A one-trick pony galloping through the stock market with blinders on
Report created on Aug 2, 2025Risk profile
5/7
Diversification profile
1/5
Positions
-
FC Fidelity Contrafund
FCNTX - US3160711095 100.00%
Diving into this portfolio is like going to a buffet and only eating bread. Sure, the Fidelity Contrafund is a fine choice if you're into mutual funds with a blend of growth-oriented stocks, but putting 100% of your chips on one square isn't strategy—it's hope. With a diversification score that's practically screaming for variety, this portfolio is a stark reminder that even in the realm of investments, you shouldn't put all your eggs in one basket, unless you're aiming for a monotonous diet of financial returns.
Growth
Let's talk performance. With a CAGR of 15.24%, it's like your portfolio won a silver medal in a local 5K race—not bad, but not exactly Olympic material. The real kicker, though, is the max drawdown of -31.80%. It's the financial equivalent of tripping and doing a faceplant mid-race. Those 31 days that make up 90% of your returns are like finding out you only sprinted the first and last 100 meters of the race. Sure, you finished, but there's room to pace yourself better.
Projection
Monte Carlo simulations are like those choose-your-own-adventure books, but for your money. They show you a thousand ways your investment could pan out, from "beach retirement" to "keep your day job." Your simulations predict a median increase of 584.4%, which sounds great until you remember that simulations are as reliable as weather forecasts for next year’s picnic. With 994 out of 1,000 simulations positive, it's like saying there's a good chance of sunshine, but that doesn’t mean you shouldn’t pack an umbrella.
Asset classes
- Stocks 94%
- Other 3%
- Cash 3%
With 94% in stocks, this portfolio is like a diet consisting almost entirely of meat. It's strong, it's protein-heavy, but where are the veggies? The bonds? The smattering of cash and "other" assets feels like an afterthought—a few peas thrown on the plate for color. This high-octane, stock-heavy approach is fine if you're sprinting towards short-term gains, but it's nutritionally unbalanced for a well-rounded financial future.
Sectors
- Telecommunications 26%
- Technology 24%
- Financials 20%
- Consumer Discretionary 10%
- Health Care 8%
- Industrials 6%
- Consumer Staples 2%
- Basic Materials 1%
- Utilities 1%
- Energy 1%
The sector allocation here shows a heavy tilt toward Communication Services, Technology, and Financial Services, making it seem like you're betting on a Silicon Valley trifecta. While tech and its friends have been the cool kids on the block, remember that even the cool kids go through rough patches. With minimal investment in defensive sectors like Utilities or Consumer Defensive, your portfolio is dressed for a summer day, potentially unprepared for a financial storm.
Regions
- North America 96%
- Europe Developed 2%
- Asia Developed 1%
With a whopping 96% in North America, this portfolio is the financial equivalent of never leaving your hometown. Sure, it's comfortable and familiar, but there's a whole world out there. The token allocations to Europe and Asia feel like buying a globe and calling it world travel. Diversifying globally can reduce risk and expose you to growth opportunities beyond the American dream.
Market capitalization
- Mega-cap 67%
- Large-cap 19%
- Mid-cap 8%
- Small-cap 1%
Mega-cap companies dominate this portfolio like Godzilla in Tokyo—big, powerful, and in control. While having 67% in these giants offers some stability, it's like always choosing safety over adventure. The small allocation to small and micro-caps is like dipping a toe in the ocean without really swimming. Diversifying across market caps can lead to a more balanced, robust investment strategy, instead of just riding the coattails of industry titans.
Dividends
- Fidelity Contrafund 0.80%
- Weighted yield (per year) 0.80%
A dividend yield of 0.80% is like finding loose change under the couch cushions—it's nice, but you're not going to fund a vacation with it. In a portfolio that's sprinting for growth, dividends are clearly taking a back seat. While reinvesting these can compound over time, relying on them for income or stability seems like an afterthought. Consider balancing growth ambitions with income-generating assets for a more harmonious financial symphony.
Ongoing product costs
- Fidelity Contrafund 0.63%
- Weighted costs total (per year) 0.63%
At 0.63%, the Total Expense Ratio (TER) for this fund isn't highway robbery, but it's not a free lunch either. It's like paying for a gym membership that you only use for the sauna. Sure, you're getting something out of it, but could you be optimizing your investment dollars better? Especially when every penny in fees is a penny not growing on your personal money tree.
What next?
Ready to invest in this portfolio?
Select a broker that fits your needs and watch for low fees to maximize your returns.
Create your own report?
Join our community!
The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.
Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.
Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.
Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.
By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.
Instrument logos provided by Elbstream.
Help us improve Insightfolio
Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey