year) 0.16%

Dividend income is very low in this portfolio. The overall yield is around 0.16%, with Samsung paying about 0.60% based on the recent figures. Dividends are cash payments from companies to shareholders, and over long periods they can form an important part of total return. Here, most of the expected return is coming from potential price movements rather than regular cash payouts. For investors who reinvest dividends, a low yield simply means less automatic reinvestment from income and more reliance on capital gains. In a growth‑oriented, tech‑ and defence‑focused mix, this pattern of modest yield and higher emphasis on price appreciation is fairly typical.

Ongoing product costs Info

  • Vanguard S&P 500 UCITS Acc 0.07%
  • Weighted costs total (per year) 0.03%

Costs in this portfolio are impressively low. The S&P 500 ETF charges a TER of 0.07%, and the overall blended TER comes out around 0.03%, which is extremely competitive relative to many active funds and even many passive options. TER, or Total Expense Ratio, is the annual fee charged by a fund as a percentage of the invested amount. Lower ongoing fees mean more of the portfolio’s gross return is kept each year, and over long horizons these small differences can compound into meaningful amounts. This cost profile is a clear strength and provides a solid foundation for long‑term compounding, independent of how markets perform.

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